Sold for:Sold Aug 26, 2026
$519,900

122 Stephen Street

Kingston (Inner Harbour), ON K7K 2C7

Semi-Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 122 Stephen Street, Kingston, Inner Harbour

2026-08-13
2026-08-26
Sold
Price
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MLS#
x13675774

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 122 Stephen Street, Kingston, Inner Harbour

Summarized Description

  • Charming early-1900s home with unique character.
  • Spacious living room with cozy wood stove.
  • Bright family room featuring in-floor heating.
  • Fully fenced backyard perfect for entertaining.
  • Two convenient parking spaces available.
  • Recent updates enhance modern living.
  • Located minutes from downtown Kingston.

122 Stephen Street is a home with history, character and a real sense of having been cared for and loved. This early-1900s century home has character, along with its own unique touches that make it stand out from the rest. The main level is spacious and comfortable, beginning with an enclosed porch that provides a practical, closed-off space for shoes, coats and everyday items. The bright front living room leads into an open kitchen and dining area with a gas stove, dishwasher and plenty of cupboard space. The living room also features a cozy wood stove, great to off-set heating costs. At the back of the home, the family room is bright and spacious, with in-floor heating and a convenient 2-piece bathroom. Upstairs are two bedrooms and a third room currently being used as additional closet space, easily converted back to a bedroom, along with a beautiful 5-piece bathroom with laundry and a large soaker tub. The attic offers plenty of additional storage.The backyard is where you'll want to spend your time. Fully fenced, private and filled with low-maintenance perennials, it offers several spaces to enjoy throughout the day, including a patio just off the family room and a floating deck further into the yard. The beautifully updated shed offers great storage and has new siding, soffits and a relocated door. The back addition has also been updated with new siding and a new roof. It's a backyard made for entertaining, spending a sunny afternoon outside, or finding a quiet corner to relax and enjoy your own space. Rarely found in this area, there are two parking spaces out front.Recent updates include main level flooring (2023), upstairs flooring (2023),front deck (2024), patio door (2024), asphalt driveway (2024), front interior doors (2025), and front exterior doors (2026). All of this, tucked into a lovely established area just minutes from downtown Kingston.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,564
Land Transfer Tax Fee
$6,873

Basement Type
Crawl Space

Interior Features

Laundry Level
Upper Level
Interior Extras
Carpet Free, Water Heater Owned
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Lighting, Porch Enclosed, Patio
Pool
None

Building

Building Type
Semi-Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Metal
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
28.00 ft
Lot Depth
140.00 ft

Inclusions

Inclusions
Fridge, stove, washer, dryer, dishwasher, mirror cabinet in living room

Exclusions

Exclusions
Decorative art piece on shed above door; Hallway/foyer light fixture

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
Window Unit(s)
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Dining Room—
    Main level
  • Foyer—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level, 5 Pc Bath
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Living Room—
    Main level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Family Room—
    Main level

Washrooms

  • 5-piece, Second
  • 2-piece, Main

Municipality
Kingston
Neighbourhood
Inner Harbour
Main cross streets
Cowdy/Division/Montreal
Directions
Division Street or Montreal Street to Stephen Street

MLS® number
X13675774
Data source
Toronto Regional Real Estate Board
Status change
2026-08-26
Listed on
2026-08-13
Days on market
13 days
Possession type
Flexible
Co-op commission
2.0%
Seller
Listed by
KELLER WILLIAMS INSPIRE REALTY, BROKERAGE

Home Market Value

Current home valuation for 122 Stephen Street, Kingston, Inner Harbour, Kingston, ON. Listed for $519,900

HOMEH Estimate

?

$519,500

Estimated Sales Range

?

$410,405 - $628,595

HOMEH Estimate for 122 Stephen Street, Kingston, Inner Harbour

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$519,500Medium confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Kingston, ON
Minimum Down Payment Required:5.2%

5% on first $500K + 10% on $19,900 over $500K

Minimum down payment

$26,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
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%
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%
$
+CMHC insurance
$19,715$14,505$12,374$0
=Total mortgage
$512,580$482,415$454,289$415,920
Amortization
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%
%
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Payment frequency
=Mortgage payment
$2,503monthly$2,355monthly$2,218monthly$2,031monthly
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Land Transfer Tax

Provincial

$6,873

Total Land Transfer Tax

$6,873

Around this home

6/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
6.9 /10

Regiopolis/Notre-Dame

Private·secondary·190m

4.4 /10

Central

Public·elementary·1.0km

5.6 /10

Cathedrale

Private·elementary·1.3km

7.1 /10

Rideau

Public·elementary·1.3km

6.2 /10

Kingston

Public·secondary·1.5km

1.5 /10

Molly Brant

Public·elementary·1.5km

6.4 /10

Winston Churchill

Public·elementary·1.7km

0.0 /10

John Graves Simcoe

Public·elementary·1.9km

2.5 /10

St. Francis of Assisi

Private·elementary·2.1km

5.6 /10

Loyalist

Public·secondary·2.3km

1.4 /10

Centennial

Public·elementary·2.5km

2.1 /10

Lord Strathcona

Public·elementary·2.6km

4.5 /10

St Thomas More

Private·elementary·2.7km

1.7 /10

Rideau Heights

Public·elementary·2.7km

7.7 /10

Madeleine-de-Roybon

Public·elementary·French·2.7km

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