Sold for:Sold Aug 10, 2026
$549,900

320 Academy Street

Loyalist (Bath), ON K0H 1G0

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 320 Academy Street, Loyalist, Bath

2026-07-21
2026-08-10
Sold
Price
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MLS#
x13589714
2026-05-19
2026-07-21
Terminated
Price
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2025-08-12
2025-08-15
Sold
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 320 Academy Street, Loyalist, Bath

Summarized Description

  • Charming bungalow in waterfront village of Bath.
  • In-law suite with separate entrance and amenities.
  • Newly updated kitchen with backyard view.
  • Freshly renovated basement with 3 bedrooms.
  • Detached garage suitable for workshop.
  • Mortgage helper potential of $1700/month.
  • Close to ferry, parks, and schools.
  • Quiet, family-friendly neighborhood with community feel.

Welcome to 320 Academy Street- A great opportunity to own a Home with a Mortgage helper in the basement which could earn you upto $1700/month. It is a freshly updated bungalow located in the charming waterfront village of Bath, this home offers small-town living with modern convenience. Minutes to the Amherst Island ferry, waterfront parks, marina, schools, grocery stores, and everyday amenities, while only a short drive to Kingston. Enjoy historic charm, scenic surroundings, and a strong sense of community in one of Loyalist Township's most desirable lakeside areas. This charming home sits on a quiet, family-friendly street. The main level features 3 bedrooms 1.5 bathrooms and it has its own separate laundry. The newly updated kitchen offers ample space and a bright window overlooking the huge backyard, perfect for meal prep with a view. The attached garage has an inside entry door to the kitchen and also a backdoor to the beautiful backyard with a patio area as well. There is a full in-law suite in the basement with its own entrance from the garage. The beautiful and freshly renovated basement has its own 3 bedrooms 1.5 bathrooms, kitchen and its own separate laundry. The house has a brand new furnace and A/C and an owned Hot water Tank. Whether you are investors, first time home buyers looking to live upstairs and rent downstairs or someone with an extended family, this house is suitable for all. The house also features a detached garage in the backyard which could be used as a workshop.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,511
Land Transfer Tax Fee
$7,473

Rental Items

Rental Equipment
HOT WATER TANK

Basement Type
Separate Entrance, Full, Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, In-Law Capability, In-Law Suite, Water Heater
View
City
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Privacy, Porch
Pool
None
Property Features
Beach, Fenced Yard, Lake/Pond, Marina, Park, School
Other Structures
Additional Garage(s), Fence - Full

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
79.89 ft
Lot Depth
200.10 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge 2X, Stove 2X, Dishwasher, Washer 2X, Dryer 2X

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
6
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
3 + 3
Washrooms
4
Kitchens
2

Room sizes

  • Bedroom—
    Main level
  • Bathroom—
    Basement level
  • Bedroom 2—
    Main level
  • Bedroom 2—
    Basement level
  • Living Room—
    Basement level
  • Bedroom 3—
    Main level
  • Bedroom 3—
    Basement level
  • Kitchen—
    Basement level
  • Bathroom—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Basement level
  • Bathroom—
    Main level
  • Living Room—
    Main level

Washrooms

  • 2-piece, Main
  • 3-piece, Main
  • 2-piece, Basement
  • 3-piece, Basement

Municipality
Loyalist
Neighbourhood
Bath
Main cross streets
Main Street Bath to Academy Street
Zoning
R2
Directions
Main Street Bath to Academy Street
Waterfront
None

MLS® number
X13589714
Data source
Toronto Regional Real Estate Board
Status change
2026-08-10
Listed on
2026-07-21
Days on market
20 days
Possession type
Immediate
Co-op commission
2%+HST
Seller
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 320 Academy Street, Loyalist, Bath, Loyalist, ON. Listed for $549,900

HOMEH Estimate

?

$507,954

Estimated Sales Range

?

$355,568 - $660,340

HOMEH Estimate for 320 Academy Street, Loyalist, Bath

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$507,954Low confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Loyalist, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $49,900 over $500K

Minimum down payment

$29,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,786$15,342$13,088$0
=Total mortgage
$540,441$510,252$480,503$439,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,491monthly$2,346monthly$2,148monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,473

Total Land Transfer Tax

$7,473

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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4.9 /10

Bath

Public·elementary·530m

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