Listed for:Listed Aug 26, 2026
$429,900

7A Hoy Street

Edwardsburgh/Cardinal (Town of Cardinal), ON K0E 1E0

Semi-Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 7A Hoy Street, Edwardsburgh/Cardinal, Town of Cardinal

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 7A Hoy Street, Edwardsburgh/Cardinal, Town of Cardinal

Summarized Description

  • Modern semi-detached bungalow built in 2020
  • Single-level living with in-floor heating
  • Privacy-fenced backyard with gardens
  • 12'x12' deck with pergola for outdoor enjoyment
  • Conveniently located near Highway 401
  • Walking distance to St.
  • Lawrence River
  • Ideal for first-time buyers or retirees
  • Natural gas connections for appliances

Welcome to this thoughtfully designed 2-bedroom, 1.5-bathroom semi-detached bungalow built by respected local builder Lockwood Brothers in 2020. This slab-on-grade home offers comfortable, single-level living with cozy in-floor hydronic heating, a mini-split system for cooling and supplemental heat, granite countertops, and natural gas connections for the range, dryer, and BBQ. Outside, enjoy a privacy-fenced backyard featuring mature perennial gardens, front and rear concrete patios, plus a 12'x12' deck with pergola. A paved double driveway, cable internet, and remaining Tarion warranty add everyday convenience and peace of mind. Ideally located near Highway 401 and within walking distance of the St. Lawrence River and Galop Canal, this inviting home is an excellent choice for first-time buyers, downsizers, or retirees. Natural-gas boiler is rented at $70/month. 24 hour irrevocable with all offers.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,362
Land Transfer Tax Fee
$5,073

Rental Items

Rental Equipment
Boiler - Natural Gas

Basement Type
None

Interior Features

Interior Extras
Primary Bedroom - Main Floor, Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Semi-Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Slab
Special Designation
Unknown

Lot

Lot Front
32.00 ft
Lot Depth
100.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer (NG)

Exclusions

Exclusions
Pergola Sails

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Electric
Heat Type
Heat Pump
Air Conditioning
Wall Unit(s)
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Main level
  • Laundry—
    Main level
  • Powder Room—
    Main level
  • Dining Room—
    Main level
  • Foyer—
    Main level
  • Bathroom—
    Main level
  • Primary Bedroom—
    Main level

Washrooms

  • 4-piece
  • 2-piece

Municipality
Edwardsburgh/Cardinal
Neighbourhood
Town of Cardinal
Main cross streets
Shanly Rd and County Road 2
Directions
From Cardinal, head north on Shanly Rd. Turn right onto Hoy St. House will be on the left.

MLS® number
X13716544
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-26
Updated on
2026-09-29
Days on market
53 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
REMAX BOARDWALK REALTY

Home Market Value

Current home valuation for 7A Hoy Street, Edwardsburgh/Cardinal, Town of Cardinal, Edwardsburgh/Cardinal, ON. Listed for $429,900

HOMEH Estimate

?

$337,500

Estimated Sales Range

?

$266,625 - $426,150

HOMEH Estimate for 7A Hoy Street, Edwardsburgh/Cardinal, Town of Cardinal

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$337,500Medium confidence
Based on 3 comparable properties
+ $92,400 (27%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Approximate location — on this street
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Edwardsburgh/Cardinal, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$21,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,336$11,994$10,232$0
=Total mortgage
$424,741$398,904$375,647$343,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,074monthly$1,948monthly$1,834monthly$1,679monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,073

Total Land Transfer Tax

$5,073

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