
32 James Street W
Cobourg, ON K9A 2J9
- 4Bedrooms
- 2Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $4,411Tax
- 30×134 ftLot Size
- Estimated Value:$624,639See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 32 James Street W, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-02 | 2026-01-08 | Login to See Prices | Expired | x12439496 |
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About 32 James Street W, Cobourg
Whether you're seeking a smart investment property, a multi-generational home, or a chance to live in one unit while generating income from the other, this versatile property offers endless potential & a lifestyle of ease. Location is everything! This home is perfectly positioned in beautiful Cobourg, just minutes from downtown & the beach. Families will appreciate the proximity to schools, parks & recreational facilities, while professionals & commuters will love strolling to cafes & restaurants, taking in the quiet neighborhood & easy access to Highway 401. The property features a private drive, two-car garage with direct access and a quaint backyard. The main floor offers a one-bedroom unit, perfect for singles, couples, downsizers looking for easy, ground-level living. On the second floor there is a three-bedroom unit with an open-concept living area that's showered in natural light by the generous picture window & a private balcony to enjoy your morning coffee or unwind after the day. Shared laundry is conveniently located on the main floor in its own room, accessible to both units. This semi-detached is more than just a property, its a lifestyle opportunity. For first-time buyers, the chance to offset your mortgage with rental income makes homeownership more attainable. For investors, the dual-income potential in a high-demand rental market is incredibly appealing. And for downsizers, this home presents a manageable yet spacious alternative to traditional single-family homes, with the option of rental income or having room for visiting family. Cobourg is a vibrant community with lots to offer! Enjoy regular farmers markets, year-round cultural events & trendy shops. In todays market, finding a well-located & well-maintained 2 kitchen is increasingly rare. Whether you're a first-time Buyer, an investor looking to grow your portfolio, or simplifying your life without sacrificing comfort, this Cobourg gem delivers in all the right ways! Roof (2022) Furnace (2022)
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,411
- Land Transfer Tax Fee
- $8,455
Rental Items
- Rental Equipment
- Hot Water Tank x 2
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Half, Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Patio
- Pool
- None
- Property Features
- Beach, Library, Public Transit, Park, Place Of Worship, School
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 30.00 ft
- Lot Depth
- 134.00 ft
Inclusions
- Inclusions
- Fridge (2), Stove (2), All Electrical Light Fixtures, Washer, Dryer
Exclusions
- Exclusions
- All items belonging to tenants.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level, Broadloom, Window, Closet
- Kitchen—Main level, Tile Floor, Window, Double Sink
- Primary Bedroom—Main level, Parquet, Window, Closet
- Bathroom—Main level, Tile Floor
- Laundry—Main level
- Living Room—Second level, Laminate, Window, Combined w/Dining
- Dining Room—Second level, Laminate, Balcony, Open Concept
- Kitchen—Second level, Tile Floor, Window, Breakfast Bar
- Primary Bedroom—Second level, Parquet, Window, Closet
- Bedroom 2—Second level, Parquet, Window, Closet
- Bedroom 3—Second level, Broadloom, Window, Closet
Washrooms
- 3-piece, Ground
- 4-piece, Second
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- James St W & Division Street
- Zoning
- R3
- Directions
- From Hwy 2, take Division Street to James Street W
- MLS® number
- X12439496
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-01-08
- Listed on
- 2025-10-02
- Days on market
- 98 days
- Possession type
- 60-89 days
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE PROALLIANCE REALTY
Home Market Value
Current home valuation for 32 James Street W, Cobourg, Cobourg, ON. Listed for $599,000
HOMEH Estimate
$624,639
Estimated Sales Range
$374,783 - $874,495
HOMEH Estimate for 32 James Street W, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,000 over $500K
$34,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,546 | $16,712 | $14,256 | $0 |
=Total mortgage | $586,205 | $555,812 | $523,406 | $479,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,862monthly | $2,714monthly | $2,556monthly | $2,340monthly |
Land Transfer Tax
$8,455
$8,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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