Listed for:Listed Aug 25, 2026
$499,000

21 Third Street

Kawartha Lakes (Fenelon), ON K0M 1N0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 21 Third Street, Kawartha Lakes, Fenelon

No listing history available

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About 21 Third Street, Kawartha Lakes, Fenelon

Summarized Description

  • Charming three-bedroom cottage in Sturgeon Point.
  • Surrounded by mature trees and rock gardens.
  • Includes a bunkie for extra guests.
  • Ideal for summer living and family traditions.
  • Close to public beach and village park.
  • Offers various outdoor activities like boating.
  • Perfect for weekend escapes and relaxation.

Welcome to 21 Third Street, an idyllic three-season summer cottage tucked beneath mature trees in the charming village of Sturgeon Point. Full of character, this inviting three-bedroom, one-bathroom retreat is made for relaxed summer days, weekend escapes and cherished family traditions. Surrounded by mature trees and established rock gardens, the grounds are built for summer living-badminton, cornhole, evenings around the fire pit, a quiet hammock spot and a delightful bunkie. The bunkie sleeps four with two sets of bunk beds (or two singles), making it perfect for extra guests, kids or a cozy movie night. Just beyond your doorstep is the unique village of Sturgeon Point, affectionately known as The Point, with tree-canopied lanes, a public beach and Upper Wharf for swimming, sailing and golf clubs, a village park, and endless boating, paddling, walking and biking. 21 Third Street is a special opportunity to make this charming cottage your own and experience summer at The Point.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,799
Land Transfer Tax Fee
$6,455

Basement Type
Crawl Space, Unfinished

Interior Features

Interior Extras
Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Patio
Pool
None
Property Features
Beach, Golf, Greenbelt/Conservation, Lake/Pond, Place Of Worship, School Bus Route
Other Structures
Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Wood
Roof
Shingles
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
99.00 ft
Lot Size
0.15
Lot Shape
Rectangular

Inclusions

Inclusions
HWT Owned, Refrigerator, Stove, Window coverings, White Cabinet In Kitchen.

Exclusions

Exclusions
All Personal Items. Some Furnishings Negotiable.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Other
Heat Type
Other
Air Conditioning
Other
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Sunroom—
    Main level
  • Bedroom—
    Main level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Kitchen—
    Main level
  • Living Room—
    Main level

Washrooms

  • 3-piece, Main

Municipality
Kawartha Lakes
Neighbourhood
Fenelon
Main cross streets
Cty Rd 121/Sturgeon Point Rd.
Zoning
R1
Directions
Hwy 35 N and Kawartha Lakes County Rd 121 to Sturgeon Point Rd/Kawartha Lakes County Rd 25 to Third St.

MLS® number
X13711704
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-25
Updated on
2026-08-29
Days on market
51 days
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
RE/MAX ALL-STARS REALTY INC.

Home Market Value

Current home valuation for 21 Third Street, Kawartha Lakes, Fenelon, Kawartha Lakes, ON. Listed for $499,000

HOMEH Estimate

?

$400,000

Estimated Sales Range

?

$335,000 - $491,578

HOMEH Estimate for 21 Third Street, Kawartha Lakes, Fenelon

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$400,000Low confidence
Based on 13 comparable properties
+ $99,000 (25%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kawartha Lakes, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,962$13,922$11,876$0
=Total mortgage
$493,012$463,022$436,026$399,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,407monthly$2,261monthly$2,129monthly$1,949monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,455

Total Land Transfer Tax

$6,455

Around this home

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