103 Queen Street
St. Catharines (Downtown), ON L2R 5H4
- 3Bedrooms
- 3Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $4,863Tax
- 55×122 ftLot Size
Estimated Value:$635,500See Free Estimate Report
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About 103 Queen Street, St. Catharines, Downtown
Summarized Description
- Charming early 1900's home in Heritage District
- 55-foot lot with private parking
- Spacious living room with gas fireplace
- Updated kitchen with pot drawers
- Three bedrooms plus den with double doors
- Balcony access from two bedrooms
- Waterproofed exterior and replaced windows
- Trane furnace and AC installed in 2019
DON'T MISS OUT!!! THE SENIOR SELLER HAS MOVED TO A RETIREMENT HOME AND HAS SLASHED THE PRICE. Located in the Queen Street Heritage District on a desirable 55-foot lot with private parking. Charm and Character abound in this early 1900's home with great street appeal, from the inviting foyer, through the French doors to an exceptionally large, bright living room that is enhanced by the gas fireplace and bay window. The separate dining room is ample for entertaining and family gatherings. The kitchen features a wide selection of pot drawers and pantry cupboard with pull outs. Don't like oak - have the cupboards professional spray painted. All bathrooms have undergone some improvements, and the main bath has a separate shower and soaker tub. On the second floor the spacious upper hallway leads to 3 bedrooms, 4 piece bath and a den that features a double door entry. 2 bedrooms have access to the balcony. The basement level has a recreation room with older finishes, a 3-piece bathroom and partially finished laundry area where you find the walk-up to the backyard. The sunny backyard offers room to play or sit around the ornamental stone fireplace and relax.Also worthy of note: THE EXTERIOR OF THE HOUSE HAS BEEN WATERPROOFED AND MANY WINDOWS HAVE BEEN REPLACED, TRANE FURNACE & AC 2019; 200 AMP ELECTRICAL PANEL; ROOF SHINGLES 2009
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,863
- Land Transfer Tax Fee
- $10,455
Rental Items
- Rental Equipment
- Hot water tank
- Basement Type
- Full, Partially Finished, Walk-Up
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Garburator, Carpet Free, Central Vacuum
- Fireplace/Stove
- Yes
- Fireplace Features
- Freestanding, Living Room, Natural Gas, Family Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio, Porch
- Pool
- None
- Property Features
- Arts Centre, Fenced Yard, Library, Park, Place Of Worship, Public Transit
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 55.12 ft
- Lot Depth
- 122.15 ft
Inclusions
- Inclusions
- Refrigerator, stove, built-in dishwasher, microwave, clothes washer & dryer, refrigerator & freezer in basement, all existing electric light fixtures and ceiling fans, all existing window coverings and California shutters, decorative stone fireplace in the backyard.
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Recreation—Basement level, Broadloom, Panelled
- Foyer—Ground level, 2 Pc Bath, French Doors
- Family Room—Ground level, California Shutters, Franklin Stove, Overlooks Backyard
- Kitchen—Ground level, Updated, Pantry, Pot Lights
- Primary Bedroom—Second level, Closet, Hardwood Floor, Overlooks Frontyard
- Utility Room—Basement level, 3 Pc Bath
- Laundry—Basement level, Walk-Up
- Office—Second level, Double Doors, Hardwood Floor
- Dining Room—Ground level, Bay Window, California Shutters, Hardwood Floor
- Bathroom—Second level, 4 Pc Bath, Separate Shower, Soaking Tub
- Bathroom—Ground level, Mirrored Walls
- Bathroom—Basement level, 3 Pc Bath
- Bedroom 2—Second level, Closet, Hardwood Floor, W/O To Balcony
- Bedroom 3—Second level, Closet, Hardwood Floor, W/O To Balcony
- Living Room—Ground level, Gas Fireplace, Hardwood Floor, Picture Window
Washrooms
- 2-piece, Ground
- 4-piece, Second
- 3-piece, Basement
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Ontario St and Welland Ave
- Zoning
- R2
- Directions
- East of Ontario and south of Welland Avenue
- MLS® number
- X13687974
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-04
- Listed on
- 2026-08-18
- Days on market
- 17 days
- Possession type
- Flexible
- Co-op commission
- 2.0 - HST
- Seller
- Listed by
- ROYAL LEPAGE NRC REALTY
Home Market Value
Current home valuation for 103 Queen Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $699,000
HOMEH Estimate
$635,500
Estimated Sales Range
$502,045 - $768,955
HOMEH Estimate for 103 Queen Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,000 over $500K
$44,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,143 | $19,502 | $16,636 | $0 |
=Total mortgage | $679,708 | $648,602 | $610,786 | $559,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,319monthly | $3,167monthly | $2,982monthly | $2,730monthly |
Land Transfer Tax
$10,455
$10,455
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