Sold for:Sold Sep 1, 2025
$686,500

Unit 106, 60 Cardigan Street

Guelph (Downtown), ON N1H 3Z6

Condo Apartment SoldNot available
Stewart Mill Lofts exteriorStewart Mill LoftsSee every listing here
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for Unit 106, 60 Cardigan Street, Guelph, Downtown

2025-08-15
2025-09-01
Sold
Price
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MLS#
x12346548

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 106, 60 Cardigan Street, Guelph, Downtown

Located in the iconic Stewart Mill Lofts! A former factory built over 100 years ago and transformed into stylish condominiums in 2006, this corner unit blends authentic character with thoughtful modern updates. Original exposed brick, wood beams, and soaring 13-ft Douglas Fir ceilings create an airy, open feel, while large windows flood the space with beautiful natural light. A unique highlight of this home is the large, lush, fully fenced terrace, offering a private outdoor retreat with views enjoyed from every room. The living room provides ample space to relax and features a walk-out to the terrace, while the dedicated dining area easily accommodates a full-size table for entertaining. Inside, the spacious primary bedroom includes a walk-in closet, and the good-sized second bedroom is perfect for guests or a home office. A recently renovated 4-piece bathroom with a walnut vanity adds a modern touch. The large, fully renovated, open concept kitchen features high-efficiency Bosch stainless steel appliances, an induction range, a full-height pantry, and a generous island perfect for cooking and gathering. Comfort is ensured year-round with a Navien boiler (installed in 2020) providing heat and on-demand hot water, and radiant heated concrete floors. Additional features include a Bosch washer and dryer, one parking space, and the convenience of a private storage locker. The location offers the best of Guelph at your doorstep. Located just steps from the Speed River and the scenic Trans-Canada Trail, where you can walk or bike to Guelph Lake. Downtowns dining, shopping, the River Run Centre, VIA Rail, GO Train, and public transit are all within easy reach, making this an ideal home for those who value both character and convenience.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,584
Land Transfer Tax Fee
$10,205

Condo/Maintenance Fee

Maintenance Fee
$708 /month

Included In Maintenance Fee

  • Common Elements Included
  • Building Insurance Included
  • Water Included
  • Parking Included
  • Condo Taxes Included

Rental Items

Rental Equipment
None
Under Contract
None
Parking Garage Cost
$0 /month

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Laundry Level
Main Level
Interior Extras
Brick & Beam, Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter
View
Garden
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
Terrace
Exterior Extras
Controlled Entry, Patio, Privacy

Building Amenities

  • BBQs Allowed
  • Ind. Water Softener

Building

Building Type
Condo Apartment
Building Style
1 Storey/Apt
Building Name
Stewart Mill Lofts
Approx Age
100+
Condo Corp Number
141

Construction

Exposure
North West
Exterior Finish
Brick
Roof
Flat
Foundation Details
Slab
Special Designation
Heritage

Inclusions

Inclusions
Curtains, Curtain Rods, Blinds. Wardrobes in Primary Bedroom. Walnut Shelves in 2nd Bedroom.

Exclusions

Exclusions
Storage Shelves in Walk-In Closet.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
Owned
Parking Spaces
1
Total Garage And Parking Spaces
1

Lockers

Locker Type
Owned
Locker Number
L5
Locker Level
1

Heating & Cooling

Heat Source
Other
Heat Type
Radiant
Air Conditioning
Central Air

Bedrooms
2
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Bedroom—
    Main level

Washrooms

  • 4-piece, Main

Municipality
Guelph
Neighbourhood
Downtown
Main cross streets
London Rd & Norfolk St
Zoning
RM.6
Directions
North on Norfolk St, right on London Rd, right on Cardigan St

MLS® number
X12346548
Data source
Toronto Regional Real Estate Board
Status change
2025-09-01
Listed on
2025-08-15
Days on market
17 days
Possession date
2025-10-15
Possession type
Other
Co-op commission
2.5% plus HST
Seller
Listed by
Chestnut Park Realty (Southwestern Ontario) Ltd

Home Market Value

Current home valuation for Unit 106, 60 Cardigan Street, Guelph, Downtown, Guelph, ON. Listed for $686,500

HOMEH Estimate

?

$613,822

Estimated Sales Range

?

$484,919 - $742,725

HOMEH Estimate for Unit 106, 60 Cardigan Street, Guelph, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$613,822Medium confidence
Based on 2 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Guelph, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $186,500 over $500K

Minimum down payment

$43,650

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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%
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+CMHC insurance
$25,703$19,153$16,339$0
=Total mortgage
$668,267$637,003$599,864$549,200
Amortization
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Payment frequency
=Mortgage payment
$3,263monthly$3,110monthly$2,929monthly$2,681monthly
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Land Transfer Tax

Provincial

$10,205

Total Land Transfer Tax

$10,205

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