Listed for:Listed 23 days ago
$549,900

17 Gerrard Street

St. Catharines (Downtown), ON L2R 5S8

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 17 Gerrard Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 17 Gerrard Street, St. Catharines, Downtown

Summarized Description

  • Charming double-brick home in downtown location.
  • Large lot with private parking for three vehicles.
  • Bright, open kitchen and two bedrooms plus office.
  • Fully finished basement for additional living space.
  • Maintenance-free backyard ideal for relaxation and entertaining.
  • Close to shops, restaurants, and parks.

Welcome to this charming double-brick home ideally located just minutes from the downtown core and beautiful Montebello Park. Set on a large downtown lot with parking for up to three vehicles, this home offers a rare combination of space, convenience and low-maintenance living.Inside, you'll find a bright, open kitchen, two bedrooms plus a separate office, and 1.5 bathrooms. The fully finished basement provides additional living space, while the carpet-free interior makes the home easy to maintain throughout.Outside, enjoy a maintenance-free backyard perfect for relaxing or entertaining without the upkeep. With downtown shops, restaurants, parks and amenities all close by, this is a great opportunity to enjoy urban living with the added benefit of a generous lot and private parking.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,409
Land Transfer Tax Fee
$7,473

Rental Items

Rental Equipment
nil

Basement Type
Full, Finished

Interior Features

Interior Extras
Water Heater Owned, Storage
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick, Wood
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
38.60 ft
Lot Depth
89.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer and Dryer, Hot Water Heater

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
Wall Unit(s)
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Foyer—
    Main level
  • Dining Room—
    Main level
  • Recreation—
    Basement level
  • Bathroom—
    Second level, 4 Pc Bath
  • Living Room—
    Main level
  • Bedroom—
    Second level
  • Utility Room—
    Basement level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Main level
  • Furnace Room—
    Basement level
  • Kitchen—
    Main level
  • Sunroom—
    Main level
  • Office—
    Second level

Washrooms

  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Lake and Welland
Directions
Welland To Gerrard

MLS® number
X13812600
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-22
Updated on
2026-09-22
Days on market
23 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
REALTY NETWORK

Home Market Value

Current home valuation for 17 Gerrard Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $549,900

HOMEH Estimate

?

$408,029

Estimated Sales Range

?

$372,818 - $561,006

HOMEH Estimate for 17 Gerrard Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$408,029Low confidence
Based on 13 comparable properties
+ $141,871 (35%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $49,900 over $500K

Minimum down payment

$29,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,786$15,342$13,088$0
=Total mortgage
$540,441$510,252$480,503$439,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,491monthly$2,346monthly$2,148monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,473

Total Land Transfer Tax

$7,473

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