84 Ray Street S
Hamilton (Kirkendall), ON L8P 3V7
- 4Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,000Tax
- 28×50 ftLot Size
Estimated Value:$665,750See Free Estimate Report
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About 84 Ray Street S, Hamilton, Kirkendall
Summarized Description
- Charming two-family dwelling near Locke St S.
- Tastefully renovated upper unit with modern finishes.
- Updated flooring and quartz countertops throughout.
- Spacious decks for entertaining and relaxation.
- Short walk to vibrant shops and restaurants.
- Investment potential with multi-generational living options.
- Freshly painted main floor with quality cabinetry.
- Located in one of Hamilton's best neighborhoods.
Charming two-family dwelling with steps to Locke St S! This beautifully maintained property features two self-contained dwelling units, offering flexibility for multi-generational living or investment potential. With 4 bedrooms, 2 full bathrooms, and parking for 1 vehicle, it combines space, function, and style. The upper unit was tastefully renovated in 2025, featuring updated flooring, sleek cabinetry, quartz countertops, a modern bathroom vanity, and an upgraded bathtub. A spacious deck off the kitchen is perfect for summer entertaining or enjoying a quiet evening with a glass of wine. The main floor has been thoughtfully updated over the years, with quality kitchen cabinetry and freshly painted in 2025. It boasts a generously sized bedroom highlighted by a beautiful pocket door opening to the cozy living room. Main floor also a sizeable back deck off its kitchen area. Property is located just a short walk to the vibrant shops and restaurants of Locke Street South-including local favourites like Artie's, Cima, and Bardo-this home is nestled in one of downtown Hamilton's most beloved neighbourhoods. Don't miss your chance to own in what many consider the city's best pocket! Seller does not warrant fire retrofit. Also City is coming out 2026 to fix driveway lip access.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,000
- Land Transfer Tax Fee
- $8,873
- Basement Type
- Unfinished, Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- In-Law Suite, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 27.95 ft
- Lot Depth
- 50.10 ft
Inclusions
- Inclusions
- Dishwasher, dryer, washer, 2 fridges, 2 stoves
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Kitchen—Main level
- Living Room—Main level
- Bedroom—Main level
- Bathroom—Main level, 3 Pc Bath
- Bedroom—Second level
- Bedroom—Second level
- Bedroom—Second level
- Kitchen—Second level
- Bathroom—Second level, 4 Pc Bath
- Other—Third level
- Other—Basement level
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- Hamilton
- Neighbourhood
- Kirkendall
- Main cross streets
- MAIN ST W
- Directions
- MAIN ST W TO PEARL ST S TO CANADA ST TO RAY ST S
- MLS® number
- X12664074
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-25
- Listed on
- 2026-01-05
- Days on market
- 51 days
- Possession type
- Immediate
- Co-op commission
- 2%
- Seller
- Listed by
- RE/MAX ESCARPMENT FRANK REALTY
Home Market Value
Current home valuation for 84 Ray Street S, Hamilton, Kirkendall, Hamilton, ON. Listed for $619,900
HOMEH Estimate
$665,750
Estimated Sales Range
$525,942 - $805,558
HOMEH Estimate for 84 Ray Street S, Hamilton, Kirkendall
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $119,900 over $500K
$36,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,308 | $17,295 | $14,754 | $0 |
=Total mortgage | $606,014 | $575,205 | $541,669 | $495,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,959monthly | $2,808monthly | $2,645monthly | $2,421monthly |
Land Transfer Tax
$8,873
$8,873
Around this home
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