Listed for:Listed Jul 20, 2026
$525,000

Lot 13 Front Road

Loyalist (Amherst Island), ON K0H 2S0

Vacant Land For Sale
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Sale & Price History for Lot 13 Front Road, Loyalist, Amherst Island

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Lot 13 Front Road, Loyalist, Amherst Island

Summarized Description

  • Stunning waterfront property with 800+ feet of shoreline.
  • 99.6 acres of versatile land for building.
  • Elevated hilltop location offers panoramic views.
  • Mature woodland and pond provide privacy and nature.
  • High producing hay fields reduce property taxes.
  • Year-round ferry access to mainland amenities.
  • Community features a school, store, and beach.
  • Ideal for outdoor activities like birding and cycling.

Imagine waking up, coffee in hand, looking out over your 800+ feet of waterfront, the north channel, and the mainland beyond. This 99.6 acre parcel on Amherst Island offers a rare opportunity to build up a hill, closer to your shoreline, or in the woods. The land rises roughly 20 metres in elevation from the deeded waterfront across Front Rd on the north end to Conc 2 to the south. Design a home around whatever view you choose. Beyond the building site, the land itself is working for you with high producing fertilized hay fields which keep the property taxes low. Plus mature hardwood woodland and a small pond & marsh (home to Blanding's turtles) offer privacy, nature, & room to roam. With municipally maintained year-round roads (Front, Emerald 40 Ft, and Conc. 2) on 3 sides, you have flexible access options as you plan your build. Electrical service is installed w/200-amp panel availability, and a driveway & parking pad are in place to get you started. A 2025 survey and preliminary severance discussions with Loyalist Township add further flexibility down the road. Owning here also means island life: a 15-minute, year-round ferry crossing to Millhaven (runs hourly, 20 hrs/day) puts you 20 minutes from Kingston or Napanee. This close knit community has much to offer and is known for exceptional birding, great cycling, and its large collection of Irish dry stone walls. The sellers are open to a Vendor Take-Back (VTB) Mortgage for a qualified buyer. The 2025 28' Jayco Jay Flight trailer in situ is negotiable for purchase. It sleeps up to 10 people, is equipped with a full bathroom, kitchen, dining & sitting area, outdoor kitchen, awning, 2-door access, and a queen-size bed.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$788
Land Transfer Tax Fee
$6,975

Rental Items

Rental Equipment
n/a

Interior Features

View
Lake, Meadow, Pasture, Pond, Trees/Woods, Water
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Beach, Clear View, Island, Lake Access, Waterfront, Wooded/Treed

Building

Building Type
Vacant Land

Construction

Roof
Not Applicable
Foundation Details
Not Applicable
Special Designation
Unknown

Lot

Lot Front
760.68 ft
Lot Depth
5003.94 ft
Lot Size
99.6
Lot Shape
Irregular

Inclusions

Inclusions
none

Exclusions

Exclusions
n/a

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
8
Total Garage And Parking Spaces
8

Heating & Cooling

Water
None
Sewers
None
Natural Gas
No
Hydro
Yes
Cable
Available
Telephone
Available

Municipality
Loyalist
Neighbourhood
Amherst Island
Main cross streets
Front Rd at Emerald 40 Ft Rd up to Concession Rd 2
Zoning
PA, SR, RU, EP
Directions
Amherst Island Ferry to Stella, right at stop sign (Front Rd) west to Emerald 40 Ft
Waterfront
Direct

MLS® number
X13589266
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-20
Updated on
2026-09-04
Days on market
87 days
Possession type
Flexible
Co-op commission
2.0% +HST
Seller
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE

Home Market Value

Current home valuation for Lot 13 Front Road, Loyalist, Amherst Island, Loyalist, ON. Listed for $525,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for Lot 13 Front Road, Loyalist, Amherst Island

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Loyalist, ON
Minimum Down Payment Required:5.2%

5% on first $500K + 10% on $25,000 over $500K

Minimum down payment

$27,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$19,887$14,648$12,495$0
=Total mortgage
$517,062$487,148$458,745$420,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,525monthly$2,378monthly$2,240monthly$2,051monthly
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Land Transfer Tax

Provincial

$6,975

Total Land Transfer Tax

$6,975

Around this home

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