
320 College Street
Cobourg, ON K9A 3V4
- 4Bedrooms
- 3Bathrooms
- 1Garage
- 2000–2500Sq Ft
- $6,007Tax
- 37×157 ftLot Size
- Estimated Value:$971,000See Free Estimate Report

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About 320 College Street, Cobourg
Summarized Description
- Impeccably maintained home with historic character
- Open-concept kitchen and family room design
- Gas fireplace adds warmth and charm
- Sunroom with cathedral ceiling and skylights
- Private ensuite with glass shower enclosure
- Fully fenced backyard with landscaped gardens
- Conveniently located near Cobourg Beach
- Flexible lower level for recreation or office
The best of both worlds, modern convenience and historic character, come together in this impeccably maintained home just steps from Cobourg Beach. Rich with original charm, the home showcases beautiful period details including extra-wide trim and baseboards, crown and cove moulding, and thoughtfully preserved architectural features throughout. French doors open into a sun-filled living room framed by a wall of windows. A gas fireplace with an intricate mantle creates a striking focal point, complemented by built-in shelving and classic wall sconces. The spacious dining room is ideal for gatherings, featuring a large window, elegant wainscotting, ceiling coin, and glass doors that create an intimate setting for formal dining. The open-concept kitchen and family room form the heart of the home. The modern kitchen features stainless steel appliances, recessed lighting, two sinks, a large island, and generous cabinet and counter space. A bright breakfast area with a bay window and built-in window seating offers a cozy place to start the day. The adjoining family room features an arched entry, fireplace, and walkout to a spectacular sunroom with a wood-clad cathedral ceiling, exposed beams, skylights, and direct access to the back deck. A main floor powder room with an intricate stained glass window and a convenient laundry room complete this level. The second floor offers a spacious primary bedroom with a charming reading or dressing nook, dual closets, and a private ensuite featuring a glass shower enclosure and large frosted window. Three additional bedrooms and a full bathroom with skylight and double vanity provide comfortable space for family and guests. The lower level includes a recreation room and office area, adding flexibility for work or play. Outside, the fully fenced backyard features landscaped garden beds and a stone path leading to the garage. Located moments from downtown Cobourg amenities, the waterfront, schools, and easy access to Highway 401.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,007
- Land Transfer Tax Fee
- $16,273
Rental Items
- Rental Equipment
- Hot Water Tank.
- Basement Type
- Full
Interior Features
- Interior Extras
- Auto Garage Door Remote
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Exterior Extras
- Landscaped, Privacy, Year Round Living
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 37.33 ft
- Lot Depth
- 157.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, Basement Fridge, Freezer, Garage Door Opener, All Electrical Light Fixtures (Except as Noted), All Window Coverings, T.V. Wall Mount & T.V. in Living Room.
Exclusions
- Exclusions
- Entryway Hall Chandelier, Wall Sconces, Powder Room Mirror.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level, Fireplace
- Dining Room—Main level
- Bathroom—Main level, 2 Pc Bath
- Kitchen—Main level
- Family Room—Main level
- Sunroom—Main level
- Primary Bedroom—Upper level, 3 Pc Ensuite
- Bathroom—Upper level, 3 Pc Ensuite
- Bedroom 2—Upper level
- Bedroom 3—Upper level
- Bedroom 4—Upper level
- Bathroom—Upper level, 4 Pc Bath
- Recreation—Basement level
- Utility Room—Basement level
- Other—Basement level
Washrooms
- 2-piece, Main
- 3-piece, Upper
- 4-piece, Upper
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- College St & King St
- Directions
- King St heading East, Left onto College St
- Waterfront
- None
- MLS® number
- X13052880
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-07
- Listed on
- 2026-04-28
- Days on market
- 9 days
- Possession type
- Other
- Co-op commission
- 2.0% Plus HST
- Seller
- Listed by
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Home Market Value
Current home valuation for 320 College Street, Cobourg, Cobourg, ON. Listed for $989,900
HOMEH Estimate
$971,000
Estimated Sales Range
$767,090 - $1,174,910
HOMEH Estimate for 320 College Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $489,900 over $500K
$73,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $36,626 | $27,618 | $23,560 | $0 |
=Total mortgage | $952,283 | $918,528 | $864,975 | $791,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,650monthly | $4,485monthly | $4,223monthly | $3,867monthly |
Land Transfer Tax
$16,273
$16,273
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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