Sold for:Sold Oct 3, 2025
$995,000

546 Lakeshore Road

Cobourg, ON K9A 1S5

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 546 Lakeshore Road, Cobourg

2025-06-13
2025-10-03
Sold
Price
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MLS#
x12218556

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 546 Lakeshore Road, Cobourg

A storybook house awaits its new owner. At a prestigious Cobourg lakeside address this 3 bedroom, 2 bath home is nestled into a magical property. Expansive windows fill the home with beautiful light and invite you to discover the space. The front, south facing rooms include a living room and dining area with natural oak flooring. A modern kitchen with quartz counters and stainless appliances leads you into an expansive great room, suggesting the feeling of a conservatory with vaulted ceilings and grand windows bringing the outdoors in. A main floor mud room and laundry is conveniently located through the side door leading to the kitchen and the cozy den/office, and bathroom are also located on the main floor. Upstairs offers a bathroom and 3 generous bedrooms, each with a beautiful view providing a tranquil place to rest. Open the windows and fall asleep to the waves crashing on the shore. Step outside to he magical secret garden that is worthy of the garden tour, this masterpiece has been cultivated over the years to bring constant colour, texture and contrast showcasing the art that only mother nature can create - it truly must be seen. A lovely covered lanai offers a sheltered vantage for morning coffee or dining al fresco. The partially finished, clean and dry basement offers additional opportunities for living space.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,087
Land Transfer Tax Fee
$16,375

Rental Items

Rental Equipment
NIL

Basement Type
Partially Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Water Heater
View
Lake
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy
Pool
None
Property Features
Beach, Fenced Yard, Golf, Hospital, Marina, Park
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Brick Front
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
71.88 ft
Lot Depth
172.12 ft
Lot Size
0.242
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, All ELFS & Window Coverings

Exclusions

Exclusions
NIL

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Family Room—
    Main level
  • Laundry—
    Main level
  • Office—
    Main level
  • Bathroom—
    Main level
  • Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level
  • Recreation—
    Lower level

Washrooms

  • 3-piece, Second
  • 4-piece, Main

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Coverdale
Zoning
RES
Directions
Just west of Coverdale

MLS® number
X12218556
Data source
Toronto Regional Real Estate Board
Status change
2025-10-03
Listed on
2025-06-13
Days on market
112 days
Possession date
2025-08-01
Possession type
Flexible
Co-op commission
2%+HST
Seller
Listed by
RE/MAX ROUGE RIVER REALTY LTD.

Home Market Value

Current home valuation for 546 Lakeshore Road, Cobourg, Cobourg, ON. Listed for $995,000

HOMEH Estimate

?

$1,071,000

Estimated Sales Range

?

$846,090 - $1,295,910

HOMEH Estimate for 546 Lakeshore Road, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,071,000Medium confidence
Based on 5 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:7.5%

5% on first $500K + 10% on $495,000 over $500K

Minimum down payment

$74,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$36,815$27,761$23,681$0
=Total mortgage
$957,190$923,261$869,431$796,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,673monthly$4,508monthly$4,245monthly$3,886monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$16,375

Total Land Transfer Tax

$16,375

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.6 /10

Cobourg

Public·secondary·1.0km

5.2 /10

C R Gummow

Public·elementary·1.4km

6.7 /10

St Michael's

Private·elementary·2.3km

4.8 /10

St. Joseph

Private·elementary·2.9km

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