
89 1/2 Albert Street
St. Catharines (Downtown), ON L2R 2H2
- 2Bedrooms
- 1Bathroom
- 0Garage
- 1100–1500Sq Ft
- $2,610Tax
- 32×40 ftLot Size
- Estimated Value:$416,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 89 1/2 Albert Street, St. Catharines, Downtown
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About 89 1/2 Albert Street, St. Catharines, Downtown
Summarized Description
- Fresh 2-bedroom, 1-bathroom home.
- Private backyard patio for relaxation.
- Generously sized primary bedroom.
- Low-maintenance lifestyle in urban setting.
- Walking distance to parks and restaurants.
- Bright interior with ample natural light.
- Located in vibrant St.
- Catharines neighbourhood.
Welcome to the carriage house on Albert Street and embrace easy, urban living. This fresh 2-bedroom, 1-bathroom home offers a thoughtfully laid-out interior with a generously sized primary bedroom and picture windows at both the front and back of the home, allowing natural light to pour in throughout the day. Step outside to your private backyard patio, where no grass and easy-care landscaping create a truly low-maintenance outdoor space-perfect for relaxing or entertaining. Located in the heart of St. Catharines, you're right in the core of it all. Parks, cafés, restaurants, and everyday amenities are all within walking distance. Enjoy weekends at the downtown market, quick coffee runs, or evenings at the Performing Arts Centre, all just steps from your front door. This home presents a great opportunity for those seeking a low-maintenance lifestyle in one of St. Catharines' most walkable and vibrant neighbourhoods. Please note there is no driveway; parking is on-street only.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,610
- Land Transfer Tax Fee
- $5,475
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- None
Interior Features
- Interior Extras
- Carpet Free, Water Heater, Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 32.00 ft
- Lot Depth
- 40.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer & Dryer, Window Coverings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 0
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Second level
- Bedroom 2—Second level
- Bathroom—Second level
Washrooms
- 4-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Lake St and Albert St
- Zoning
- R2
- Directions
- From Lake St turn onto Albert St
- MLS® number
- X12774344
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-03
- Listed on
- 2026-02-10
- Days on market
- 113 days
- Possession date
- 2026-05-01
- Possession type
- 60-89 days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- ROYAL LEPAGE NRC REALTY
Home Market Value
Current home valuation for 89 1/2 Albert Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $450,000
HOMEH Estimate
$416,500
Estimated Sales Range
$329,035 - $503,965
HOMEH Estimate for 89 1/2 Albert Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$22,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,100 | $12,555 | $10,710 | $0 |
=Total mortgage | $444,600 | $417,555 | $393,210 | $360,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,171monthly | $2,039monthly | $1,920monthly | $1,758monthly |
Land Transfer Tax
$5,475
$5,475
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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