427 Mundys Bay Road
Midland, ON L4R 5H1
- 3+2Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $8,031Tax
- 51×422 ftLot Size
Estimated Value:$722,940See Free Estimate Report
Property not available for sale or for rent.
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About 427 Mundys Bay Road, Midland
Summarized Description
- Spacious 5-bedroom cottage on Georgian Bay.
- Panoramic views from multiple outdoor areas.
- Private dock and boathouse for water activities.
- Walkout basement offers flexible living space.
- Peaceful setting on a private road.
- Ideal for family gatherings and recreation.
- Endless potential for investment or personal use.
Welcome to 427 Mundys Bay Road, a year-round waterfront retreat offering pride of ownership and endless potential on the shores of beautiful Georgian Bay. This spacious 5-bedroom cottage is ideal for hosting extended family and friends, with plenty of room to gather, relax, and create lasting memories. Enjoy panoramic big-water views from multiple outdoor living areas, including a large deck situated close to the water's edge-perfect for entertaining or simply soaking up the sun. The south-facing shoreline provides approximately 50 feet of protected waterfront, ideal forswimming, boating, paddle boarding, and a variety of water sports. Waterfront features include a private dock, and boathouse, making iteasy to enjoy life on the water. The walkout basement offers additional living space and flexibility for future use. Located on a private road, this property offers a peaceful setting while remaining accessible year-round. Whether you're looking for a family cottage, a year-round residence, or an investment in waterfront living, this exceptional property delivers the perfect blend of comfort, recreation, and breathtaking views.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $8,031
- Land Transfer Tax Fee
- $14,473
- Basement Type
- Finished with Walk-Out
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Heater, Water Softener
- View
- Clear, Lake
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio, Year Round Living
- Pool
- None
- Property Features
- Clear View, Lake Access, Waterfront
Building
- Building Type
- Detached
- Building Style
- Other
- Approx Age
- 51-99
Construction
- Exterior Finish
- Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 50.51 ft
- Lot Depth
- 422.00 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- All Existing Electrical Light Fixtures. Fridge, Stove, Built in Dishwasher, Cloth Washer And Dryer. Central AC. Owned Hot Water Tank.
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 8
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Bedrooms
- 3 + 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Primary Bedroom—Main level, Ceramic Floor
- Other—Main level, Laminate, Overlook Water
- Living Room—Lower level, Laminate, Overlook Water
- Kitchen—Main level, Laminate, Overlook Water, Open Concept
- Bedroom 2—Main level, Ceramic Floor
- Bedroom 4—Lower level, Laminate, Overlook Water
- Bedroom 5—Lower level, Laminate, Overlook Water
- Recreation—Lower level
- Bedroom 3—Main level, Laminate
Washrooms
- 3-piece, Main
- Municipality
- Midland
- Neighbourhood
- Midland
- Main cross streets
- Midland Point Road/Mundys Bay Road
- Zoning
- Residential
- Directions
- Fuller Avenue to Midland Point Roadto Mundys Bay Road (Private Rd)
- Waterfront
- Direct
- MLS® number
- S13530094
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-28
- Listed on
- 2026-07-06
- Days on market
- 22 days
- Possession type
- Flexible
- Co-op commission
- 2.5 + HST
- Seller
- Listed by
- ROYAL LEPAGE SIGNATURE REALTY
Home Market Value
Current home valuation for 427 Mundys Bay Road, Midland, Midland, ON. Listed for $899,900
HOMEH Estimate
$722,940
Estimated Sales Range
$506,058 - $939,822
HOMEH Estimate for 427 Mundys Bay Road, Midland
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $399,900 over $500K
$64,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $33,368 | $25,107 | $21,418 | $0 |
=Total mortgage | $867,575 | $835,017 | $786,333 | $719,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,236monthly | $4,077monthly | $3,839monthly | $3,515monthly |
Land Transfer Tax
$14,473
$14,473
Around this home
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