Listed for:Listed Aug 25, 2026
$399,000

40 St. Patrick Street

St. Catharines (Downtown), ON L2R 1K1

Detached House For Sale
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Sale & Price History for 40 St. Patrick Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 St. Patrick Street, St. Catharines, Downtown

Summarized Description

  • Charming 2 bedroom, 1 bath bungalow.
  • Ideal for first-time buyers or downsizers.
  • Bright sunroom for relaxation and light.
  • Spacious backyard for gardening and entertaining.
  • Well-maintained with original character.
  • Convenient downtown location near amenities.
  • One-level living for easy accessibility.
  • Recent updates to AC, furnace, and roof.

Welcome to this charming and well maintained 2 bdrm 1 bath bungalow in the heart of downtown St. Catharines. This is a great opportunity for 1st time home buyers, couples or those looking to downsize but are not ready for the condo life. This inviting home offers comfortable one-level living with plenty of character. The bright sunroom is a lovely bonus, providing a welcoming space to enjoy your morning coffee, relax with a book, or simply take in the natural light. The home has been maintained in its original style and the opportunity to make it your own over time. Step outside to enjoy the backyard - an ideal spot for gardening, entertaining or simply relaxing outdoors. Conveniently located close to downtown amenities, shops, restaurants, parks & everyday conveniences. A great combination of charm, practicality and location - this bungalow is ready to welcome its new owner! AC 2026, Basement Waterproof/Sump Pump 2017, Furnace 2015, Roof 2007

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,947
Land Transfer Tax Fee
$4,460

Rental Items

Rental Equipment
Hot Water Tank
Under Contract
Hot Water Heater

Basement Type
Full, Partially Finished

Interior Features

Interior Extras
Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Sump Pump
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard, Public Transit
Other Structures
Fence - Full

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
100+

Construction

Exterior Finish
Stucco (Plaster), Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
29.00 ft
Lot Depth
105.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Refrigeration, Stove, Washer & Dryer, Central Vac & attachments - all in working order, but "as is"

Exclusions

Exclusions
Chest Freezer in Kitchen

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Dining Room—
    Main level
  • Workshop—
    Basement level
  • Bedroom—
    Main level
  • Other—
    Basement level
  • Utility Room—
    Basement level
  • Sunroom—
    Main level
  • Kitchen—
    Main level
  • Bedroom 2—
    Main level
  • Living Room—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath

Washrooms

  • 4-piece, Main

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Geneva Street
Directions
Take Geneva Street south of QEW to St. Patrick Street (west off Geneva Street)

MLS® number
X13710764
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-25
Updated on
2026-10-08
Days on market
51 days
Possession type
60-89 days
Co-op commission
2% + hst
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 40 St. Patrick Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $399,000

HOMEH Estimate

?

$344,767

Estimated Sales Range

?

$272,366 - $417,168

HOMEH Estimate for 40 St. Patrick Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$344,767Medium confidence
Based on 14 comparable properties
+ $54,233 (16%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,162$11,132$9,496$0
=Total mortgage
$394,212$370,232$348,646$319,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,925monthly$1,808monthly$1,702monthly$1,558monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,460

Total Land Transfer Tax

$4,460

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