Listed for:Listed Jun 25, 2026
$310,000

Unit 15, 1021 Spruce Trail

Frontenac (Frontenac Centre), ON K0H 1B0

Common Element Condo For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for Unit 15, 1021 Spruce Trail, Frontenac, Frontenac Centre

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 15, 1021 Spruce Trail, Frontenac, Frontenac Centre

Summarized Description

  • Private lake access for year-round enjoyment.
  • Spacious living room and functional kitchen.
  • Generously sized lot with wraparound deck.
  • Affordable home in cottage country.
  • Potential for updates to add value.
  • Access to shared amenities and recreational areas.
  • Perfect for family cottage or retirement getaway.
  • One-minute walk to Garrison Lake.

Year-Round Home or Cottage with Private Lake Access to Garrison Lake! Welcome to your affordable escape in the heart of cottage country. This 2-bedroom, 1-bathroom home offers year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and set on a generously sized lot, this property features a spacious living room, a functional kitchen, a sunroom, an unfinished basement, a shed for your tools and toys, and a large wraparound deck that's perfect for relaxing or entertaining. The home is heated with propane, with the current owners enjoying comfortable year-round living. While the property could benefit from some TLC and updating, it presents an excellent opportunity to add value and make it your own. Whether you're looking for a family cottage, retirement getaway, or affordable home near the water, the potential here is undeniable. retirement getaway, or affordable home near the water, the potential here is undeniable. As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared amenities, including a newer shower house, washroom facilities, private beach, boat launch, and recreational common areas. The condominium consists of individually owned properties surrounded by jointly owned common spaces for the enjoyment of all residents. Enjoy swimming, boating, fishing, and all the benefits of lake life without the expense of waterfront boating, fishing, and all the benefits of lake life without the expense of waterfront ownership. Annual condominium fees are $750. A rare opportunity to own an affordable property moments away from the lake! Bring your vision and start making memories at Garrison Lake.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,779
Land Transfer Tax Fee
$3,125

Condo/Maintenance Fee

Maintenance Fee
$750 /month

Included In Maintenance Fee

  • Common Elements Included

Rental Items

Under Contract
None

Basement Type
Partial Basement

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
Other
Interior Extras
Propane Tank, Water Heater Owned
View
Garden, Trees/Woods
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Balcony
None
Exterior Extras
Deck, Privacy, Year Round Living

Building

Building Type
Common Element Condo
Building Style
Bungalow
Condo Corp Number
70

Construction

Exposure
East
Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Other
Special Designation
Unknown

Inclusions

Inclusions
Fridge, Stove

Exclusions

Exclusions
ATV, Aluminum Boat, Shed tools, Paper shredder, microwave, toaster, coffee machine freezer, Coca-Cola mini fridge, Tall dresser/mirror dresser, Orange chair, Bedroom & Living room Tv, Computers & printer, Green computer chair, Glass displays, nick-knacks, personal photos, nick-knacks, Ac floor unit

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
None
Parking Spaces
4
Total Garage And Parking Spaces
4

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
None

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Other—
    Basement level
  • Sunroom—
    Main level
  • Living Room—
    Main level
  • Other—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Living Room—
    Main level

Washrooms

  • 3-piece, Ground

Municipality
Frontenac
Neighbourhood
Frontenac Centre
Main cross streets
Teal Trail & Garrison Lake Road
Directions
Left at Arden. Right at Elm Tree. Right at Spruce Trail - then straight ahead

MLS® number
X13492976
Data source
Toronto Regional Real Estate Board
Listed on
2026-06-25
Updated on
2026-07-31
Days on market
115 days
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
ROYAL HERITAGE REALTY LTD.

Home Market Value

Current home valuation for Unit 15, 1021 Spruce Trail, Frontenac, Frontenac Centre, Frontenac, ON. Listed for $310,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for Unit 15, 1021 Spruce Trail, Frontenac, Frontenac Centre

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Frontenac, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$15,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$11,780$8,649$7,378$0
=Total mortgage
$306,280$287,649$270,878$248,000
Amortization
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%
%
%
Payment frequency
=Mortgage payment
$1,495monthly$1,404monthly$1,323monthly$1,211monthly
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Land Transfer Tax

Provincial

$3,125

Total Land Transfer Tax

$3,125

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