
1076 Chester Lane
Frontenac (Frontenac South), ON K0H 1W0
- 2+1Bedrooms
- 1Bathroom
- 2Garage
- 1100–1500Sq Ft
- $5,151Tax
- 740×159 ftLot Size
- Estimated Value:$643,551See Free Estimate Report

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About 1076 Chester Lane, Frontenac, Frontenac South
Summarized Description
- Unique lakeside retreat on Desert Lake
- Private sandy beach for relaxation and swimming
- Breathtaking panoramic views of the lake
- Fully renovated home with modern updates
- Detached garage with loft for guests
- Private dock for boating and fishing
- Spacious property over 2.5 acres
- Ideal for family gatherings and outdoor activities
Welcome to 1076 Chester Lane! This is a true lakeside retreat tucked away on the sandy shores of Desert Lake in Hartington, Ontario. This incredible property offers the perfect blend of privacy, comfort, and family friendly features, making it the ultimate four season getaway or full time home. Set on a private laneway with breathtaking panoramic views, this beautifully renovated home features two bedrooms on the upper level and has been meticulously updated over the past 25 years. Step inside to find a bright and airy layout that invites the outdoors in, with windows framing sweeping lake views that change with the seasons. Enjoy your own private sandy beach that is perfect for swimming, sunbathing, or simply relaxing by the water's edge. A boathouse sits just beside the beach for easy storage and lakeside convenience, and the private dock is ideal for fishing, diving in, or launching your boat to explore the expansive lake. On just over 2.5 acres, this property also includes a dream detached garage with a fully equipped loft space above, complete with a kitchen and sleeping area that is ideal for guests, extended family, or creating a cozy bunkie getaway. Access to the property is available via the Desert Lake Family Resort or via a private right of way along the water, offering seclusion while still being connected. Whether you're soaking in the hot tub, taking in the sunsets, paddling out for a morning kayak, or gathering with loved ones on the deck, this one of a kind lakeside property delivers everything you need for a life well lived on the water. Don't miss your chance to own a slice of paradise on Desert Lake!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,151
- Land Transfer Tax Fee
- $13,473
Rental Items
- Rental Equipment
- Propane tank (s)
- Under Contract
- Propane Tank
- Basement Type
- Crawl Space, Unfinished, Separate Entrance, Walk-Up
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Carpet Free, Guest Accommodations, Propane Tank, Water Heater Owned, Water Treatment
- View
- Beach, Lake, Panoramic, Trees/Woods, Water
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Awnings, Deck, Hot Tub, Lighting, Patio, Recreational Area, Security Gate, TV Tower/Antenna, Year Round Living
- Pool
- None
- Property Features
- School Bus Route, Park, Island, Golf, Beach, Campground
- Other Structures
- Other
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Metal
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 740.00 ft
- Lot Depth
- 158.93 ft
- Lot Size
- 2.69
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, Stove, Microwave over Range, Washer, Dryer, Furniture is negotiable (both in house and garage/loft)
Exclusions
- Exclusions
- Curtain rods in living room
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 8
- Total Garage And Parking Spaces
- 10
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Other
- Sewers
- Holding Tank
- Natural Gas
- No
- Hydro
- Yes
- Cable
- No
- Telephone
- Available
- Bedrooms
- 2 + 1
- Washrooms
- 1
- Kitchens
- 2
Room sizes
- Foyer—Main level
- Dining Room—Main level
- Living Room—Main level
- Bedroom 2—Second level
- Bathroom—Main level
- Kitchen—Main level
- Primary Bedroom—Second level
Washrooms
- 4-piece, Main
- Municipality
- Frontenac
- Neighbourhood
- Frontenac South
- Main cross streets
- Desert Lake Road, Chester Lane
- Zoning
- RS - Single family detached on water
- Directions
- Head north on Hwy 38, turn right on Desert Lake Road, once at the Desert Lake Family Resort turn left at 2466 Desert Lake (private lane)and follow this to the end (through a second gate) as that goes into the property
- Waterfront
- Direct
- MLS® number
- X13488724
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-14
- Listed on
- 2026-06-25
- Days on market
- 81 days
- Possession date
- 2026-08-03
- Possession type
- Flexible
- Co-op commission
- 2% of purchase price + HST
- Seller
- Listed by
- RE/MAX FINEST REALTY INC., BROKERAGE
Home Market Value
Current home valuation for 1076 Chester Lane, Frontenac, Frontenac South, Frontenac, ON. Listed for $849,900
HOMEH Estimate
$643,551
Estimated Sales Range
$450,486 - $836,616
HOMEH Estimate for 1076 Chester Lane, Frontenac, Frontenac South
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $349,900 over $500K
$59,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $31,582 | $23,712 | $20,228 | $0 |
=Total mortgage | $821,139 | $788,622 | $742,643 | $679,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,009monthly | $3,850monthly | $3,626monthly | $3,320monthly |
Land Transfer Tax
$13,473
$13,473
Around this home
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