
43 Albert Street
St. Catharines (Downtown), ON L2R 2G8
- 4Bedrooms
- 2Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $3,745Tax
- 32×92 ftLot Size
- Estimated Value:$574,508See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 43 Albert Street, St. Catharines, Downtown
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About 43 Albert Street, St. Catharines, Downtown
Summarized Description
- Three-storey character home with timeless architecture.
- Finished basement ideal for guests or rental potential.
- Vaulted primary retreat with expansive windows.
- Dedicated parking and rare mutual driveway.
- Chef-inspired kitchen with stainless steel appliances.
- Mature neighborhood with pride of ownership.
- Minutes to downtown, schools, and shopping.
A three-storey character home offering over 1,900 sq. ft. above grade plus valuable additional finished living space in the lower level, along with dedicated parking -a rare opportunity within this neighbourhood. The finished basement includes a bathroom and flexible rec space, ideal for extended family, teens, guests, or future rental potential - an uncommon feature in homes of this era. Set along a mature stretch of Albert known for its well-kept properties and long-standing pride of ownership, this home blends timeless architecture with thoughtful updates. Inside, original woodwork and classic trim preserve the character, while large windows flood the principal rooms with natural light. The main floor features a formal living room, spacious dining area, and a chef-inspired stainless steel kitchen with access to the rear deck for easy entertaining. The second level offers generous bedrooms with excellent storage. The entire third floor is dedicated to a vaulted primary retreat with expansive windows and an elevated, light-filled feel - a standout feature rarely seen in this neighbourhood. Outside, enjoy a fully fenced backyard surrounded by greenery, a welcoming elevated front porch perfect for evening chats, and a rare mutual driveway with dedicated parking. With its size, finished basement with bath, third-storey vaulted primary wing, driveway access, and preserved character details, this home stands apart. Minutes to downtown, major highways, schools, shopping, and Brock University.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,745
- Land Transfer Tax Fee
- $8,873
- Basement Type
- Full, Partially Finished
Interior Features
- Interior Extras
- None
- View
- Clear, Garden
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Privacy, Porch
- Pool
- None
- Property Features
- Hospital, Library, Public Transit, Place Of Worship, Wooded/Treed
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- 3-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Stucco (Plaster), Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 32.00 ft
- Lot Depth
- 91.56 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Gas Oven/Range, Refrigerator, Dishwasher, Washer, Dryer. HWT Owned.
Exclusions
- Exclusions
- Freestanding Wood Block Table In Kitchen
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Foyer—Main level
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Second level
- Bedroom—Second level
- Bedroom—Second level
- Bathroom—Second level
- Primary Bedroom—Third level
- Recreation—Basement level
- Bathroom—Basement level
Washrooms
- 4-piece, Second
- 3-piece, Basement
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- YORK ST & LAKE ST
- Directions
- Lake Street To Albert Street
- MLS® number
- X12871846
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-03-25
- Listed on
- 2026-03-10
- Days on market
- 15 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Home Market Value
Current home valuation for 43 Albert Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $619,900
HOMEH Estimate
$574,508
Estimated Sales Range
$402,156 - $746,860
HOMEH Estimate for 43 Albert Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $119,900 over $500K
$36,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,308 | $17,295 | $14,754 | $0 |
=Total mortgage | $606,014 | $575,205 | $541,669 | $495,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,959monthly | $2,808monthly | $2,645monthly | $2,421monthly |
Land Transfer Tax
$8,873
$8,873
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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