4 Kirk Street
St. Catharines (Western Hill), ON L2S 1B7
- 3+3Bedrooms
- 2Bathrooms
- 3Parking
- 700–1100Sq Ft
- $4,698Tax
- 32×105 ftLot Size
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 4 Kirk Street, St. Catharines, Western Hill
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-19 | 2026-07-20 | Login to See Prices | Sold | x13466328 |
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About 4 Kirk Street, St. Catharines, Western Hill
Summarized Description
- Exceptional investment opportunity in St.
- Catherines
- Move-in ready legal duplex with two units
- Separate entrances for total privacy
- Close to Brock University and amenities
- Turnkey asset with strong rental demand
- Four-bedroom unit with modern flooring
- Ideal for investors or owner-occupiers
- Well-maintained with excellent income potential
Welcome to 4 Kirk St., an exceptional investment opportunity in a highly desirable St. Catherines location. This move-in-ready legal duplex offers two self-contained units, each featuring separate hydro and gas meters along with their own washer, dryer, air conditioner and dishwasher. Separate entrances ensure total privacy. These features, along with loads of natural light, create extremely appealing units for tenants. The four-bedroom unit features modern flooring with an oversized living area and separate dining spot. There are 3 bedrooms and a washroom on the main floor, with the 4th bedroom and storage located on the lower level. The rear unit has 2 bedrooms, full washroom and kitchen, along with storage. Ideally situation just minutes from Brock University, shopping, restaurants, transportation and everyday amenities, this property is perfectly positioned for strong rental demand. Whether you're an investor seeking a turnkey income-producing asset, or a buyer looking to offset mortgage costs by living in one unit while renting the other, this property delivers outstanding flexibility and value. This is a rare opportunity to own a well-maintained duplex in a prime location with excellent income potential.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,698
- Land Transfer Tax Fee
- $8,455
- Basement Type
- Finished
Interior Features
- Interior Extras
- Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- School, Public Transit
Building
- Building Type
- Multiplex
- Building Style
- Bungalow-Raised
Construction
- Exterior Finish
- Aluminum Siding, Stone
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 32.15 ft
- Lot Depth
- 104.95 ft
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 3
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bedroom—Main level
- Bedroom—Main level
- Bedroom—Lower level
- Living Room—Basement level
- Bedroom—Basement level
- Kitchen—Basement level
- Bedroom—Basement level
- Bathroom—Basement level, 4 Pc Bath
- Bathroom—Main level, 4 Pc Bath
Washrooms
- 4-piece, Basement
- 4-piece, Main
- Municipality
- St. Catharines
- Neighbourhood
- Western Hill
- Main cross streets
- Pelham Rd / Glendale Ave
- Directions
- Pelham Road to Kirk Street
- MLS® number
- X13466328
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-20
- Listed on
- 2026-06-19
- Days on market
- 31 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 4 Kirk Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $599,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 4 Kirk Street, St. Catharines, Western Hill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,000 over $500K
$34,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,546 | $16,712 | $14,256 | $0 |
=Total mortgage | $586,205 | $555,812 | $523,406 | $479,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,862monthly | $2,714monthly | $2,556monthly | $2,340monthly |
Land Transfer Tax
$8,455
$8,455
Around this home
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