Sold for:Sold Mar 25, 2026
$619,900

43 Albert Street

St. Catharines (Downtown), ON L2R 2G8

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 43 Albert Street, St. Catharines, Downtown

2026-03-10
2026-03-25
Sold
Price
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MLS#
x12871846
2025-06-24
2025-10-31
Expired
Price
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2025-02-10
2025-06-10
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 43 Albert Street, St. Catharines, Downtown

Summarized Description

  • Three-storey character home with timeless architecture.
  • Finished basement ideal for guests or rental potential.
  • Vaulted primary retreat with expansive windows.
  • Dedicated parking and rare mutual driveway.
  • Chef-inspired kitchen with stainless steel appliances.
  • Mature neighborhood with pride of ownership.
  • Minutes to downtown, schools, and shopping.

A three-storey character home offering over 1,900 sq. ft. above grade plus valuable additional finished living space in the lower level, along with dedicated parking -a rare opportunity within this neighbourhood. The finished basement includes a bathroom and flexible rec space, ideal for extended family, teens, guests, or future rental potential - an uncommon feature in homes of this era. Set along a mature stretch of Albert known for its well-kept properties and long-standing pride of ownership, this home blends timeless architecture with thoughtful updates. Inside, original woodwork and classic trim preserve the character, while large windows flood the principal rooms with natural light. The main floor features a formal living room, spacious dining area, and a chef-inspired stainless steel kitchen with access to the rear deck for easy entertaining. The second level offers generous bedrooms with excellent storage. The entire third floor is dedicated to a vaulted primary retreat with expansive windows and an elevated, light-filled feel - a standout feature rarely seen in this neighbourhood. Outside, enjoy a fully fenced backyard surrounded by greenery, a welcoming elevated front porch perfect for evening chats, and a rare mutual driveway with dedicated parking. With its size, finished basement with bath, third-storey vaulted primary wing, driveway access, and preserved character details, this home stands apart. Minutes to downtown, major highways, schools, shopping, and Brock University.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,745
Land Transfer Tax Fee
$8,873

Basement Type
Full, Partially Finished

Interior Features

Interior Extras
None
View
Clear, Garden
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy, Porch
Pool
None
Property Features
Hospital, Library, Public Transit, Place Of Worship, Wooded/Treed
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
3-Storey
Approx Age
100+

Construction

Exterior Finish
Stucco (Plaster), Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
32.00 ft
Lot Depth
91.56 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Gas Oven/Range, Refrigerator, Dishwasher, Washer, Dryer. HWT Owned.

Exclusions

Exclusions
Freestanding Wood Block Table In Kitchen

Parking & Garages

Garage Type
None
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Foyer—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bathroom—
    Second level
  • Primary Bedroom—
    Third level
  • Recreation—
    Basement level
  • Bathroom—
    Basement level

Washrooms

  • 4-piece, Second
  • 3-piece, Basement

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
YORK ST & LAKE ST
Directions
Lake Street To Albert Street

MLS® number
X12871846
Data source
Toronto Regional Real Estate Board
Status change
2026-03-25
Listed on
2026-03-10
Days on market
15 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Home Market Value

Current home valuation for 43 Albert Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $619,900

HOMEH Estimate

?

$574,508

Estimated Sales Range

?

$402,156 - $746,860

HOMEH Estimate for 43 Albert Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$574,508Low confidence
Based on 6 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $119,900 over $500K

Minimum down payment

$36,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,308$17,295$14,754$0
=Total mortgage
$606,014$575,205$541,669$495,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,959monthly$2,808monthly$2,645monthly$2,421monthly
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Land Transfer Tax

Provincial

$8,873

Total Land Transfer Tax

$8,873

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