Sold for:Sold Oct 1, 2025
$439,900

107 Stephen Street

Kingston (East of Sir John A. Blvd), ON K7K 2C5

Semi-Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 107 Stephen Street, Kingston, East of Sir John A. Blvd

2025-09-22
2025-10-01
Sold
Price
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MLS#
x12418294

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 107 Stephen Street, Kingston, East of Sir John A. Blvd

This solid red clay-brick semi is packed with character and convenience! Just a 20-minute walk to all of downtown's shops and restaurants, it's also steps from the off-leash dog park and close to the Memorial Centre with it's weekly farmers market, public pool, and splash pad. Inside, you'll find generous principal rooms, including a dedicated dining room that makes hosting family and friends easy. Freshly painted and updated with new central air (2023), electrical upgrades, and a new dishwasher, the home is truly move-in ready. At the back, the laundry/entry area stretches across the width of the home with a wall of windows overlooking the yard - a bright, versatile space that's ideal for plants or soaking up the afternoon sun. The backyard is private and fully fenced, with a stone patio that's perfect for outdoor living and entertaining. A wide, covered front veranda adds shade, curb appeal, and a welcoming street presence, while the durable red metal roof offers decades of worry-free protection. And then there's the garage - one of the property's rarest and most impressive features. This solid concrete block 1.5-car garage is in excellent condition, large enough for most vehicles with room left for storage. Accessed off quiet Cowdy Street, it makes coming and going easy while also anchoring the yard and adding both privacy and security - a true standout in this neighbourhood. 107 Stephen Street combines walkability, timeless charm, and a garage you'll be hard-pressed to find anywhere else. Don't miss your chance to make it yours.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,654
Land Transfer Tax Fee
$5,273

Rental Items

Rental Equipment
hot water heater (Kingston Utilities)

Basement Type
Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, Water Heater
Security Features
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy, Porch
Pool
None
Property Features
Hospital, Library, Park, Place Of Worship, Public Transit, School
Other Structures
Garden Shed

Building

Building Type
Semi-Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Metal
Foundation Details
Brick, Stone
Special Designation
Unknown

Lot

Lot Front
26.39 ft
Lot Depth
132.06 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Gas Stove, Dishwasher, Dryer, Washer, Window Coverings

Exclusions

Exclusions
Spare bedroom curtains.

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Sunroom—
    Main level
  • Foyer—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level

Washrooms

  • 4-piece, Second

Municipality
Kingston
Neighbourhood
East of Sir John A. Blvd
Main cross streets
Cowdy St and Stephen St
Directions
Division St, east on Stephen St.

MLS® number
X12418294
Data source
Toronto Regional Real Estate Board
Status change
2025-10-01
Listed on
2025-09-22
Days on market
9 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Home Market Value

Current home valuation for 107 Stephen Street, Kingston, East of Sir John A. Blvd, Kingston, ON. Listed for $439,900

HOMEH Estimate

?

$408,500

Estimated Sales Range

?

$354,048 - $462,952

HOMEH Estimate for 107 Stephen Street, Kingston, East of Sir John A. Blvd

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$408,500High confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kingston, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$21,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,716$12,273$10,470$0
=Total mortgage
$434,621$408,183$384,385$351,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,122monthly$1,993monthly$1,877monthly$1,718monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,273

Total Land Transfer Tax

$5,273

Around this home

6/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
6.9 /10

Regiopolis/Notre-Dame

Private·secondary·190m

4.4 /10

Central

Public·elementary·1.0km

5.6 /10

Cathedrale

Private·elementary·1.3km

7.1 /10

Rideau

Public·elementary·1.3km

6.2 /10

Kingston

Public·secondary·1.5km

1.5 /10

Molly Brant

Public·elementary·1.5km

6.4 /10

Winston Churchill

Public·elementary·1.7km

0.0 /10

John Graves Simcoe

Public·elementary·1.9km

2.5 /10

St. Francis of Assisi

Private·elementary·2.1km

5.6 /10

Loyalist

Public·secondary·2.3km

1.4 /10

Centennial

Public·elementary·2.5km

2.1 /10

Lord Strathcona

Public·elementary·2.6km

4.5 /10

St Thomas More

Private·elementary·2.7km

1.7 /10

Rideau Heights

Public·elementary·2.7km

7.7 /10

Madeleine-de-Roybon

Public·elementary·French·2.7km

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