145 Charles Street N
Gananoque, ON K7G 1T9
- 4Bedrooms
- 2Bathrooms
- 3Garage
- 2500–3000Sq Ft
- $4,847Tax
- 60×120 ftLot Size
Estimated Value:$799,680See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 145 Charles Street N, Gananoque, Gananoque
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About 145 Charles Street N, Gananoque, Gananoque
Summarized Description
- Unique Victorian home with historic charm.
- Lofted ceilings and finished basement add character.
- Large open concept kitchen and family room.
- Triple-car garage with artist studio included.
- Perfect for multigenerational living and home business.
- Steps away from schools, shops, and restaurants.
- Enclosed porches and large deck for relaxation.
This isn't your average Victorian. Built in the early 1900s and reimagined with a bold, artistic lens, this four+ bedroom home is full of character, creativity and soul. Thoughtfully updated while preserving its historic roots, it offers formal living and dining rooms, large open concept kitchen and family room and two fireplaces that anchor the home with warmth. The lofted ceiling in the third floor are a must see and the finished family room in the basement with fireplace is a great unexpected bonus space. The enclosed porches invites slow mornings, while the backyard and large deck create lots of space to unwind. Out back, a large detached triple-car garage with an artist studio and workshop opens the door to endless possibilities. This Victorian home has enough space for multigenerational living, for home business and space for the kids to spread out. Steps to schools, shops, restaurants, the river and everyday essentials - this is a home for someone who wants more than just a place to live. It's a home with a story. Maybe it's yours next.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,847
- Land Transfer Tax Fee
- $12,155
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Auto Garage Door Remote, Carpet Free, Floor Drain, In-Law Capability, Water Heater
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch Enclosed
- Pool
- None
- Property Features
- Fenced Yard, Library, River/Stream, School
- Other Structures
- Additional Garage(s), Fence - Full, Workshop
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick, Cedar
- Roof
- Asphalt Shingle
- Foundation Details
- Block, Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 120.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, Dishwasher, Blinds.
Exclusions
- Exclusions
- Curtains in the green bedroom
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 3
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bedroom 4—Second level
- Sunroom—Main level
- Den—Main level
- Bedroom 5—Third level
- Sunroom—Second level
- Dining Room—Main level
- Bedroom 2—Second level
- Living Room—Main level
- Breakfast—Main level
- Laundry—Basement level
- Bedroom 3—Second level
- Family Room—Basement level
- Primary Bedroom—Second level
- Kitchen—Main level
- Family Room—Main level
Washrooms
- 2-piece, Main
- 4-piece, Second
- Municipality
- Gananoque
- Neighbourhood
- Gananoque
- Main cross streets
- Garden Alley, Garden Street
- Zoning
- R2
- Directions
- King Street to Charles Street N.
- MLS® number
- X13792276
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-07
- Listed on
- 2026-09-16
- Days on market
- 21 days
- Possession date
- 2026-10-01
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Home Market Value
Current home valuation for 145 Charles Street N, Gananoque, Gananoque, Gananoque, ON. Listed for $784,000
HOMEH Estimate
$799,680
Estimated Sales Range
$703,087 - $896,273
HOMEH Estimate for 145 Charles Street N, Gananoque, Gananoque
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $284,000 over $500K
$53,400
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $29,196 | $21,874 | $18,659 | $0 |
=Total mortgage | $759,100 | $727,474 | $685,059 | $627,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,706monthly | $3,552monthly | $3,345monthly | $3,062monthly |
Land Transfer Tax
$12,155
$12,155
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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