Listed for:Listed 8 days ago
$650,000

9910 Front Road

Loyalist (Amherst Island), ON K0H 2S0

Detached House For Sale
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Sale & Price History for 9910 Front Road, Loyalist, Amherst Island

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 9910 Front Road, Loyalist, Amherst Island

Summarized Description

  • Charming lakefront farmhouse on 1.3 acres.
  • 240 feet of accessible shoreline.
  • Updated systems including new furnace and septic.
  • Open-concept living with water views.
  • Flexible spaces for office or additional bedrooms.
  • Landscaped grounds ideal for outdoor activities.
  • Located near a welcoming community.
  • 15-minute ferry access to Millhaven.

Welcome to 9910 Front Road on Amherst Island, where lakefront living meets timeless charm. This well-maintained board and batten farmhouse sits on 1.3 acres with 240 feet of level, accessible shoreline along the peaceful North Channel of Lake Ontario. Lovingly updated in 2002 and freshly painted with new Berber carpet, the home offers a thoughtful balance of character and comfort, with key systems recently brought up to date, including a new propane furnace (2026), an updated septic bed (2026), and a WETT-certified wood stove for cozy evenings. Inside, you'll find 1,844 square feet of functional living space, including 2 bedrooms, 2 full bathrooms, and a flexible office or den that could serve as a third bedroom. The spacious main floor primary suite provides convenience and privacy, while the open-concept kitchen, dining, and living areas are well suited for everyday living and entertaining, with views toward the water and gardens. The second floor offers additional flexibility, with a large bedroom, full bathroom, and a generous lounge area that could be reconfigured to create an additional bedroom, guest suite, or workspace. Outside, the landscaped grounds feature mature trees, perennial gardens, and level access to the water, ideal for swimming, kayaking, or relaxing along the shoreline. A single-car garage with inside entry and ample storage adds to the home's practicality. Located just a 15-minute ferry ride from Millhaven, Amherst Island is known for its welcoming community, natural beauty, and quieter pace of life, offering a unique opportunity to enjoy waterfront living within easy reach of Kingston.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,139
Land Transfer Tax Fee
$9,475

Rental Items

Rental Equipment
Propane Tank
Under Contract
Propane Tank

Basement Type
Separate Entrance, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Primary Bedroom - Main Floor, Water Heater Owned, Water Treatment, Propane Tank
View
Bay, Panoramic, Water
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Porch, Year Round Living
Pool
None
Property Features
Beach, Place Of Worship, Rec./Commun.Centre, School, School Bus Route, Waterfront

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Board & Batten
Roof
Asphalt Shingle
Foundation Details
Poured Concrete, Stone
Special Designation
Unknown

Lot

Lot Front
239.50 ft
Lot Depth
223.13 ft
Lot Size
1.3

Inclusions

Inclusions
WASHER, DRYER, SHELVES IN DEN

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Available

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Bathroom—
    Second level, 3 Pc Bath
  • Utility Room—
    Basement level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Loft—
    Second level
  • Kitchen—
    Main level
  • Bedroom 2—
    Second level
  • Utility Room—
    Basement level
  • Den—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Utility Room—
    Basement level
  • Primary Bedroom—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Second

Municipality
Loyalist
Neighbourhood
Amherst Island
Main cross streets
FROM FERRY, RIGHT ON FRONT ROAD
Zoning
SR
Directions
FERRY LEAVES MILLHAVEN AT HALF PAST THEHOUR
Waterfront
Direct

MLS® number
X13871118
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-07
Updated on
2026-10-13
Days on market
8 days
Possession date
2026-10-07
Possession type
Flexible
Co-op commission
2.0% + HST
Seller
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 9910 Front Road, Loyalist, Amherst Island, Loyalist, ON. Listed for $650,000

HOMEH Estimate

?

$602,340

Estimated Sales Range

?

$361,404 - $843,276

HOMEH Estimate for 9910 Front Road, Loyalist, Amherst Island

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$602,340Low confidence
Based on 4 comparable properties
+ $47,660 (8%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Loyalist, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $150,000 over $500K

Minimum down payment

$40,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,388$18,135$15,470$0
=Total mortgage
$634,088$603,135$567,970$520,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,096monthly$2,945monthly$2,773monthly$2,539monthly
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Land Transfer Tax

Provincial

$9,475

Total Land Transfer Tax

$9,475

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