43 York Street
St. Catharines (Downtown), ON L2R 6C2
- 4+2Bedrooms
- 5Bathrooms
- 3Parking
- 1500–2000Sq Ft
- $3,250Tax
- 41×87 ftLot Size
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Sale & Price History for 43 York Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 43 York Street, St. Catharines, Downtown
Summarized Description
- Legal duplex with strong income potential.
- Vacant upper unit for new tenant selection.
- Updated kitchen enhances unit appeal.
- Separate entrances for each unit.
- Reliable income from long-term tenants.
- Walking distance to downtown amenities.
- Private driveway and outdoor decks included.
- Investment opportunity in established neighborhood.
LEGAL DUPLEX - VACANT UPPER UNIT - EXCELLENT INVESTMENT OPPORTUNITY. Excellent opportunity to own a legal duplex in an established St. Catharines neighbourhood offering immediate rental income and strong future income potential. The main floor and lower level are occupied by great long-term tenants, providing reliable income from day one. The vacant second-floor unit gives the new owner the flexibility to select their own tenant and establish current market rent, creating an attractive opportunity to maximize overall income. For an owner-occupier, move into the vacant upper unit while benefiting from substantial rental income from the existing tenanted portion to help offset mortgage and carrying costs. The property features two self-contained units with separate private entrances and separate hydro meters. Additional features include an updated kitchen, coin laundry, private driveway, and front and rear decks. Conveniently located in the established Haig Street neighbourhood within walking distance of downtown St. Catharines, shopping, restaurants, entertainment and public transit. With legal duplex status, established tenants, a vacant upper unit, separate hydro meters, and strong income potential, this is a compelling opportunity for investors and owner-occupiers alike.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,250
- Land Transfer Tax Fee
- $4,453
- Basement Type
- Full, Finished, Finished with Walk-Out
Interior Features
- Interior Extras
- Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Other
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 41.00 ft
- Lot Depth
- 87.23 ft
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Radiant
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4 + 2
- Washrooms
- 5
- Kitchens
- 4
Washrooms
- 3-piece, Second
- 4-piece, Main
- 3-piece, Basement
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Between Welland Avenue & Carlton Street
- Directions
- QEW --> Highway 406 --> Fourth Avenue --> Welland Avenue --> York Street
- MLS® number
- X13721904
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-08-28
- Updated on
- 2026-09-23
- Days on market
- 48 days
- Possession type
- Flexible
- Co-op commission
- 2.0%+HST
- Seller
- Listed by
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Home Market Value
Current home valuation for 43 York Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $398,500
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 43 York Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,925
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,143 | $11,118 | $9,484 | $0 |
=Total mortgage | $393,718 | $369,768 | $348,209 | $318,800 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,922monthly | $1,805monthly | $1,700monthly | $1,557monthly |
Land Transfer Tax
$4,453
$4,453
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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