Listed for:Listed Aug 29, 2026
$1,195,000

45 Oak Street

Kawartha Lakes (Fenelon Falls), ON K0M 1N0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 45 Oak Street, Kawartha Lakes, Fenelon Falls

No listing history available

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About 45 Oak Street, Kawartha Lakes, Fenelon Falls

Summarized Description

  • Bright and inviting 3-bedroom, 3-bathroom home
  • Renovated kitchen with quartz countertops
  • Breathtaking panoramic views of Cameron Lake
  • Professionally designed landscaping enhances curb appeal
  • Flexible space ideal for remote work
  • Detached 2-car garage and ample parking
  • Perfect for year-round family living
  • Located in a desirable Fenelon Falls community

Fall has arrived in beautiful Fenelon Falls, and this bright, inviting 3-bedroom, 3-bathroom home is ready to impress! Thoughtfully updated throughout, this stunning property offers the perfect blend of modern comfort, functional space, and scenic charm. Recent renovations include fresh designer paint, premium flooring, and a beautifully reimagined kitchen featuring quartz countertops and an oversized eat-in island perfect for gathering with family and friends. Designed for everyday living and entertaining alike, this spacious home offers room for the whole family, including flexible space for working from home. Step outside to your fully fenced backyard retreat and take in breathtaking panoramic views of Cameron Lake while enjoying the warm fall days ahead. Professionally designed armour stone landscaping adds exceptional curb appeal and completes the outdoor setting beautifully. A detached 2-car garage and private 2-car driveway provide plenty of parking and storage. Whether you're searching for a year-round family home or a place to enjoy the Kawartha lifestyle, this property delivers incredible indoor-outdoor living with stunning lake views in one of the area's most desirable communities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,000
Land Transfer Tax Fee
$20,375

Basement Type
Unfinished

Interior Features

Interior Extras
Brick & Beam
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Heritage

Lot

Lot Front
90.42 ft
Lot Depth
100.00 ft
Lot Size
100 x 90.42
Lot Size Code
100 x 90.42

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Bedroom—
    Second level
  • Family Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Second level
  • Primary Bedroom—
    Second level
  • Sunroom—
    Main level
  • Foyer—
    Main level

Washrooms

  • 2-piece
  • 3-piece
  • 3-piece

Municipality
Kawartha Lakes
Neighbourhood
Fenelon Falls
Main cross streets
From Hwy 35 to County Rd 121 to Fenelon Falls
Zoning
R1
Directions
County Road 121 N, Left on Water Street
Waterfront
None

MLS® number
X13740490
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-29
Updated on
2026-09-16
Days on market
47 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
ROYAL LEPAGE KAWARTHA LAKES REALTY INC.

Home Market Value

Current home valuation for 45 Oak Street, Kawartha Lakes, Fenelon Falls, Kawartha Lakes, ON. Listed for $1,195,000

HOMEH Estimate

?

$880,626

Estimated Sales Range

?

$743,787 - $1,211,852

HOMEH Estimate for 45 Oak Street, Kawartha Lakes, Fenelon Falls

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$880,626Low confidence
Based on 4 comparable properties
+ $314,374 (36%) above our estimate
See the full analysisFree Every recent nearby sale behind this number
Approximate location — on this street
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kawartha Lakes, ON
Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $695,000 over $500K

Minimum down payment

$94,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$43,976$33,341$28,441$0
=Total mortgage
$1,143,376$1,108,841$1,044,191$956,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,583monthly$5,414monthly$5,098monthly$4,668monthly
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Land Transfer Tax

Provincial

$20,375

Total Land Transfer Tax

$20,375

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