Listed for:Listed 9 days ago
$629,900

2707 Stephen Drive

Ramara (Brechin), ON L0K 1B0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 2707 Stephen Drive, Ramara, Brechin

No listing history available

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About 2707 Stephen Drive, Ramara, Brechin

Summarized Description

  • Charming Cape Cod home on a private corner lot.
  • Custom kitchen with quartz countertops and bar seating.
  • Cozy living room with two wood insert fireplaces.
  • Newer propane furnace and windows for efficiency.
  • Jacuzzi hot tub on rear deck for relaxation.
  • Access to waterfront recreation area with trails.
  • Spacious primary bedroom with walk-in closet.
  • Ideal layout with additional living space options.

Beautiful Rustic Cape Cod Home on a Private Corner Lot! The perfect blend of rustic charm and country living in this lovely home, situated on a private lot of just over half an acre, Offering a bright, airy atmosphere with high ceilings and gorgeous wide-plank pine flooring, this home is designed for those who appreciate space, efficiency and a relaxed lifestyle. Equivalent to an R-2000 home, with impressively low heat & hydro bills. The spacious living room features a cozy wood insert fireplace and W/O to the rear deck, complete with a Jacuzzi hot tub (2023) and canopy, Open to the living room, the custom kitchen showcases beautiful quartz countertops, a large island with bar seating and bluetooth S/S appl's. A formal dining rm and an additional main floor family room with a second wood insert fireplace offers space for everyday living. The large front entry welcomes you with an elegant chandelier, while the convenient main floor laundry rm and 2-piece powder add to the home's functionality. Upstairs, the generous primary bdrm offers a walk-in closet, 4-piece en-suite and access to above the garage; create your own private sitting room, studio or additional liv space. Two add'l bdrms share a second 4-piece bath, making this an ideal layout. The insulated two-car garage, full cement pad in the crawl space with excellent storage, and newer paved driveway provide added convenience. Numerous updates include a newer propane forced-air furnace (2024), exterior siding (2015), All new windows (24 in 2015), 35-year shingles (2015) and a newer owned on-demand hot water system. A sought-after community offering an impressive 2-acre waterfront recreation area ($100 Yearly Association fee) with walking trails, two docks, picnic tables, a beach and boat ramp. Whether you're looking to retire or enjoy a more relaxed pace of life, this charming Cape Cod offers an exceptional opportunity to enjoy the best of country living with wonderful waterfront amenities close at hand!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,652
Land Transfer Tax Fee
$9,073

Rental Items

Rental Equipment
Propane Tanks.
Under Contract
Propane Tank

Basement Type
Crawl Space

Interior Features

Interior Extras
Auto Garage Door Remote, On Demand Water Heater, Propane Tank, Water Meter
View
Trees/Woods
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Family Room, Living Room, Wood
Elevator
No

Exterior Features

Exterior Extras
Canopy, Deck, Privacy, Year Round Living
Pool
None
Property Features
Beach, Electric Car Charger, Golf, Lake Access, Marina
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
31-50

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
173.29 ft
Lot Depth
150.00 ft

Inclusions

Inclusions
Existing Fridge, Stove, Microwave Hood Range, Built In Dishwasher, Laundry Washer & Dryer, Shed, Garage Door Opener & Remotes, ON Demand HWT (2024), Jacuzzi Hot Tub (2023) Canopy W/Screens & Privacy Curtains Walls. All Window Coverings, Mirror On Living Room Wall. All Electric Light Fixtures.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
8
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Other—
    Hardwood Floor, Closet
  • Living Room—
    Main level, Hardwood Floor, Fireplace, Ceiling Fan(s)
  • Kitchen—
    Main level, Quartz Counter, Centre Island, B/I Dishwasher
  • Office—
    Main level, Hardwood Floor, Window
  • Foyer—
    Main level, Hardwood Floor, Double Closet
  • Laundry—
    Main level, Slate Flooring
  • Dining Room—
    Main level, Hardwood Floor, Window
  • Bedroom 2—
    Hardwood Floor, Closet, Window
  • Primary Bedroom—
    Hardwood Floor, 4 Pc Ensuite, Walk-In Closet(s)
  • Bedroom 3—
    Hardwood Floor, Closet, Window
  • Family Room—
    Main level, Hardwood Floor, Fireplace, French Doors

Washrooms

  • 2-piece, Ground
  • 4-piece, Second
  • 4-piece, Second

Municipality
Ramara
Neighbourhood
Brechin
Main cross streets
Ramara Rd 47 & Stephen Dr
Directions
Ramara Rd 47 / Hwy 12 & Concession Rd A to Stephen Dr
Waterfront
WaterfrontCommunity

MLS® number
S13872690
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-06
Updated on
2026-10-07
Days on market
9 days
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
RE/MAX COUNTRY LAKES REALTY INC.

Home Market Value

Current home valuation for 2707 Stephen Drive, Ramara, Brechin, Ramara, ON. Listed for $629,900

HOMEH Estimate

?

$661,395

Estimated Sales Range

?

$396,837 - $925,953

HOMEH Estimate for 2707 Stephen Drive, Ramara, Brechin

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$661,395Low confidence
Based on 15 comparable properties
− $31,495 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Ramara, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $129,900 over $500K

Minimum down payment

$37,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,659$17,574$14,992$0
=Total mortgage
$615,135$584,484$550,407$503,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,003monthly$2,854monthly$2,687monthly$2,460monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,073

Total Land Transfer Tax

$9,073

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