Listed for:Listed Jul 13, 2026
$450,000

85 Stephen Street

Kingston (East of Sir John A. Blvd), ON K7K 2C5

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 85 Stephen Street, Kingston, East of Sir John A. Blvd

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 85 Stephen Street, Kingston, East of Sir John A. Blvd

Summarized Description

  • 7,740 sq. ft. lot with severance potential
  • Residential designation with UR5 zoning
  • Fully serviced with utilities available
  • Redevelopment or adaptive reuse potential
  • Prime location near schools and transit
  • Walking distance to commercial areas and parks
  • Environmental assessment available for review

Development property with severance potential. Prime development opportunity in central Kingston. This 7,740 sq. ft. lot (60 x 132) carries a Residential designation in the Official Plan with UR5 zoning. The site offers severance potential to create two separate lots, along with the possibility for additional density subject to municipal approvals. The existing structure provides potential redevelopment or adaptive reuse. The property is fully serviced with municipal water, sewer, natural gas, and electricity. A Phase I environmental assessment is available. Ideally situated near Regiopolis-Notre Dame Catholic High School and along multiple transit routes, the property is also walking distance to commercial uses and parks.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$0
Land Transfer Tax Fee
$5,475

Basement Type
Full

Interior Features

Interior Extras
None
Security Features
Alarm System
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Lighting
Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Aluminum Siding
Roof
Unknown
Foundation Details
Poured Concrete, Slab
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
132.00 ft
Lot Shape
Rectangular

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
7
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Washrooms
2
Kitchens
1

Room sizes

  • Bathroom—
    Basement level
  • Kitchen—
    Main level
  • Bathroom—
    Main level
  • Other—
    Basement level
  • Other—
    Basement level
  • Other—
    Basement level
  • Other—
    Main level

Washrooms

  • 2-piece, Ground
  • 2-piece, Basement

Municipality
Kingston
Neighbourhood
East of Sir John A. Blvd
Main cross streets
On Stephen Street, between Cowdy Street and Patrick Street.
Zoning
UR5
Directions
On the north side of Stephen Street between Patrick Street and Cowdy Street
Waterfront
None

MLS® number
X13560464
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-13
Updated on
2026-08-07
Days on market
97 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROGERS & TRAINOR COMMERCIAL REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 85 Stephen Street, Kingston, East of Sir John A. Blvd, Kingston, ON. Listed for $450,000

HOMEH Estimate

?

$386,862

Estimated Sales Range

?

$305,621 - $468,103

HOMEH Estimate for 85 Stephen Street, Kingston, East of Sir John A. Blvd

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$386,862Medium confidence
Based on 7 comparable properties
+ $63,138 (16%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kingston, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,100$12,555$10,710$0
=Total mortgage
$444,600$417,555$393,210$360,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,171monthly$2,039monthly$1,920monthly$1,758monthly
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Land Transfer Tax

Provincial

$5,475

Total Land Transfer Tax

$5,475

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