
74 St. Patrick Street
St. Catharines (Downtown), ON L2R 1K3
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $3,268Tax
- 36×137 ftLot Size
- Estimated Value:$542,500See Free Estimate Report

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About 74 St. Patrick Street, St. Catharines, Downtown
Summarized Description
- Beautifully renovated and designed bungalow.
- Move-in ready with modern functionality.
- Open-concept layout with natural light.
- Finished basement with separate entrance.
- Potential for in-law suite or rental income.
- New mechanical upgrades for peace of mind.
- Fenced, landscaped backyard with gazebo.
- Conveniently located near schools and shopping.
Beautifully renovated and designed. This move-in-ready bungalow offers the perfect blend of charm, comfort, and modern functionality. Situated in a convenient St. Catharines location, this 3-bedroom, 2-bathroom home features approximately 1,060 sq. ft. of thoughtfully updated living space with a fully finished lower level and separate entrance, creating excellent in-law or income potential. Step inside to an inviting open-concept layout filled with natural light, where the spacious living and dining areas flow seamlessly into the beautifully updated kitchen, designed for both everyday living and entertaining. The main floor offers two generous bedrooms, while the finished basement adds a third bedroom, second full bathroom, additional kitchen, and flexible living space.Beyond the cosmetic updates, this home has undergone extensive mechanical improvements, including a new 200-amp electrical service with updated wiring, galvanized plumbing replaced with copper, new central air conditioning, new hot water tank, fresh paint throughout, and numerous additional upgrades that provide lasting value and peace of mind.Outside, enjoy a fully fenced, beautifully landscaped backyard complete with a charming gazebo, offering exceptional privacy and the perfect setting for relaxing or entertaining. Located close to schools, parks, shopping, restaurants, transit, and major highway access, this home is an outstanding opportunity for first-time buyers, young families, downsizers, or investors seeking a turnkey property with flexibility and future potential.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,268
- Land Transfer Tax Fee
- $8,975
- Basement Type
- Finished, Separate Entrance, Apartment
Interior Features
- Interior Extras
- Accessory Apartment
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Patio, Year Round Living, Deck, Privacy
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 36.00 ft
- Lot Depth
- 136.50 ft
Inclusions
- Inclusions
- Fridge, stove, stackable washer and dryer, washer and dryer in basement window coverings, all existing light fixtures
Exclusions
- Exclusions
- Microwave
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- None
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Room—Basement level
- Bedroom—Basement level
- Recreation—Basement level
- Primary Bedroom—Main level
- Living Room—Main level
- Bedroom—Basement level
- Office—Main level
- Bedroom—Main level
- Kitchen—Main level
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Geneva to St. Patrick
- Directions
- QEW - Niagara St - Russel to St. Patrick
- Waterfront
- None
- MLS® number
- X13592328
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-15
- Listed on
- 2026-07-22
- Days on market
- 55 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- REVEL Realty Inc., Brokerage
Home Market Value
Current home valuation for 74 St. Patrick Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $625,000
HOMEH Estimate
$542,500
Estimated Sales Range
$428,575 - $656,425
HOMEH Estimate for 74 St. Patrick Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $125,000 over $500K
$37,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,500 | $17,438 | $14,875 | $0 |
=Total mortgage | $611,000 | $579,938 | $546,125 | $500,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,983monthly | $2,832monthly | $2,666monthly | $2,441monthly |
Land Transfer Tax
$8,975
$8,975
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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