Listed for:Listed Sep 17, 2026
$1,200,000

342499 14 Concession

Georgian Bluffs, ON N0H 2K0

Detached House For Sale
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Sale & Price History for 342499 14 Concession, Georgian Bluffs

No listing history available

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About 342499 14 Concession, Georgian Bluffs

Summarized Description

  • Direct waterfront living on Francis Lake.
  • Private dock for swimming and kayaking.
  • Fully finished walk-out basement with family room.
  • Bright kitchen with butternut cabinets.
  • Three spacious bedrooms on upper level.
  • Detached two-car garage with expansive driveway.
  • Recent updates for peace of mind.
  • Quiet rural living with quick access to amenities.

Direct Francis Lake waterfront living in scenic Georgian Bluffs! On a deep half acre lot with a clean shoreline, private dock, and water views, this brick sidesplit presents an outstanding investment and potential. The main floor features a bright kitchen with butternut cabinets, a living and dining space, accented by rich cherry board and batten detailing. Large windows flood the living area with natural light, while a walk-out from the dining space leads directly to the deck overlooking the water. The upper level features three spacious bedrooms and a four piece bathroom. The fully finished walk-out basement includes a cozy family room centered around a propane fireplace, a second living room, two additional bedrooms, a three piece bathroom. Recent updates deliver true peace of mind, featuring a newly installed shingles (2025) and an owned water heater (2021). For all your storage and parking needs, the property features a detached two-car garage paired with an expansive driveway. Step outside to enjoy mature trees, sweeping country views, and direct access to the water for swimming or kayaking. Situated on a year-round municipal road off Grey Road 17, this home combines quiet rural side road living with quick access to Owen Sound amenities, Georgian Bay, and local Bruce Trail hiking routes. Book your private showing today to experience the incredible value and lifestyle this Francis Lake property has to offer!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,487
Land Transfer Tax Fee
$20,475

Rental Items

Rental Equipment
Propane Tank
Under Contract
Propane Tank

Basement Type
Full, Finished, Walk-Out

Interior Features

Interior Extras
Sauna, Water Heater Owned, Water Treatment, Propane Tank
Fireplace/Stove
Yes
Fireplace Features
Propane
Elevator
No

Exterior Features

Pool
None
Property Features
Clear View, Lake Access, Lake/Pond, Waterfront, Wooded/Treed
Other Structures
Shed

Building

Building Type
Detached
Building Style
Sidesplit

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Block, Poured Concrete
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
340.00 ft

Inclusions

Inclusions
Dishwasher, Washer, Dryer, Freezer, Fridge, Stove

Exclusions

Exclusions
Personal belongings.

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Well
Sewers
Septic

Bedrooms
3 + 2
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level, Combined w/Dining
  • Bedroom—
    Second level
  • Living Room—
    Basement level
  • Other—
    Basement level
  • Bathroom—
    Basement level
  • Kitchen—
    Main level
  • Bedroom 5—
    Basement level
  • Bathroom—
    Second level
  • Bedroom 4—
    Basement level
  • Bedroom 3—
    Second level
  • Bedroom 2—
    Second level
  • Laundry—
    Basement level
  • Family Room—
    Basement level

Washrooms

  • 4-piece, Second
  • 3-piece, Basement

Municipality
Georgian Bluffs
Neighbourhood
Georgian Bluffs
Main cross streets
Concession 14 & Grey Rd 17
Directions
Heading North on Grey Rd 17, turn left onto Concession 14. Continue West on Concession 14. Property is on the right.
Waterfront
Direct

MLS® number
X13798048
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-17
Updated on
2026-09-17
Days on market
32 days
Possession type
Flexible
Co-op commission
2%, see brokerage remarks.
Seller
Listed by
Royal LePage RCR Realty

Home Market Value

Current home valuation for 342499 14 Concession, Georgian Bluffs, Georgian Bluffs, ON. Listed for $1,200,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 342499 14 Concession, Georgian Bluffs

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Georgian Bluffs, ON
Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $700,000 over $500K

Minimum down payment

$95,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$44,160$33,480$28,560$0
=Total mortgage
$1,148,160$1,113,480$1,048,560$960,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,606monthly$5,437monthly$5,120monthly$4,687monthly
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Land Transfer Tax

Provincial

$20,475

Total Land Transfer Tax

$20,475

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