
44 James Street W
Cobourg, ON K9A 2J9
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 2000–2500Sq Ft
- $4,430Tax
- 45×84 ftLot Size
- Estimated Value:$618,800See Free Estimate Report

Sale & Price History for 44 James Street W, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 44 James Street W, Cobourg
Summarized Description
- Charming red brick home with historic character.
- Private backyard with elevated deck for entertaining.
- Updated kitchen with stainless steel appliances.
- Detached garage and convenient mudroom.
- Three spacious bedrooms with ample closet space.
- Proximity to downtown shops and Cobourg Beach.
- Sun-filled bathrooms with modern fixtures.
- Easy access to Highway 401 for commuting.
Character and history fill this red brick home, ideally located moments from Lake Ontario and downtown shops, restaurants, and markets. Offering a family-friendly layout, detached garage, and private backyard, this home blends timeless charm with thoughtful updates. A bright, open foyer welcomes guests and leads into the inviting front living room, featuring a cozy fireplace and charming window nook. The living room flows seamlessly into the spacious family and dining rooms, where a bay window fills the carpet-free space with natural light. The updated kitchen offers ample cabinetry and counter space, stainless steel appliances, a large window overlooking the double undermount sink, and a tin tile-style backsplash. A full bathroom and convenient mudroom with abundant storage complete the main level. Upstairs, three well-appointed bedrooms offer ample closet space, with one bedroom enjoying a walkout to the balcony. An updated, sun-filled bathroom with a separate tub and glass shower enclosure, plus a convenient laundry room, add everyday functionality to the upper level. Outside, the private fenced backyard offers a peaceful retreat, with an elevated deck ideal for al fresco dining and a patio perfect for entertaining or quiet evenings under the stars. Just moments from downtown amenities, Cobourg Beach, and convenient 401 access, this character-filled home offers the perfect place to put down roots in Northumberland County.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,430
- Land Transfer Tax Fee
- $9,475
Rental Items
- Rental Equipment
- Hot Water Heater.
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Other
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood, Family Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio, Porch, Landscaped
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 45.00 ft
- Lot Depth
- 84.06 ft
- Lot Size
- 0.09
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Other—Basement level, Unfinished
- Sitting—Main level, Fireplace
- Laundry—Upper level
- Bedroom 3—Upper level, Walk-In Closet(s), W/O To Balcony
- Other—Basement level
- Primary Bedroom—Upper level
- Bathroom—Main level, 4 Pc Bath
- Utility Room—Basement level
- Other—Basement level
- Bedroom 2—Upper level
- Kitchen—Main level
- Dining Room—Main level
- Bathroom—Upper level, 4 Pc Bath
- Living Room—Main level
- Mud Room—Main level
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- James St W & George St
- Zoning
- R3
- Directions
- Division St heading South, Right onto James St W
- Waterfront
- None
- MLS® number
- X13885024
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-10
- Updated on
- 2026-10-11
- Days on market
- 7 days
- Possession type
- Other
- Co-op commission
- 2.0% Plus HST
- Seller
- Listed by
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Home Market Value
Current home valuation for 44 James Street W, Cobourg, Cobourg, ON. Listed for $650,000
HOMEH Estimate
$618,800
Estimated Sales Range
$488,852 - $748,748
HOMEH Estimate for 44 James Street W, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $150,000 over $500K
$40,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,388 | $18,135 | $15,470 | $0 |
=Total mortgage | $634,088 | $603,135 | $567,970 | $520,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,096monthly | $2,945monthly | $2,773monthly | $2,539monthly |
Land Transfer Tax
$9,475
$9,475
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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