145 Main Street
Gananoque, ON K7G 2M1
- 4Bedrooms
- 3Bathrooms
- 5Garage
- 1500–2000Sq Ft
- $3,471Tax
- 30×110 ftLot Size
Estimated Value:$582,127See Free Estimate Report
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About 145 Main Street, Gananoque
A rare opportunity to own a three unit, fully rented Victorian semi, just steps from the St. Lawrence. A short stroll to the Gananoque Marina, library & museums, parks, restaurants, and downtown amenities, this versatile semi-detached property Zoned RC (Residential/Commercial) offers excellent potential for a business, professional office, or continued income as a multi-unit rental. The property features three self-contained units, each with private entrances, that generate a strong monthly income. Access and walkability to everything Gananoque has to offer. Can be easily converted to a large single family home. On-site parking, charming curb appeal, and a location that's truly unmatched, make this property an ideal blend of lifestyle and long-term value. Whether you're looking to invest, live in one unit and rent the rest, or take advantage of the RC zoning to run your business from home, this one checks all the boxes.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,471
- Land Transfer Tax Fee
- $9,155
Rental Items
- Rental Equipment
- Hot water tank.
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Accessory Apartment, Carpet Free, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Water Heater
- View
- River, Water
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Canopy, Deck
- Pool
- None
- Property Features
- Beach, Fenced Yard, Library, Marina, Park, River/Stream
- Other Structures
- Fence - Partial
Building
- Building Type
- Semi-Detached
- Building Style
- 3-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Shingles
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 30.00 ft
- Lot Depth
- 110.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- 3 fridges, 3 stoves, 2 sets of stackable washer/dryer.
Exclusions
- Exclusions
- Tenants belongings. Light fixture in bachelor unit bathroom.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 5
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 3
- Family / bonus room
- Yes
Room sizes
- Bedroom 2—Main level
- Bathroom—Main level, 4 Pc Bath
- Kitchen—Main level
- Living Room—Main level
- Primary Bedroom—Main level
- Kitchen—Main level
- Bathroom—Main level, 4 Pc Bath
- Living Room—Second level
- Kitchen—Second level
- Bathroom—Second level, 4 Pc Bath
- Bedroom 3—Third level
- Bedroom 4—Third level
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- Gananoque
- Neighbourhood
- Gananoque
- Main cross streets
- King Street East
- Zoning
- CR
- Directions
- King Street to Main Street
- Waterfront
- None
- MLS® number
- X12327653
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-06
- Listed on
- 2025-08-06
- Days on market
- 92 days
- Possession date
- 2025-08-18
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Home Market Value
Current home valuation for 145 Main Street, Gananoque, Gananoque, ON. Listed for $634,000
HOMEH Estimate
$582,127
Estimated Sales Range
$349,276 - $814,978
HOMEH Estimate for 145 Main Street, Gananoque
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $134,000 over $500K
$38,400
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,813 | $17,689 | $15,089 | $0 |
=Total mortgage | $619,139 | $588,289 | $553,989 | $507,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,023monthly | $2,872monthly | $2,705monthly | $2,476monthly |
Land Transfer Tax
$9,155
$9,155
Around this home
No schools found nearby
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