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City in Ontario

Houses for sale under $1M in Smiths Falls

Looking for cheap houses for sale in Smiths Falls? 66 homes in Smiths Falls are listed for sale under $1M, which is 99% of everything for sale. Detached houses are the largest group.

community-oriented affordable quiet

9,173 people lived in Smiths Falls at the 2021 Census, in 4,260 households. 55% of households owned their home and 45% rented. The most common homes were single-detached houses (54%) and low-rise apartments (25%). 80% of homes were built before 1981, and 4% since 2011. 85% of commuters went to work by car and 0% by public transit.

Smiths Falls, Ontario

Houses for Sale in Smiths Falls Under $1M

Day to dayLivability

2.7

Schools near listings

out of 10 · averaged over 1,488 past and present listings

Fraser Institute ratings within 2 km of each listing, closer schools weighted more

Each score is an average over this area's own listings and is shown only where at least 5 of them carry one. Scores are reported by listing agents, not measured by HOMEH.

What it costsAffordability

Median asking price

$419,000

42% below Ontario

In Smiths Falls

$419,000

In Ontario

$716,900

Median monthly rent

$2,100/mo

16% below Ontario

In Smiths Falls

$2,100

In Ontario

$2,499

$328

Per square foot

≈ 16.6 years

Of rent to match the purchase price

On the marketMarket snapshot

For sale

Median $419,000

Houses 63 · Condos 4

For rent

Median $2,100

Houses 7 · Condos 2

Recently sold

Recently leased

Market data as of 2026-08-16. Sold and leased figures are neighbourhood medians over the last 12 months, published only where at least 5 homes closed — never a single sale.

The honest readPros & cons

What people love

Lower home prices than provincial average
Variety of residential and condo options
Community feel in a small city

Keep in mind

Limited amenities like parks and transit
Schools rated below average

The feel of the placeLifestyle

Daily life in Smiths Falls is quiet and community-oriented, with essential services available. Residents enjoy a slower pace of living.

Great for first-time buyers small families those seeking affordability

Within the boundaryWhat's nearby

The boundary

8.9 km²

Every count and every census figure on this page was measured inside this line — not within a circle drawn around a centre point.

Parks

Playgrounds

Transit stations

Grocery stores

Restaurants

Cafés

Gyms

Libraries

Pharmacies

Counted across all 8.9 km² of Smiths Falls. From OpenStreetMap, as of 2026-10-12.

The schoolsWhich schools, and how they rate

2.6/10

Average rating of the 5 rated schools in this area

Elementary

Secondary

St Francis de Sales Separate School
Catholic · Grades JK–6 · CDSB of Eastern Ontario
4.7/10
2,322nd of 3,045 Ontario elementary schools
430 students · EQAO 2024-2025
Smiths Falls District Collegiate Institute
Public · Grades 9–12 · Upper Canada DSB
3.7/104.1 over 5 yrs
672nd of 742 Ontario secondary schools
700 students · EQAO 2024-2025
Chimo Elementary School
Public · Grades JK–8 · Upper Canada DSB
3.2/104.5 over 5 yrs
2,788th of 3,045 Ontario elementary schools
395 students · EQAO 2024-2025
St. Luke Catholic School
Catholic · Grades 7–8 · CDSB of Eastern Ontario
0.9/10
737th of 3,045 Ontario elementary schools
110 students · EQAO 2024-2025
Duncan J Schoular Public School
Public · Grades JK–8 · Upper Canada DSB
0.6/101.2 over 5 yrs
3,003rd of 3,045 Ontario elementary schools
380 students · EQAO 2024-2025
CDSBEO Continuing Education Catholic School
Catholic · Grades 9–12 · CDSB of Eastern Ontario
Not rated

Ontario Ministry of Education school registry; ratings from the Fraser Institute report card. These are the schools that stand inside Smiths Falls, not a catchment — most Ontario boards do not publish attendance boundaries, and we will not draw a line we cannot source. Confirm enrolment with the school board before you buy.

The peopleWho lives here

9,173

Population (2021)

8.2 km²

Area

1,115

People per km²

47.2

Median age

$61,990

Median income

55%

Own their home

2.1

People per household

4,260

Households

Every age

Children (under 15)15.7%
Working age (15–64)58.4%
Seniors (65+)25.9%

What is built here

Detached houses53.9%
Semi-detached13.8%
Townhouses3.4%
Duplexes2.7%
Low-rise apartments25.3%
High-rise apartments1.1%

Own or rent

55%Owners

45%Renters

Across 4,260 households

When it was built

Mostly 1960 or earlier

1960 or earlier56%
1961–198024%
1981–19908%
1991–20003%
2001–20051%
2006–20102%
2011–20151%
2016–20212%

Share of occupied homes, by the era they were built in. Bars are drawn against the busiest era, not against each other, because the eras are not the same length. The eight shares are unlikely to total exactly 100: Statistics Canada rounds each era's count to the nearest 5 before publishing it, so we print what the census reports rather than adjusting a figure to make the column add up.

6%
Born outside Canada: 10.1%
Hold a degree or higher: 47.4%
Employment rate: 0%
Commute by transit: 85.2%
Commute by car: 1.7
Children per family: $56,157
Median income after tax: $72,636
Average household income: 16.4%
Living on a low income: $1,053/mo
Renters pay, per month: $1,071/mo
Owners pay, per month: $303,370
Median home value at census: 43.1%
Renters spending 30%+ of income on housing: 8.3%
Owners spending 30%+ of income on housing

Statistics Canada, Census of Population 2021. Added up from 16 census areas inside the boundary. Medians and rates are a population-weighted average of dissemination-area figures.

Sources: HOMEH listings, Statistics Canada, Census of Population 2021, OpenStreetMap, HOMEH school registry, Photo: © Wikimedia Commons contributors (CC BY-SA)

Questions, answered

Common questions about houses for sale under $1M in Smiths Falls

How many homes in Smiths Falls sell for under $1M?

66 homes in Smiths Falls are listed for sale under $1M today, 99% of the 67 homes for sale. Their median asking price is $415,450.

All homes for sale in Smiths Falls

What kind of home can I buy in Smiths Falls for under $1M?

Under $1M, Smiths Falls has detached houses (28), freehold townhouses (14) and multiplexes (9) for sale. Most range from studios to 4 bedrooms.

Houses for sale in Smiths Falls

Keep looking

More Homes for Sale in Smiths Falls

67 homes are for sale in Smiths Falls. Browse by neighbourhood or home type below — and get the industry's highest Cashback Rebate when you buy with HOMEH.