Sold for:Sold May 7, 2026
$989,900

320 College Street

Cobourg, ON K9A 3V4

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 320 College Street, Cobourg

2026-04-28
2026-05-07
Sold
Price
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MLS#
x13052880
2026-03-05
2026-04-28
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 320 College Street, Cobourg

Summarized Description

  • Impeccably maintained home with historic character
  • Open-concept kitchen and family room design
  • Gas fireplace adds warmth and charm
  • Sunroom with cathedral ceiling and skylights
  • Private ensuite with glass shower enclosure
  • Fully fenced backyard with landscaped gardens
  • Conveniently located near Cobourg Beach
  • Flexible lower level for recreation or office

The best of both worlds, modern convenience and historic character, come together in this impeccably maintained home just steps from Cobourg Beach. Rich with original charm, the home showcases beautiful period details including extra-wide trim and baseboards, crown and cove moulding, and thoughtfully preserved architectural features throughout. French doors open into a sun-filled living room framed by a wall of windows. A gas fireplace with an intricate mantle creates a striking focal point, complemented by built-in shelving and classic wall sconces. The spacious dining room is ideal for gatherings, featuring a large window, elegant wainscotting, ceiling coin, and glass doors that create an intimate setting for formal dining. The open-concept kitchen and family room form the heart of the home. The modern kitchen features stainless steel appliances, recessed lighting, two sinks, a large island, and generous cabinet and counter space. A bright breakfast area with a bay window and built-in window seating offers a cozy place to start the day. The adjoining family room features an arched entry, fireplace, and walkout to a spectacular sunroom with a wood-clad cathedral ceiling, exposed beams, skylights, and direct access to the back deck. A main floor powder room with an intricate stained glass window and a convenient laundry room complete this level. The second floor offers a spacious primary bedroom with a charming reading or dressing nook, dual closets, and a private ensuite featuring a glass shower enclosure and large frosted window. Three additional bedrooms and a full bathroom with skylight and double vanity provide comfortable space for family and guests. The lower level includes a recreation room and office area, adding flexibility for work or play. Outside, the fully fenced backyard features landscaped garden beds and a stone path leading to the garage. Located moments from downtown Cobourg amenities, the waterfront, schools, and easy access to Highway 401.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,007
Land Transfer Tax Fee
$16,273

Rental Items

Rental Equipment
Hot Water Tank.

Basement Type
Full

Interior Features

Interior Extras
Auto Garage Door Remote
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Privacy, Year Round Living
Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
37.33 ft
Lot Depth
157.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, Basement Fridge, Freezer, Garage Door Opener, All Electrical Light Fixtures (Except as Noted), All Window Coverings, T.V. Wall Mount & T.V. in Living Room.

Exclusions

Exclusions
Entryway Hall Chandelier, Wall Sconces, Powder Room Mirror.

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
4
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level, Fireplace
  • Dining Room—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Kitchen—
    Main level
  • Family Room—
    Main level
  • Sunroom—
    Main level
  • Primary Bedroom—
    Upper level, 3 Pc Ensuite
  • Bathroom—
    Upper level, 3 Pc Ensuite
  • Bedroom 2—
    Upper level
  • Bedroom 3—
    Upper level
  • Bedroom 4—
    Upper level
  • Bathroom—
    Upper level, 4 Pc Bath
  • Recreation—
    Basement level
  • Utility Room—
    Basement level
  • Other—
    Basement level

Washrooms

  • 2-piece, Main
  • 3-piece, Upper
  • 4-piece, Upper

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
College St & King St
Directions
King St heading East, Left onto College St
Waterfront
None

MLS® number
X13052880
Data source
Toronto Regional Real Estate Board
Status change
2026-05-07
Listed on
2026-04-28
Days on market
9 days
Possession type
Other
Co-op commission
2.0% Plus HST
Seller
Listed by
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Home Market Value

Current home valuation for 320 College Street, Cobourg, Cobourg, ON. Listed for $989,900

HOMEH Estimate

?

$971,000

Estimated Sales Range

?

$767,090 - $1,174,910

HOMEH Estimate for 320 College Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$971,000Medium confidence
Based on 9 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:7.5%

5% on first $500K + 10% on $489,900 over $500K

Minimum down payment

$73,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$36,626$27,618$23,560$0
=Total mortgage
$952,283$918,528$864,975$791,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,650monthly$4,485monthly$4,223monthly$3,867monthly
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Land Transfer Tax

Provincial

$16,273

Total Land Transfer Tax

$16,273

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