
122 Stephen Street
Kingston (Inner Harbour), ON K7K 2C7
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $3,564Tax
- 28×140 ftLot Size
- Estimated Value:$519,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 122 Stephen Street, Kingston, Inner Harbour
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-08-13 | 2026-08-26 | Login to See Prices | Sold | x13675774 |
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About 122 Stephen Street, Kingston, Inner Harbour
Summarized Description
- Charming early-1900s home with unique character.
- Spacious living room with cozy wood stove.
- Bright family room featuring in-floor heating.
- Fully fenced backyard perfect for entertaining.
- Two convenient parking spaces available.
- Recent updates enhance modern living.
- Located minutes from downtown Kingston.
122 Stephen Street is a home with history, character and a real sense of having been cared for and loved. This early-1900s century home has character, along with its own unique touches that make it stand out from the rest. The main level is spacious and comfortable, beginning with an enclosed porch that provides a practical, closed-off space for shoes, coats and everyday items. The bright front living room leads into an open kitchen and dining area with a gas stove, dishwasher and plenty of cupboard space. The living room also features a cozy wood stove, great to off-set heating costs. At the back of the home, the family room is bright and spacious, with in-floor heating and a convenient 2-piece bathroom. Upstairs are two bedrooms and a third room currently being used as additional closet space, easily converted back to a bedroom, along with a beautiful 5-piece bathroom with laundry and a large soaker tub. The attic offers plenty of additional storage.The backyard is where you'll want to spend your time. Fully fenced, private and filled with low-maintenance perennials, it offers several spaces to enjoy throughout the day, including a patio just off the family room and a floating deck further into the yard. The beautifully updated shed offers great storage and has new siding, soffits and a relocated door. The back addition has also been updated with new siding and a new roof. It's a backyard made for entertaining, spending a sunny afternoon outside, or finding a quiet corner to relax and enjoy your own space. Rarely found in this area, there are two parking spaces out front.Recent updates include main level flooring (2023), upstairs flooring (2023),front deck (2024), patio door (2024), asphalt driveway (2024), front interior doors (2025), and front exterior doors (2026). All of this, tucked into a lovely established area just minutes from downtown Kingston.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,564
- Land Transfer Tax Fee
- $6,873
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Carpet Free, Water Heater Owned
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Lighting, Porch Enclosed, Patio
- Pool
- None
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Metal
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 28.00 ft
- Lot Depth
- 140.00 ft
Inclusions
- Inclusions
- Fridge, stove, washer, dryer, dishwasher, mirror cabinet in living room
Exclusions
- Exclusions
- Decorative art piece on shed above door; Hallway/foyer light fixture
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Radiant
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Dining Room—Main level
- Foyer—Main level
- Primary Bedroom—Second level
- Bathroom—Second level, 5 Pc Bath
- Kitchen—Main level
- Bathroom—Main level, 2 Pc Bath
- Living Room—Main level
- Bedroom—Second level
- Bedroom—Second level
- Family Room—Main level
Washrooms
- 5-piece, Second
- 2-piece, Main
- Municipality
- Kingston
- Neighbourhood
- Inner Harbour
- Main cross streets
- Cowdy/Division/Montreal
- Directions
- Division Street or Montreal Street to Stephen Street
- MLS® number
- X13675774
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-26
- Listed on
- 2026-08-13
- Days on market
- 13 days
- Possession type
- Flexible
- Co-op commission
- 2.0%
- Seller
- Listed by
- KELLER WILLIAMS INSPIRE REALTY, BROKERAGE
Home Market Value
Current home valuation for 122 Stephen Street, Kingston, Inner Harbour, Kingston, ON. Listed for $519,900
HOMEH Estimate
$519,500
Estimated Sales Range
$410,405 - $628,595
HOMEH Estimate for 122 Stephen Street, Kingston, Inner Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $19,900 over $500K
$26,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,715 | $14,505 | $12,374 | $0 |
=Total mortgage | $512,580 | $482,415 | $454,289 | $415,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,503monthly | $2,355monthly | $2,218monthly | $2,031monthly |
Land Transfer Tax
$6,873
$6,873
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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