Was listed for:Expired Jan 8, 2026
$599,000

32 James Street W

Cobourg, ON K9A 2J9

Semi-Detached House ExpiredNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

Sell with HOMEH

HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.

Free Home EvaluationHow Much Is My Home Worth?Homes for Sale Nearby

Sale & Price History for 32 James Street W, Cobourg

2025-10-02
2026-01-08
Expired
Price
Login to See Prices
MLS#
x12439496

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 32 James Street W, Cobourg

Whether you're seeking a smart investment property, a multi-generational home, or a chance to live in one unit while generating income from the other, this versatile property offers endless potential & a lifestyle of ease. Location is everything! This home is perfectly positioned in beautiful Cobourg, just minutes from downtown & the beach. Families will appreciate the proximity to schools, parks & recreational facilities, while professionals & commuters will love strolling to cafes & restaurants, taking in the quiet neighborhood & easy access to Highway 401. The property features a private drive, two-car garage with direct access and a quaint backyard. The main floor offers a one-bedroom unit, perfect for singles, couples, downsizers looking for easy, ground-level living. On the second floor there is a three-bedroom unit with an open-concept living area that's showered in natural light by the generous picture window & a private balcony to enjoy your morning coffee or unwind after the day. Shared laundry is conveniently located on the main floor in its own room, accessible to both units. This semi-detached is more than just a property, its a lifestyle opportunity. For first-time buyers, the chance to offset your mortgage with rental income makes homeownership more attainable. For investors, the dual-income potential in a high-demand rental market is incredibly appealing. And for downsizers, this home presents a manageable yet spacious alternative to traditional single-family homes, with the option of rental income or having room for visiting family. Cobourg is a vibrant community with lots to offer! Enjoy regular farmers markets, year-round cultural events & trendy shops. In todays market, finding a well-located & well-maintained 2 kitchen is increasingly rare. Whether you're a first-time Buyer, an investor looking to grow your portfolio, or simplifying your life without sacrificing comfort, this Cobourg gem delivers in all the right ways! Roof (2022) Furnace (2022)

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,411
Land Transfer Tax Fee
$8,455

Rental Items

Rental Equipment
Hot Water Tank x 2
Under Contract
Hot Water Tank-Gas

Basement Type
Half, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Patio
Pool
None
Property Features
Beach, Library, Public Transit, Park, Place Of Worship, School

Building

Building Type
Semi-Detached
Building Style
2-Storey
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
30.00 ft
Lot Depth
134.00 ft

Inclusions

Inclusions
Fridge (2), Stove (2), All Electrical Light Fixtures, Washer, Dryer

Exclusions

Exclusions
All items belonging to tenants.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
2

Room sizes

  • Living Room—
    Main level, Broadloom, Window, Closet
  • Kitchen—
    Main level, Tile Floor, Window, Double Sink
  • Primary Bedroom—
    Main level, Parquet, Window, Closet
  • Bathroom—
    Main level, Tile Floor
  • Laundry—
    Main level
  • Living Room—
    Second level, Laminate, Window, Combined w/Dining
  • Dining Room—
    Second level, Laminate, Balcony, Open Concept
  • Kitchen—
    Second level, Tile Floor, Window, Breakfast Bar
  • Primary Bedroom—
    Second level, Parquet, Window, Closet
  • Bedroom 2—
    Second level, Parquet, Window, Closet
  • Bedroom 3—
    Second level, Broadloom, Window, Closet

Washrooms

  • 3-piece, Ground
  • 4-piece, Second

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
James St W & Division Street
Zoning
R3
Directions
From Hwy 2, take Division Street to James Street W

MLS® number
X12439496
Data source
Toronto Regional Real Estate Board
Status change
2026-01-08
Listed on
2025-10-02
Days on market
98 days
Possession type
60-89 days
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY

Home Market Value

Current home valuation for 32 James Street W, Cobourg, Cobourg, ON. Listed for $599,000

HOMEH Estimate

?

$624,639

Estimated Sales Range

?

$374,783 - $874,495

HOMEH Estimate for 32 James Street W, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$624,639Low confidence
Based on 3 comparable properties
− $25,639 (4%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,000 over $500K

Minimum down payment

$34,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,546$16,712$14,256$0
=Total mortgage
$586,205$555,812$523,406$479,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,862monthly$2,714monthly$2,556monthly$2,340monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,455

Total Land Transfer Tax

$8,455

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
6.7 /10

St Michael's

Private·elementary·170m

5.2 /10

C R Gummow

Public·elementary·1.0km

5.6 /10

Cobourg

Public·secondary·1.3km

6.0 /10

Burnham

Public·elementary·1.6km

4.6 /10

Notre Dame

Private·elementary·1.8km

4.8 /10

St. Joseph

Private·elementary·1.9km

7.1 /10

St. Mary

Private·secondary·2.1km

5.8 /10

Terry Fox

Public·elementary·2.6km

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.