31 Stuart Avenue
St. Catharines (Downtown), ON L2R 1M8
- 3Bedrooms
- 2Bathrooms
- 4Parking
- 1100–1500Sq Ft
- $3,740Tax
- 40×120 ftLot Size
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Sale & Price History for 31 Stuart Avenue, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 31 Stuart Avenue, St. Catharines, Downtown
Summarized Description
- Charming duplex in coveted Fitzgerald area.
- Two-bedroom main floor apartment with cozy features.
- Bright one-bedroom apartment on second level.
- Potential for a third unit in unfinished basement.
- Upgrades include newer windows and metal roof.
- Conveniently located near schools and amenities.
- Ideal for investors or mortgage assistance seekers.
Lovely character home with great curb appeal and full of charm located in the coveted Fitzgerald area of downtown St.Catharines. Welcome to 31 Stuart Avenue a wonderful long time family owned home that features a two bedroom apartment on the main floor and a large bright one bedroom apartment up! Basement is unfinished and has been waterproofed from the inside. This would be an excellent multi generational opportunity! As you enter the ground floor you will find a comfortable living room with a bay window allowing lots of natural light and a cozy fireplace. A nice sized dining area leads to a working kitchen, there are two bedrooms on this level both with fantastic corner windows with views of the generous backyard. A four piece bath completes this level. The second level boasts a bright spacious one bedroom apartment which is accessed from a separate entrance at the rear of the home. The lot is 40X120 and features a one car garage and a concrete driveway. Upgrades over the years include most newer vinyl windows and a metal long life roof(Hindrea Roofing 2018). Located within walking distance to Harriet Tubman or St.Denis Elementary schools and for secondary St.Catharines Collegiate or St.Francis Secondary the later would qualify for bus transportation. Close to all other amenities including shopping, churches and fine dining you will love the convenience of this downtown location. Be sure to check out the local website for details on community events and more info about the FITZ at fitzgeraldneighbours.ca. Don't miss out on this opportunity to own this lovely home, call your Realtor today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,740
- Land Transfer Tax Fee
- $7,435
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Unfinished, Separate Entrance, Development Potential
Interior Features
- Interior Extras
- Accessory Apartment, In-Law Capability, Primary Bedroom - Main Floor, In-Law Suite
- Fireplace/Stove
- Yes
- Fireplace Features
- Living Room, Wood
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Metal
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 120.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Two Fridges, Two Stoves, Washer, Dryer all included as is. Catelli Cabinet in Living Room, Work tables and shelves in basement and garage shelves. Apartment furniture may be included.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level, Fireplace
- Kitchen—Main level
- Kitchen—Upper level
- Living Room—Upper level
- Bedroom—Main level
- Bedroom—Main level
- Bathroom—Upper level, 3 Pc Bath
- Bathroom—Main level, 4 Pc Bath
- Dining Room—Main level
- Bedroom—Upper level
Washrooms
- 4-piece, Main
- 3-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- George and Lake
- Zoning
- R1
- Directions
- Near George Street
- MLS® number
- X13752872
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-08
- Updated on
- 2026-09-18
- Days on market
- 39 days
- Possession type
- Flexible
- Co-op commission
- 2% of Selling Price +HST
- Seller
- Listed by
- Right At Home Realty, Brokerage
Home Market Value
Current home valuation for 31 Stuart Avenue, St. Catharines, Downtown, St. Catharines, ON. Listed for $548,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 31 Stuart Avenue, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $48,000 over $500K
$29,800
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,714 | $15,289 | $13,042 | $0 |
=Total mortgage | $538,574 | $508,489 | $478,842 | $438,400 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,630monthly | $2,483monthly | $2,338monthly | $2,140monthly |
Land Transfer Tax
$7,435
$7,435
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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