
12 Vera Street
St. Catharines (Western Hill), ON L2S 1C4
- 3Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $3,073Tax
- 35×105 ftLot Size
- Estimated Value:$373,743See Free Estimate Report

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About 12 Vera Street, St. Catharines, Western Hill
Summarized Description
- Charming detached bungalow in a family-friendly area.
- In-law suite potential with separate entrance.
- Recently upgraded kitchen and bathroom.
- Private rear yard with stone patio.
- Hardwood flooring throughout for added elegance.
- Move-in ready with no costly updates needed.
- Excellent location near parks and schools.
- Strong appeal for investors and families.
REDUCED - Charming, detached bungalow situated on a well-proportioned 35 ft x 105 ft fully fenced lot in a desirable, family-friendly neighbourhood. This inviting home offers 3+1 bedrooms, one full bathroom, a separate entrance to the lower level, and a rough-in for a lower-level bath, providing excellent in-law suite or income potential. Recently refreshed with many thoughtful upgrades, the home has been professionally painted throughout, including the kitchen cabinets, and features new hardware and updated flooring in the kitchen, creating a bright and welcoming space for everyday living. Enjoy effortless outdoor living in the private rear yard featuring a stone patio and powered garden shed, perfect for entertaining. The fully fenced yard is ideal for kids and pets, offering a safe and enjoyable outdoor space. Notable updates include a renovated bathroom (2024), windows and roof (2011), Gutter Guard system, newer furnace, and water softener. Additional features include hardwood flooring throughout, central air, and central vacuum, making this a move-in-ready home designed to provide years of enjoyment with no costly updates needed. Ideally located directly across from West Park, home to soccer fields, a brand-new splash pad, playground, and the Niagara Olympic Club, making it an excellent location for active families. Situated within a school district and minutes to highway access, shopping, trails, recreation facilities, and public transit. Commuters will appreciate being just a short drive from the upcoming GO Station offering future routes to Toronto. With Brock University approximately 3.6 km away, this property also offers strong appeal for investors. A well-maintained home with exceptional value - this one won't last!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,073
- Land Transfer Tax Fee
- $6,395
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- Partially Finished
Interior Features
- Interior Extras
- Carpet Free, In-Law Capability, Water Softener
- Fireplace/Stove
- No
- Fireplace Features
- Other
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick, Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 35.00 ft
- Lot Depth
- 105.00 ft
Inclusions
- Inclusions
- Water Softener
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Living Room—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Bathroom—Main level
- Laundry—Basement level
Washrooms
- 4-piece
- Municipality
- St. Catharines
- Neighbourhood
- Western Hill
- Main cross streets
- Pelham
- Directions
- Glendale to Pelham
- Waterfront
- None
- MLS® number
- X13416490
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-16
- Listed on
- 2026-06-08
- Days on market
- 100 days
- Possession date
- 2026-07-01
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- RIGHT AT HOME REALTY
Home Market Value
Current home valuation for 12 Vera Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $495,999
HOMEH Estimate
$373,743
Estimated Sales Range
$338,248 - $506,059
HOMEH Estimate for 12 Vera Street, St. Catharines, Western Hill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,800
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,848 | $13,838 | $11,805 | $0 |
=Total mortgage | $490,047 | $460,237 | $433,404 | $396,799 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,393monthly | $2,247monthly | $2,116monthly | $1,937monthly |
Land Transfer Tax
$6,395
$6,395
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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