Sold for:Sold Jun 3, 2026
$450,000

89 1/2 Albert Street

St. Catharines (Downtown), ON L2R 2H2

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 89 1/2 Albert Street, St. Catharines, Downtown

2026-02-10
2026-06-03
Sold
Price
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MLS#
x12774344
2025-04-01
2025-06-30
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 89 1/2 Albert Street, St. Catharines, Downtown

Summarized Description

  • Fresh 2-bedroom, 1-bathroom home.
  • Private backyard patio for relaxation.
  • Generously sized primary bedroom.
  • Low-maintenance lifestyle in urban setting.
  • Walking distance to parks and restaurants.
  • Bright interior with ample natural light.
  • Located in vibrant St.
  • Catharines neighbourhood.

Welcome to the carriage house on Albert Street and embrace easy, urban living. This fresh 2-bedroom, 1-bathroom home offers a thoughtfully laid-out interior with a generously sized primary bedroom and picture windows at both the front and back of the home, allowing natural light to pour in throughout the day. Step outside to your private backyard patio, where no grass and easy-care landscaping create a truly low-maintenance outdoor space-perfect for relaxing or entertaining. Located in the heart of St. Catharines, you're right in the core of it all. Parks, cafés, restaurants, and everyday amenities are all within walking distance. Enjoy weekends at the downtown market, quick coffee runs, or evenings at the Performing Arts Centre, all just steps from your front door. This home presents a great opportunity for those seeking a low-maintenance lifestyle in one of St. Catharines' most walkable and vibrant neighbourhoods. Please note there is no driveway; parking is on-street only.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,610
Land Transfer Tax Fee
$5,475

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
None

Interior Features

Interior Extras
Carpet Free, Water Heater, Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
32.00 ft
Lot Depth
40.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer & Dryer, Window Coverings

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
0
Total Garage And Parking Spaces
0

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bathroom—
    Second level

Washrooms

  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Lake St and Albert St
Zoning
R2
Directions
From Lake St turn onto Albert St

MLS® number
X12774344
Data source
Toronto Regional Real Estate Board
Status change
2026-06-03
Listed on
2026-02-10
Days on market
113 days
Possession date
2026-05-01
Possession type
60-89 days
Co-op commission
2% + HST
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 89 1/2 Albert Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $450,000

HOMEH Estimate

?

$416,500

Estimated Sales Range

?

$329,035 - $503,965

HOMEH Estimate for 89 1/2 Albert Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$416,500Medium confidence
Based on 6 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,100$12,555$10,710$0
=Total mortgage
$444,600$417,555$393,210$360,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,171monthly$2,039monthly$1,920monthly$1,758monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,475

Total Land Transfer Tax

$5,475

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