96 James Street W
Cobourg, ON K9A 2K2
- 4+1Bedrooms
- 3Bathrooms
- 1Garage
- 2000–2500Sq Ft
- $5,523Tax
- 58×96 ftLot Size
Estimated Value:$802,595See Free Estimate Report
Sale & Price History for 96 James Street W, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 96 James Street W, Cobourg
Summarized Description
- Stunning Craftsman Four Square home with historic charm.
- Custom Kingsmill kitchen with premium appliances.
- Four spacious bedrooms filled with natural light.
- Unfinished attic offers potential for expansion.
- Bright one-bedroom basement apartment with separate entrance.
- Walking distance to downtown shops and restaurants.
- Minutes from Victoria Beach and world-class marina.
- Located in a highly desirable neighborhood.
Nestled in the heart of Cobourg's coveted Heritage District, this stunning brick Craftsman-Style Four Square home is a timeless blend of historic charm and thoughtful modern updates. Rich in character and beautifully maintained, the home showcases gleaming hardwood floors, exquisite original wood trim, leaded glass details, and all the treasured architectural features that have been lovingly preserved throughout the years.At the heart of the home is a spectacular custom Kingsmill kitchen, thoughtfully designed with premium Fisher & Paykel appliances, refined finishes, and exceptional functionality for everyday living and entertaining alike. The spacious main floor also offers a welcoming family room and convenient 2-piece powder room.Upstairs, the home features four generous bedrooms filled with warmth, natural light, and enduring character. An additional unfinished attic space complete with its own designated staircase from the second floor, presents incredible potential for future living space, a studio, or artist studio or retreat.The bright and inviting one-bedroom basement apartment with separate entrance offers excellent in-law or income potential.Perfectly situated within walking distance to Cobourg's vibrant downtown core, boutique shopping, restaurants, and cafés, this exceptional property is also just minutes from the white sands of Victoria Beach and Cobourg's world-class marina - the ultimate summer destination. Conveniently located only 15 minutes to Trinity College School, this is a rare opportunity to own a truly distinguished character home in one of Cobourg's most desirable neighbourhoods.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,523
- Land Transfer Tax Fee
- $14,474
Rental Items
- Rental Equipment
- None
- Basement Type
- Finished with Walk-Out
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Accessory Apartment
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Shingles
- Foundation Details
- Brick, Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 58.00 ft
- Lot Depth
- 96.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Inclusions:Main Floor: B/I Fridge, stove, microwave, range hood, dishwasher, gas fireplace, all light fixtures, dining room Bay window curtain rod.Lower level: Fridge, stove, dryer/range hood/microwave.2nd floor, ceiling fans, California shutters. New roof 2024.
Exclusions
- Exclusions
- Barn quilt on garage, curtains and curtain rods, main bathroom mirror, blink doorbell, coat rack hook in sunroom, electric fireplace in family room, art installation on front porch, plant shelf in family room.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4 + 1
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Bathroom—Main level, 2 Pc Bath
- Room—Lower level, 4 Pc Bath
- Bathroom—Second level, 4 Pc Bath
- Mud Room—Main level, W/O To Deck, W/O To Garden
- Kitchen—Main level, Combined w/Dining, Hardwood Floor, B/I Appliances
- Primary Bedroom—Second level, Hardwood Floor, Closet
- Family Room—Main level, Hardwood Floor
- Bedroom 4—Second level
- Bedroom 3—Second level, Hardwood Floor, Closet
- Other—Third level
- Living Room—Lower level
- Kitchen—Lower level
- Dining Room—Main level, Bay Window, Hardwood Floor, Combined w/Kitchen
- Dining Room—Lower level
- Bedroom—Lower level
- Foyer—Main level, 2 Pc Bath, Hardwood Floor
- Bedroom 2—Second level, Hardwood Floor, Closet
- Living Room—Main level, Hardwood Floor, Gas Fireplace
- Utility Room—Lower level
Washrooms
- 4-piece, Second
- 4-piece, Lower
- 2-piece, Main
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- James St W and Bond
- Directions
- James St W, east of Spring Street
- MLS® number
- X13751616
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-08
- Updated on
- 2026-10-13
- Days on market
- 45 days
- Possession type
- Flexible
- Co-op commission
- 2.0% +HST
- Seller
- Listed by
- REAL ESTATE HOMEWARD
Home Market Value
Current home valuation for 96 James Street W, Cobourg, Cobourg, ON. Listed for $899,950
HOMEH Estimate
$802,595
Estimated Sales Range
$710,307 - $894,883
HOMEH Estimate for 96 James Street W, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $399,950 over $500K
$64,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $33,370 | $25,109 | $21,419 | $0 |
=Total mortgage | $867,624 | $835,064 | $786,376 | $719,960 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,236monthly | $4,077monthly | $3,839monthly | $3,515monthly |
Land Transfer Tax
$14,474
$14,474
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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