
644 Bay Street
Midland, ON L4R 1L9
- 5Bedrooms
- 3Bathrooms
- 3Parking
- 2000–2500Sq Ft
- $4,633Tax
- 50×149 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 644 Bay Street, Midland
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-11-01 | 2026-05-06 | Login to See Prices | Terminated | s12498656 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 644 Bay Street, Midland
Summarized Description
- Legal duplex ideal for investors or first-time buyers.
- Two semi-detached houses on a large lot.
- Features three kitchens and five bedrooms.
- Parking available on both sides of the property.
- Converted garage offers additional storage space.
- Great rental potential in a desirable location.
- Well worth the drive to Midland.
Attention Investors or First Time Home Buyers. Amazing Opportunity. One Structure - Two Semi-Detached Houses. Live in One Complete Semi-Detached House and Rent Out the Other One. Or Rent Out Both. Legal Duplex! Municipal Address 642/644 Bay Street is a 50 x 150 Foot Lot with A Full Semi-Detached Structure Being Sold. 3 Kitchens, 3 Bathrooms, 5 Bedrooms. Parking on Both Sides of the Houses. Garage Converted to Storage with Man Door with Bonus Space Above. The Price is Well Worth the Drive to Midland!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,633
- Land Transfer Tax Fee
- $6,473
Rental Items
- Rental Equipment
- See Schedule C
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Exposed Rock, Unfinished
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 50.27 ft
- Lot Depth
- 149.35 ft
Inclusions
- Inclusions
- See Schedule C
Exclusions
- Exclusions
- See Schedule C
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 5
- Washrooms
- 3
- Kitchens
- 3
Room sizes
- Living Room—Ground level
- Dining Room—Ground level
- Kitchen—Ground level
- Bedroom—Second level
- Bedroom—Second level
- Bedroom—Second level
- Kitchen—Ground level
- Living Room—Ground level
- Bedroom—Ground level
- Kitchen—Second level
- Living Room—Second level
- Bedroom—Second level
Washrooms
- 4-piece, Second
- 4-piece, Second
- 3-piece, Ground
- Municipality
- Midland
- Neighbourhood
- Midland
- Main cross streets
- Yonge/Bay
- Zoning
- R3
- Directions
- Yonge - 4th - Bay
- MLS® number
- S12498656
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-06
- Listed on
- 2025-11-01
- Days on market
- 186 days
- Possession type
- 90+ days
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- Royal LePage RCR Realty
Home Market Value
Current home valuation for 644 Bay Street, Midland, Midland, ON. Listed for $499,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 644 Bay Street, Midland
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,996 | $13,947 | $11,898 | $0 |
=Total mortgage | $493,901 | $463,857 | $436,813 | $399,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,411monthly | $2,265monthly | $2,133monthly | $1,953monthly |
Land Transfer Tax
$6,473
$6,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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