Listed for:Listed Mar 31, 2026
$575,000

10 Front Road

Loyalist (Lennox and Addington - South), ON K0H 2S0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 10 Front Road, Loyalist, Lennox and Addington - South

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 10 Front Road, Loyalist, Lennox and Addington - South

Summarized Description

  • 4.2-acre waterfront property on Lake Ontario
  • Over 345 feet of level shoreline
  • Main-floor primary bedroom and bath
  • Bright sunroom with water views
  • Room to update or build new
  • Access to ferry service year-round
  • Known for natural beauty and community
  • Ideal for kayaking and birdwatching

Imagine trading your daily routine for life on Amherst Island, reached by a scenic 15-minute ferry crossing from Millhaven. At 10 Front Road, you'll find a true four-season waterfront retreat set on 4.2 level acres with 305 feet of deeded waterfront along Lake Ontario's North Channel. This fully winterized century home, built in 1918, offers the charm of a classic cottage with the comfort of year-round living, so it's just as inviting for a weekend escape as it is for settling in through every season. The main floor has a spacious dining room, a cozy living room warmed by a propane stove, and a bright sunroom with water. The primary bedroom is conveniently located on the main floor, while a second bedroom and additional storage await upstairs. The deck and porch are perfect for watching the sun rise over the fields and set over the water. Spend your days kayaking, fishing, and birdwatching right from your own clean, level shoreline. The open acreage gives you room to garden, entertain, or simply enjoy the quiet of island life, with panoramic views over the bay, lake, and surrounding pastureland. Amherst Island is known for its close-knit community and natural beauty, with a general store, seasonal restaurant, museum, and artisan studios all just a short drive away. Whether you're looking for a peaceful getaway or a place to call home full-time, 10 Front Road offers a rare chance to own a genuine slice of waterfront cottage country, just a short ferry ride from the mainland.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,880
Land Transfer Tax Fee
$7,975

Rental Items

Rental Equipment
Propane Tank
Under Contract
Propane Tank

Basement Type
Unfinished, Partial Basement

Interior Features

Laundry Level
Main Level
Interior Extras
Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater Owned
View
Bay, Lake, Panoramic, Pasture, Water
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Propane
Elevator
No

Exterior Features

Exterior Extras
Deck, Privacy, Porch, Year Round Living
Pool
None
Property Features
Beach, Cul de Sac/Dead End, Island, School, School Bus Route, Waterfront
Other Structures
Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
305.09 ft
Lot Depth
514.65 ft
Lot Size
4.2
Lot Shape
Irregular

Inclusions

Inclusions
Dryer, Microwave, Refrigerator, Stove, Washer, Window Coverings

Exclusions

Exclusions
None

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Available

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Primary Bedroom—
    Main level
  • Breakfast—
    Main level
  • Dining Room—
    Main level
  • Family Room—
    Main level
  • Kitchen—
    Main level
  • Laundry—
    Main level
  • Living Room—
    Main level
  • Bedroom 2—
    Second level
  • Other—
    Second level

Washrooms

  • 4-piece, Main

Municipality
Loyalist
Neighbourhood
Lennox and Addington - South
Main cross streets
FRONT ROAD & LOWER 40 FOOT
Zoning
SR-5
Directions
FERRY LEAVES MILLHAVEN AT HALF PAST THE HOUR, LEFT ON FRONT ROAD TO PRIVATE DRIVE
Waterfront
Direct

MLS® number
X12938322
Data source
Toronto Regional Real Estate Board
Listed on
2026-03-31
Updated on
2026-09-29
Days on market
199 days
Possession date
2026-03-31
Possession type
Immediate
Co-op commission
2.0% + HST
Seller
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 10 Front Road, Loyalist, Lennox and Addington - South, Loyalist, ON. Listed for $575,000

HOMEH Estimate

?

$455,930

Estimated Sales Range

?

$360,185 - $573,829

HOMEH Estimate for 10 Front Road, Loyalist, Lennox and Addington - South

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$455,930Medium confidence
Based on 14 comparable properties
+ $119,070 (26%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Loyalist, ON
Minimum Down Payment Required:5.7%

5% on first $500K + 10% on $75,000 over $500K

Minimum down payment

$32,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,689$16,043$13,685$0
=Total mortgage
$563,914$533,543$502,435$460,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,753monthly$2,605monthly$2,453monthly$2,246monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,975

Total Land Transfer Tax

$7,975

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