
320 Academy Street
Loyalist (Bath), ON K0H 1G0
- 3+3Bedrooms
- 4Bathrooms
- 1Garage
- 700–1100Sq Ft
- $3,511Tax
- 80×200 ftLot Size
- Estimated Value:$507,954See Free Estimate Report

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About 320 Academy Street, Loyalist, Bath
Summarized Description
- Charming bungalow in waterfront village of Bath.
- In-law suite with separate entrance and amenities.
- Newly updated kitchen with backyard view.
- Freshly renovated basement with 3 bedrooms.
- Detached garage suitable for workshop.
- Mortgage helper potential of $1700/month.
- Close to ferry, parks, and schools.
- Quiet, family-friendly neighborhood with community feel.
Welcome to 320 Academy Street- A great opportunity to own a Home with a Mortgage helper in the basement which could earn you upto $1700/month. It is a freshly updated bungalow located in the charming waterfront village of Bath, this home offers small-town living with modern convenience. Minutes to the Amherst Island ferry, waterfront parks, marina, schools, grocery stores, and everyday amenities, while only a short drive to Kingston. Enjoy historic charm, scenic surroundings, and a strong sense of community in one of Loyalist Township's most desirable lakeside areas. This charming home sits on a quiet, family-friendly street. The main level features 3 bedrooms 1.5 bathrooms and it has its own separate laundry. The newly updated kitchen offers ample space and a bright window overlooking the huge backyard, perfect for meal prep with a view. The attached garage has an inside entry door to the kitchen and also a backdoor to the beautiful backyard with a patio area as well. There is a full in-law suite in the basement with its own entrance from the garage. The beautiful and freshly renovated basement has its own 3 bedrooms 1.5 bathrooms, kitchen and its own separate laundry. The house has a brand new furnace and A/C and an owned Hot water Tank. Whether you are investors, first time home buyers looking to live upstairs and rent downstairs or someone with an extended family, this house is suitable for all. The house also features a detached garage in the backyard which could be used as a workshop.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,511
- Land Transfer Tax Fee
- $7,473
Rental Items
- Rental Equipment
- HOT WATER TANK
- Basement Type
- Separate Entrance, Full, Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, In-Law Capability, In-Law Suite, Water Heater
- View
- City
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Landscaped, Privacy, Porch
- Pool
- None
- Property Features
- Beach, Fenced Yard, Lake/Pond, Marina, Park, School
- Other Structures
- Additional Garage(s), Fence - Full
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 79.89 ft
- Lot Depth
- 200.10 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge 2X, Stove 2X, Dishwasher, Washer 2X, Dryer 2X
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 3 + 3
- Washrooms
- 4
- Kitchens
- 2
Room sizes
- Bedroom—Main level
- Bathroom—Basement level
- Bedroom 2—Main level
- Bedroom 2—Basement level
- Living Room—Basement level
- Bedroom 3—Main level
- Bedroom 3—Basement level
- Kitchen—Basement level
- Bathroom—Main level
- Kitchen—Main level
- Bedroom—Basement level
- Bathroom—Main level
- Living Room—Main level
Washrooms
- 2-piece, Main
- 3-piece, Main
- 2-piece, Basement
- 3-piece, Basement
- Municipality
- Loyalist
- Neighbourhood
- Bath
- Main cross streets
- Main Street Bath to Academy Street
- Zoning
- R2
- Directions
- Main Street Bath to Academy Street
- Waterfront
- None
- MLS® number
- X13589714
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-10
- Listed on
- 2026-07-21
- Days on market
- 20 days
- Possession type
- Immediate
- Co-op commission
- 2%+HST
- Seller
- Listed by
- RE/MAX FINEST REALTY INC., BROKERAGE
Home Market Value
Current home valuation for 320 Academy Street, Loyalist, Bath, Loyalist, ON. Listed for $549,900
HOMEH Estimate
$507,954
Estimated Sales Range
$355,568 - $660,340
HOMEH Estimate for 320 Academy Street, Loyalist, Bath
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $49,900 over $500K
$29,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,786 | $15,342 | $13,088 | $0 |
=Total mortgage | $540,441 | $510,252 | $480,503 | $439,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,639monthly | $2,491monthly | $2,346monthly | $2,148monthly |
Land Transfer Tax
$7,473
$7,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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