
612 Ruth Street
Cobourg, ON K9A 2V1
- 3+1Bedrooms
- 2Bathrooms
- 2Garage
- 700–1100Sq Ft
- $3,862Tax
- 48×107 ftLot Size
- Estimated Value:$617,484See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 612 Ruth Street, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-05-12 | 2025-05-28 | Login to See Prices | Sold | x12141950 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 612 Ruth Street, Cobourg
Perfectly situated in a desirable neighborhood, this charming home is just minutes from schools, shopping, and is within walking distance to the lake an ideal location for families and outdoor enthusiasts alike. Step inside to a beautifully renovated kitchen, featuring a bright, open layout with a convenient breakfast bar perfect for casual dining or morning coffee. The spacious living and dining rooms offer an inviting space for entertaining guests or relaxing with family. The main level includes three generously sized bedrooms and a well-appointed 4-piece bathroom, providing comfort and functionality. Downstairs, you'll find an additional bedroom currently used as a home office, offering flexibility to suit your lifestyle. The finished lower level also boasts a large recreation room that's perfect for family movie nights or playtime, along with a 2-piecebathroom and ample storage space. Enjoy summer evenings on the expansive patio overlooking the large backyard ideal for gatherings, gardening, or simply unwinding. A private side door entrance to the lower level offers added convenience and great potential.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,862
- Land Transfer Tax Fee
- $9,255
Rental Items
- Rental Equipment
- hot water heater
- Basement Type
- Finished
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick, Other
- Roof
- Asphalt Shingle
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 47.50 ft
- Lot Depth
- 106.83 ft
Inclusions
- Inclusions
- fridge, stove, washer, dryer, all in as is condition
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
Washrooms
- 4-piece
- 2-piece
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- RUTH ST & ELIZABETH ST
- Directions
- RUTH ST & ELIZABETH ST
- MLS® number
- X12141950
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-05-28
- Listed on
- 2025-05-12
- Days on market
- 16 days
- Possession type
- Flexible
- Co-op commission
- 2% + hst
- Seller
- Listed by
- RE/MAX IMPACT REALTY
Home Market Value
Current home valuation for 612 Ruth Street, Cobourg, Cobourg, ON. Listed for $639,000
HOMEH Estimate
$617,484
Estimated Sales Range
$487,812 - $747,156
HOMEH Estimate for 612 Ruth Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $139,000 over $500K
$38,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,001 | $17,828 | $15,208 | $0 |
=Total mortgage | $624,022 | $592,928 | $558,358 | $511,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,047monthly | $2,895monthly | $2,726monthly | $2,496monthly |
Land Transfer Tax
$9,255
$9,255
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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