
492 Hayward Street
Cobourg, ON K9A 3N5
- 2Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $5,008Tax
- 32×122 ftLot Size
- Estimated Value:$518,307See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 492 Hayward Street, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-09-03 | 2026-10-05 | Login to See Prices | Suspended | x13741450 |
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About 492 Hayward Street, Cobourg
Summarized Description
- 2 bedroom, 2 bathroom semi-detached bungalow.
- Open-concept design with natural light.
- Large kitchen island for entertaining.
- Gas fireplace in the living room.
- Spacious primary bedroom with ensuite.
- Main-floor laundry and attached garage.
- Fully fenced backyard for privacy.
- Located near schools, parks, and downtown.
Welcome to 492 Hayward St, a 2 bedroom, 2 bathroom semi-detached bungalow in Cobourg's East Village, a friendly, well-located neighbourhood close to schools, parks and just a short bike ride from Downtown Cobourg and the beach. With south- and west-facing exposure, the home is filled with natural light that pairs perfectly with the open-concept main floor design. The kitchen features a large island with plenty of room for cooking, casual meals and entertaining, while the living room centres around a gas fireplace and walks out to the deck and fully fenced backyard. The spacious primary bedroom includes a walk-in closet and private ensuite. Main-floor laundry and direct access to the attached garage add everyday convenience, while the full unfinished basement provides plenty of storage and the opportunity to customize and expand your living space in the future. Outside, enjoy southern sun exposure in the large backyard or settle in on the covered front porch and take in everything this welcoming East Village location has to offer.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,008
- Land Transfer Tax Fee
- $9,175
Rental Items
- Rental Equipment
- nil
- Under Contract
- None
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Water Heater Owned
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Living Room, Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Beach, Golf, Library, Marina, Rec./Commun.Centre, School
Building
- Building Type
- Freehold Townhouse
- Building Style
- Bungalow
- Approx Age
- 0-5
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 32.23 ft
- Lot Depth
- 122.25 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- All existing appliances (fridge, stove, dishwasher, washer/dryer), window coverings (blinds, curtains, rods), electric light fixtures, electric garage door opener & remote, Ring doorbell
Exclusions
- Exclusions
- Laundry drying rack, decorative plates and artwork attached to the fence, all wall-mounted artwork and pictures, all TVs and TV mounting brackets/devices, dehumidifier
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Dining Room—Main level
- Bedroom—Main level
- Living Room—Main level, Gas Fireplace
- Laundry—Main level
- Primary Bedroom—Main level, Walk-In Closet(s)
- Bathroom—Main level, 4 Pc Bath
- Bathroom—Main level, 3 Pc Ensuite
- Kitchen—Main level
Washrooms
- 4-piece, Main
- 4-piece, Main
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- King St/ Hwy 2
- Directions
- King St/Hwy 2 east to William Harper Ave, turn left then turn right onto Joseph Gale St, turn left onto Hayward St
- MLS® number
- X13741450
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-05
- Listed on
- 2026-09-03
- Days on market
- 32 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE PROALLIANCE REALTY
Home Market Value
Current home valuation for 492 Hayward Street, Cobourg, Cobourg, ON. Listed for $635,000
HOMEH Estimate
$518,307
Estimated Sales Range
$409,463 - $632,469
HOMEH Estimate for 492 Hayward Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $135,000 over $500K
$38,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,851 | $17,717 | $15,113 | $0 |
=Total mortgage | $620,116 | $589,217 | $554,863 | $508,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,028monthly | $2,877monthly | $2,709monthly | $2,480monthly |
Land Transfer Tax
$9,175
$9,175
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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