Was listed for:Suspended 12 days ago
$635,000

492 Hayward Street

Cobourg, ON K9A 3N5

Freehold Townhouse SuspendedNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 492 Hayward Street, Cobourg

2026-09-03
2026-10-05
Suspended
Price
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MLS#
x13741450

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 492 Hayward Street, Cobourg

Summarized Description

  • 2 bedroom, 2 bathroom semi-detached bungalow.
  • Open-concept design with natural light.
  • Large kitchen island for entertaining.
  • Gas fireplace in the living room.
  • Spacious primary bedroom with ensuite.
  • Main-floor laundry and attached garage.
  • Fully fenced backyard for privacy.
  • Located near schools, parks, and downtown.

Welcome to 492 Hayward St, a 2 bedroom, 2 bathroom semi-detached bungalow in Cobourg's East Village, a friendly, well-located neighbourhood close to schools, parks and just a short bike ride from Downtown Cobourg and the beach. With south- and west-facing exposure, the home is filled with natural light that pairs perfectly with the open-concept main floor design. The kitchen features a large island with plenty of room for cooking, casual meals and entertaining, while the living room centres around a gas fireplace and walks out to the deck and fully fenced backyard. The spacious primary bedroom includes a walk-in closet and private ensuite. Main-floor laundry and direct access to the attached garage add everyday convenience, while the full unfinished basement provides plenty of storage and the opportunity to customize and expand your living space in the future. Outside, enjoy southern sun exposure in the large backyard or settle in on the covered front porch and take in everything this welcoming East Village location has to offer.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,008
Land Transfer Tax Fee
$9,175

Rental Items

Rental Equipment
nil
Under Contract
None

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, Water Heater Owned
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Living Room, Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch
Pool
None
Property Features
Beach, Golf, Library, Marina, Rec./Commun.Centre, School

Building

Building Type
Freehold Townhouse
Building Style
Bungalow
Approx Age
0-5

Construction

Exterior Finish
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
32.23 ft
Lot Depth
122.25 ft
Lot Shape
Irregular

Inclusions

Inclusions
All existing appliances (fridge, stove, dishwasher, washer/dryer), window coverings (blinds, curtains, rods), electric light fixtures, electric garage door opener & remote, Ring doorbell

Exclusions

Exclusions
Laundry drying rack, decorative plates and artwork attached to the fence, all wall-mounted artwork and pictures, all TVs and TV mounting brackets/devices, dehumidifier

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Dining Room—
    Main level
  • Bedroom—
    Main level
  • Living Room—
    Main level, Gas Fireplace
  • Laundry—
    Main level
  • Primary Bedroom—
    Main level, Walk-In Closet(s)
  • Bathroom—
    Main level, 4 Pc Bath
  • Bathroom—
    Main level, 3 Pc Ensuite
  • Kitchen—
    Main level

Washrooms

  • 4-piece, Main
  • 4-piece, Main

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
King St/ Hwy 2
Directions
King St/Hwy 2 east to William Harper Ave, turn left then turn right onto Joseph Gale St, turn left onto Hayward St

MLS® number
X13741450
Data source
Toronto Regional Real Estate Board
Status change
2026-10-05
Listed on
2026-09-03
Days on market
32 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY

Home Market Value

Current home valuation for 492 Hayward Street, Cobourg, Cobourg, ON. Listed for $635,000

HOMEH Estimate

?

$518,307

Estimated Sales Range

?

$409,463 - $632,469

HOMEH Estimate for 492 Hayward Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$518,307Medium confidence
Based on 3 comparable properties
+ $116,693 (23%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Cobourg, ON
Minimum Down Payment Required:6.1%

5% on first $500K + 10% on $135,000 over $500K

Minimum down payment

$38,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,851$17,717$15,113$0
=Total mortgage
$620,116$589,217$554,863$508,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,028monthly$2,877monthly$2,709monthly$2,480monthly
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Land Transfer Tax

Provincial

$9,175

Total Land Transfer Tax

$9,175

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.6 /10

Cobourg

Public·secondary·1.1km

5.2 /10

C R Gummow

Public·elementary·1.2km

4.8 /10

St. Joseph

Private·elementary·2.2km

6.7 /10

St Michael's

Private·elementary·2.3km

7.1 /10

St. Mary

Private·secondary·2.8km

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