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City in Ontario

Houses for sale under $1M in Otonabee-South Monaghan

Looking for cheap houses for sale in Otonabee-South Monaghan? 66 homes in Otonabee-South Monaghan are listed for sale under $1M, which is 75% of everything for sale. Detached houses are the largest group.

suburban residential quiet

7,428 people lived in Otonabee-South Monaghan at the 2021 Census, in 2,885 households. 89% of households owned their home and 10% rented. The most common homes were single-detached houses (89%) and row houses (2%). 54% of homes were built before 1981, and 9% since 2011. 94% of commuters went to work by car and 0% by public transit.

Walkability score: 55

Otonabee-South Monaghan, Ontario

Houses for Sale in Otonabee-South Monaghan Under $1M

Day to dayLivability

Walkability

out of 100 · averaged over 879 past and present listings

Average walk score reported on listings here

Schools near listings

out of 10 · averaged over 879 past and present listings

Fraser Institute ratings within 2 km of each listing, closer schools weighted more

Each score is an average over this area's own listings and is shown only where at least 5 of them carry one. Scores are reported by listing agents, not measured by HOMEH.

What it costsAffordability

Median asking price

$564,450

21% below Ontario

In Otonabee-South Monaghan

$564,450

In Ontario

$716,900

Median monthly rent

$3,900/mo

56% above Ontario

In Otonabee-South Monaghan

$3,900

In Ontario

$2,499

$614

Per square foot

≈ 12.1 years

Of rent to match the purchase price

On the marketMarket snapshot

For sale

Median $564,450

Houses 87 · Condos 1

For rent

Median $3,900

Houses 5

Recently sold

Recently leased

Market data as of 2026-08-16. Sold and leased figures are neighbourhood medians over the last 12 months, published only where at least 5 homes closed — never a single sale.

The honest readPros & cons

What people love

Affordable compared to provincial median sale price
Diverse range of residential properties
Lower average price per square foot

Keep in mind

Limited rental options
Few amenities like parks or schools

The feel of the placeLifestyle

Daily life in Otonabee-South Monaghan is quiet, with a focus on residential living. The area offers a suburban feel with basic amenities.

Great for first-time buyers families those seeking affordable housing

Within the boundaryWhat's nearby

The boundary

396.7 km²

Every count and every census figure on this page was measured inside this line — not within a circle drawn around a centre point.

Parks

Playgrounds

Grocery stores

Restaurants

Cafés

Gyms

Libraries

Pharmacies

Counted across all 396.7 km² of Otonabee-South Monaghan. From OpenStreetMap, as of 2026-10-26.

The schoolsWhich schools, and how they rate

5.5/10

Average rating of the 1 rated school in this area

Elementary

Secondary

North Shore Public School
Public · Grades JK–8 · Kawartha Pine Ridge DSB
5.5/106.7 over 5 yrs
1,934th of 3,045 Ontario elementary schools
420 students · EQAO 2024-2025
Canadian Intl. School of Hong Kong
Independent · Offshore Schools
Not rated

Ontario Ministry of Education school registry; ratings from the Fraser Institute report card. These are the schools that stand inside Otonabee-South Monaghan, not a catchment — most Ontario boards do not publish attendance boundaries, and we will not draw a line we cannot source. Confirm enrolment with the school board before you buy.

The peopleWho lives here

7,428

Population (2021)

355.1 km²

Area

People per km²

48.9

Median age

$95,103

Median income

89%

Own their home

2.5

People per household

2,885

Households

Every age

Children (under 15)15.4%
Working age (15–64)60.5%
Seniors (65+)24.1%

What is built here

Detached houses89.1%
Townhouses1.9%
Low-rise apartments1.9%

Own or rent

89%Owners

10%Renters

Across 2,885 households

When it was built

Mostly 1960 or earlier

1960 or earlier29%
1961–198026%
1981–199017%
1991–200010%
2001–20054%
2006–20104%
2011–20154%
2016–20215%

Share of occupied homes, by the era they were built in. Bars are drawn against the busiest era, not against each other, because the eras are not the same length. The eight shares are unlikely to total exactly 100: Statistics Canada rounds each era's count to the nearest 5 before publishing it, so we print what the census reports rather than adjusting a figure to make the column add up.

6.4%
Born outside Canada: 17.7%
Hold a degree or higher: 53.6%
Employment rate: 0%
Commute by transit: 94.2%
Commute by car: 1.8
Children per family: $83,225
Median income after tax: $110,282
Average household income: 7.9%
Living on a low income: $1,173/mo
Renters pay, per month: $1,178/mo
Owners pay, per month: $607,514
Median home value at census: 15.1%
Renters spending 30%+ of income on housing: 9.8%
Owners spending 30%+ of income on housing

Statistics Canada, Census of Population 2021. Added up from 16 census areas inside the boundary. Medians and rates are a population-weighted average of dissemination-area figures.

Sources: HOMEH listings, Statistics Canada, Census of Population 2021, OpenStreetMap, HOMEH school registry, Photo: © Wikimedia Commons contributors (CC BY-SA)

Questions, answered

Common questions about houses for sale under $1M in Otonabee-South Monaghan

How many homes in Otonabee-South Monaghan sell for under $1M?

66 homes in Otonabee-South Monaghan are listed for sale under $1M today, 75% of the 88 homes for sale. Their median asking price is $319,450.

All homes for sale in Otonabee-South Monaghan

What kind of home can I buy in Otonabee-South Monaghan for under $1M?

Under $1M, Otonabee-South Monaghan has detached houses (29), vacant lots (13) and freehold townhouse (1) for sale. Most range from studios to 5 bedrooms.

Houses for sale in Otonabee-South Monaghan

Keep looking

More Homes for Sale in Otonabee-South Monaghan

88 homes are for sale in Otonabee-South Monaghan. Browse by neighbourhood or home type below — and get the industry's highest Cashback Rebate when you buy with HOMEH.

At a glance