Sold for:Sold Feb 4, 2026
$409,900

446 Ontario Street

Cobourg, ON K9A 3C2

Detached House SoldNot available

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 446 Ontario Street, Cobourg

2025-09-30
2026-02-04
Sold
Price
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MLS#
x12434506

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 446 Ontario Street, Cobourg

This charming home is the perfect opportunity to enter the housing market without compromise. Step into the spacious front sunroom, where natural light fills a versatile space ideal for a cozy sitting area or a bright home office. Inside, the living room flows seamlessly into the eat-in kitchen, complete with ample counter and cabinet space, plus a convenient walkout. The main floor features a bedroom with pocket door, a full bathroom, and the convenience of main floor laundry. Upstairs, a finished loft offers an additional bedroom or flexible living space. The attached garage and basement offer ample storage. Outside, enjoy a generously sized private backyard with a patio area, perfect for relaxing or entertaining. Whether you're a first-time buyer searching for affordability or looking for a home you can personalize with your own design touches, this property is a fantastic find. Located close to Cobourg's amenities with easy access to the 401, this home blends value, convenience, and potential.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,174
Land Transfer Tax Fee
$4,673

Rental Items

Under Contract
None

Basement Type
Unfinished

Interior Features

Interior Extras
Primary Bedroom - Main Floor
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle, Metal
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
69.94 ft
Lot Depth
57.12 ft

Inclusions

Inclusions
Washer, Dryer, Stove, All Electrical Light Fixtures (All 'As is').

Exclusions

Exclusions
Stager's Items.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Sunroom—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Laundry—
    Main level
  • Primary Bedroom—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Bedroom 2—
    Upper level
  • Other—
    Basement level
  • Other—
    Basement level

Washrooms

  • 4-piece, Main

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Ontario St & Furnace St
Directions
Ontario St heading North, Property is on the Right on the corner of Ontario St & Furnace St
Waterfront
None

MLS® number
X12434506
Data source
Toronto Regional Real Estate Board
Status change
2026-02-04
Listed on
2025-09-30
Days on market
127 days
Possession type
Immediate
Co-op commission
2.0% Plus HST
Seller
Listed by
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Home Market Value

Current home valuation for 446 Ontario Street, Cobourg, Cobourg, ON. Listed for $409,900

HOMEH Estimate

?

$437,632

Estimated Sales Range

?

$306,342 - $568,922

HOMEH Estimate for 446 Ontario Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$437,632Low confidence
Based on 5 comparable properties
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$20,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,576$11,436$9,756$0
=Total mortgage
$404,981$380,346$358,171$327,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,977monthly$1,857monthly$1,749monthly$1,601monthly
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Land Transfer Tax

Provincial

$4,673

Total Land Transfer Tax

$4,673

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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