Listed for:Listed Aug 27, 2026
$1,199,999

196 Circle Road

Hastings Highlands (McClure Ward), ON K0L 2K0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 196 Circle Road, Hastings Highlands, McClure Ward

No listing history available

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About 196 Circle Road, Hastings Highlands, McClure Ward

Summarized Description

  • Rare waterfront retreat on Lake St.
  • Peter
  • Recently renovated kitchen for modern living
  • Massive heated shop for outdoor gear
  • Finished walkout basement with extra bedrooms
  • Spectacular views and private beach entry
  • Ideal for year-round outdoor activities
  • Comfortable primary suite and guest bedroom
  • Automatic backup generator for worry-free ownership

Welcome to 196 Circle Rd on beautiful Lake St. Peter. A rare waterfront retreat where summer days stretch a little longer and every season brings a new adventure. Set on nearly an acre beside a quiet park, this property offers the perfect mix of privacy, year-round comfort, and endless room to enjoy the Cottage Country lifestyle to the fullest. Spend your days out on the water, evenings around the fire, and weekends exploring nearby ATV and snowmobile trails that make this an incredible four-season destination. Outdoor enthusiasts and hobbyists alike will love the massive 30' x 50' heated and insulated shop, complete with an 80,000 BTU heater and spacious loft above. There is more than enough room for boats, snowmobiles, ATVs, tools, and all the gear that comes with lake life. Inside, the home is warm, welcoming, and designed for gathering. A recently renovated kitchen anchors the main living space, while the main floor offers a comfortable primary suite and guest bedroom. Downstairs, the finished walkout basement adds two more bedrooms, a 3-piece washroom, and plenty of extra storage. The perfect setup for hosting family and friends all summer long. Built for easy, worry-free ownership, the property features a forced air furnace with heat pump, on-demand hot water, a deep drilled well, and a 14kW automatic backup generator. Step outside and soak in spectacular views across Lake St. Peter from nearly 100 feet of beautifully landscaped shoreline. Impressive stone retaining walls, a private sandy beach entry, and nearly new aluminum docks create the ultimate waterfront experience for swimming, boating, entertaining, and making unforgettable memories under the sun. Whether you are looking for a full-time waterfront home or the ultimate family getaway, 196 Circle Rd delivers everything people dream about when they picture summers at the lake.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,668
Land Transfer Tax Fee
$20,475

Rental Items

Rental Equipment
Propane Tank

Basement Type
Walk-Out, Partially Finished

Interior Features

Interior Extras
Auto Garage Door Remote, ERV/HRV, Generator - Partial, On Demand Water Heater, Propane Tank, Sewage Pump, Water Heater Owned
View
Forest, Lake, Park/Greenbelt
Security Features
Other
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch
Pool
None
Property Features
Beach, Campground, Lake Access, Park, School Bus Route, Waterfront
Other Structures
Workshop

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
31-50

Construction

Exterior Finish
Cedar
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
108.87 ft
Lot Depth
322.00 ft
Lot Size
0.813
Lot Shape
Irregular

Inclusions

Inclusions
Dishwasher, Gas Range, BI Microwave & Vent, Kitchen Fridge, Water treatment equipment, Washer/Drier, TV in primary bedroom, Lorex 8 Camera Analog HD DVR with 1TB Hard Drive

Exclusions

Exclusions
fridge/freezer combo in basement, Light fixture in dining room, Sellers Personal Items, furniture, cupboard bases in basement utility room, Tools, toolboxes and personal items in garage and loft, curtain rods and black-out curtains in Living Room and Bedrooms.

Parking & Garages

Garage Type
Detached
Garage Spaces
3
Parking Spaces
10
Total Garage And Parking Spaces
13

Heating & Cooling

Heat Source
Electric
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Yes

Bedrooms
2 + 2
Washrooms
3
Kitchens
1

Room sizes

  • Foyer—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Family Room—
    Lower level
  • Primary Bedroom—
    Main level
  • Bedroom 3—
    Lower level
  • Laundry—
    Main level
  • Bedroom 4—
    Lower level
  • Dining Room—
    Main level
  • Bedroom 2—
    Main level
  • Utility Room—
    Lower level

Washrooms

  • 4-piece, Main
  • 3-piece, Main
  • 3-piece, Basement

Municipality
Hastings Highlands
Neighbourhood
McClure Ward
Main cross streets
County Rd 127, Lake St Peter Rd
Directions
Hwy 127-Lake St Peter Rd-Circle Rd,
Waterfront
Direct

MLS® number
X13720232
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-27
Updated on
2026-09-01
Days on market
55 days
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
Royal Lepage Real Estate Associates

Home Market Value

Current home valuation for 196 Circle Road, Hastings Highlands, McClure Ward, Hastings Highlands, ON. Listed for $1,199,999

HOMEH Estimate

?

$892,614

Estimated Sales Range

?

$686,626 - $1,275,162

HOMEH Estimate for 196 Circle Road, Hastings Highlands, McClure Ward

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$892,614Low confidence
Based on 5 comparable properties
+ $307,385 (34%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Hastings Highlands, ON
Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $699,999 over $500K

Minimum down payment

$95,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$44,160$33,480$28,560$0
=Total mortgage
$1,148,159$1,113,479$1,048,559$959,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,606monthly$5,437monthly$5,120monthly$4,687monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$20,475

Total Land Transfer Tax

$20,475

Around this home

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