Sold Conditionally 7 days ago
Sold Price Unavailable

20 Stuart Avenue

St. Catharines (Downtown), ON L2R 1M7

Detached House Sold ConditionalNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 20 Stuart Avenue, St. Catharines, Downtown

2026-08-28
2026-10-09
Sold Conditional
Price
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MLS#
x13722920

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 20 Stuart Avenue, St. Catharines, Downtown

Summarized Description

  • 1.5-storey home with four bedrooms.
  • Main floor bedroom with two closets.
  • Fully fenced backyard with garage.
  • Bonus workshop at the rear.
  • Private driveway for two vehicles.
  • Central location near schools and parks.
  • Home needs updates and repairs.
  • Ready for personal touch and vision.

Welcome to 20 Stuart Avenue, located on a quiet street in central St. Catharines. This 1.5-storey home offers a versatile layout with four bedrooms in total, including a convenient main floor bedroom with two closets, two additional bedrooms upstairs, and a fourth bedroom in the basement. The main floor features a spacious bathroom, while the second level offers a convenient 2-piece bath and the basement includes an additional 3-piece. Off the kitchen, a practical mudroom provides access to the fully fenced backyard, complete with a single detached garage and a bonus workshop at the rear. A private driveway accommodates two vehicles, and the property's central location offers easy access to schools, parks, shopping, public transit, and everyday amenities. Offering plenty of potential, this home is ready for your vision and personal touch. Being sold in as-is, where-is condition, it has been priced to reflect the updates and repairs required.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,482
Land Transfer Tax Fee
$3,725

Rental Items

Rental Equipment
Furnace, A/C & Tankless HWT
Under Contract
Air Conditioner, Tankless Water Heater, Other

Basement Type
Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Primary Bedroom - Main Floor
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Public Transit, School

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Brick
Special Designation
Unknown

Lot

Lot Front
34.30 ft
Lot Depth
107.90 ft
Lot Shape
Rectangular

Inclusions

Inclusions
All appliances, window coverings & ELF's

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 1
Washrooms
3
Kitchens
1

Room sizes

  • Mud Room—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Basement level, 3 Pc Bath
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Game Room—
    Basement level
  • Bathroom—
    Second level, 2 Pc Bath
  • Bedroom 2—
    Second level
  • Bedroom—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Bedroom 3—
    Second level
  • Bedroom 4—
    Basement level

Washrooms

  • 4-piece, Main
  • 2-piece, Second
  • 3-piece, Basement

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Lake Street & Carlton Street
Zoning
R1
Directions
Lake St or Bruce St to Stuart Avenue

MLS® number
X13722920
Data source
Toronto Regional Real Estate Board
Status change
2026-10-09
Listed on
2026-08-28
Days on market
42 days
Possession type
90+ days
Co-op commission
2
Seller
Listed by
BOLDT REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 20 Stuart Avenue, St. Catharines, Downtown, St. Catharines, ON. Listed for $350,000

HOMEH Estimate

?

$451,533

Estimated Sales Range

?

$323,062 - $510,882

HOMEH Estimate for 20 Stuart Avenue, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$451,533Low confidence
Based on 13 comparable properties
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$17,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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%
$
%
$
%
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+CMHC insurance
$13,300$9,765$8,330$0
=Total mortgage
$345,800$324,765$305,830$280,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,688monthly$1,586monthly$1,493monthly$1,367monthly
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Land Transfer Tax

Provincial

$3,725

Total Land Transfer Tax

$3,725

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