Listed for:Listed Aug 13, 2026
$849,000

186 St Joseph Road

Kawartha Lakes (Lindsay), ON K9V 0R7

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 186 St Joseph Road, Kawartha Lakes, Lindsay

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 186 St Joseph Road, Kawartha Lakes, Lindsay

Summarized Description

  • Stunning detached home in Sugarwood Development.
  • Premium lot with tranquil pond views.
  • Over 3,000 sq. ft. of living space.
  • Four spacious bedrooms with attached bathrooms.
  • Luxurious primary retreat with five-piece ensuite.
  • Unfinished basement offers rental potential.
  • Close to parks, schools, and amenities.
  • Family-friendly community with no rear neighbours.

Welcome to this stunning brick/stone 2-storey detached home in the highly sought-after Sugarwood Development of Lindsay, Kawartha Lakes. Situated on a premium lot backing onto a tranquil pond with no rear neighbours, this impressive home offers over 3,000 sq. ft. of beautifully designed living space, combining modern luxury with peaceful natural surroundings.The main floor features hardwood flooring throughout, a bright open-concept family room with soaring open-to-above ceilings and a gas fireplace, a separate dining area, and a modern kitchen showcasing quartz countertops and a large centre island. A spacious mudroom with ample closet space adds everyday functionality.Upstairs, discover 4 generously sized bedrooms and 4 full bathrooms, offering exceptional comfort and privacy. The luxurious primary retreat features a five-piece ensuite and an exceptionally large walk-in closet. The second bedroom includes its own three-piece ensuite, while bedrooms three and four each enjoy attached bathrooms. Second-floor laundry adds convenience.The unfinished high basement offers excellent potential for additional living space, an in-law suite, or future rental income. Step outside and enjoy serene pond views with no homes directly behind you. Conveniently located close to parks, schools, hospitals, shopping, restaurants, and recreational facilities.A rare opportunity to own a spacious, luxurious home in a beautiful family-friendly community. Don't miss it!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,652
Land Transfer Tax Fee
$13,455

Rental Items

Rental Equipment
Unknown
Under Contract
Other

Basement Type
Unfinished

Interior Features

Laundry Level
Upper Level
Interior Extras
Air Exchanger, None
View
Pond
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
0-5

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
11.30 m
Lot Depth
30.40 m

Inclusions

Inclusions
as seen

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Built-In
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
5
Kitchens
1

Room sizes

  • Primary Bedroom—
    Second level, Broadloom, 5 Pc Ensuite, His and Hers Closets
  • Powder Room—
    Main level, Tile Floor, 2 Pc Bath
  • Dining Room—
    Main level, Laminate, Gas Fireplace
  • Bedroom 4—
    Second level, Broadloom, 3 Pc Bath
  • Mud Room—
    Main level, Tile Floor
  • Family Room—
    Main level, Laminate, Gas Fireplace
  • Laundry—
    Second level, Tile Floor
  • Bedroom 2—
    Second level, Broadloom, 3 Pc Ensuite, Walk-In Closet(s)
  • Kitchen—
    Main level, Tile Floor, W/O To Deck
  • Bedroom 3—
    Second level, 3 Pc Bath, Broadloom
  • Foyer—
    Main level, Tile Floor

Washrooms

  • 2-piece, Main
  • 3-piece, Second
  • 3-piece, Second
  • 3-piece, Second
  • 5-piece, Second

Municipality
Kawartha Lakes
Neighbourhood
Lindsay
Main cross streets
Hwy 35/ Colbourne St W
Zoning
Residential
Directions
Hwy 35/ Colbourne St W

MLS® number
X13673614
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-13
Updated on
2026-08-14
Days on market
69 days
Possession type
Immediate
Co-op commission
2.5% HST -$100 Marketing Fee
Seller
Listed by
HOMELIFE/MIRACLE REALTY LTD

Home Market Value

Current home valuation for 186 St Joseph Road, Kawartha Lakes, Lindsay, Kawartha Lakes, ON. Listed for $849,000

HOMEH Estimate

?

$864,165

Estimated Sales Range

?

$518,499 - $1,209,831

HOMEH Estimate for 186 St Joseph Road, Kawartha Lakes, Lindsay

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$864,165Low confidence
Based on 4 comparable properties
− $15,165 (2%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kawartha Lakes, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $349,000 over $500K

Minimum down payment

$59,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$31,549$23,687$20,206$0
=Total mortgage
$820,270$787,787$741,856$679,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,005monthly$3,846monthly$3,622monthly$3,316monthly
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Land Transfer Tax

Provincial

$13,455

Total Land Transfer Tax

$13,455

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