Listed for:Listed Sep 8, 2026
$385,000

10 Monck Street

St. Catharines (Western Hill), ON L2S 1L6

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 10 Monck Street, St. Catharines, Western Hill

No listing history available

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About 10 Monck Street, St. Catharines, Western Hill

Summarized Description

  • Beautifully updated bungalow in St.
  • Catharines.
  • Move-in ready with modern upgrades.
  • Open concept living, dining, and kitchen.
  • Bonus room for flexible use.
  • Premium lot offers backyard potential.
  • Detached garage with electrical for projects.
  • Close to schools and amenities.
  • Quiet street in a sought-after area.

Welcome to 10 Monck Street, a beautifully updated bungalow tucked on a quiet street in one of St. Catharines' most convenient and sought after pockets. This thoughtfully updated one floor living, this home checks all the boxes for first time buyers and downsizers looking for something move in ready.Inside you will find updated flooring, a refreshed kitchen, and a newly installed 200 amp electrical panel, giving you the peace of mind of a home that has been genuinely cared for. The open concept living, dining, and kitchen layout creates a bright and connected feel that works beautifully for everyday living and entertaining. A bonus room at the back of the home offers flexible space perfect for a mudroom, home office, or whatever your lifestyle calls for.Outside is where this one really shines. Sitting on a premium 45 x 148 foot lot, the potential here is serious. Think pool, playground, or your own private backyard retreat. The detached garage with electrical is a dream for car enthusiasts or anyone in need of a solid workshop space.Unfinished basement offers additional storage space. Located close to great schools, all amenities, the GO Station, and just a short distance to downtown St. Catharines. Easy, comfortable, and move in ready.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,124
Land Transfer Tax Fee
$4,250

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Interior Extras
Sump Pump
Security Features
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Hospital, Park, Public Transit, School
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
100+

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
45.00 ft
Lot Depth
148.00 ft

Inclusions

Inclusions
Fridge, Stove, Washer & Dryer

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Primary Bedroom—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Mud Room—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Other—
    Basement level
  • Other—
    Basement level
  • Bedroom—
    Main level
  • Other—
    Basement level
  • Bedroom—
    Main level

Washrooms

  • 3-piece, Main

Municipality
St. Catharines
Neighbourhood
Western Hill
Main cross streets
St.Paul West & Pelham Rd
Zoning
R2
Directions
Left on Monck

MLS® number
X13755094
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-08
Updated on
2026-09-24
Days on market
40 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
KELLER WILLIAMS COMPLETE REALTY

Home Market Value

Current home valuation for 10 Monck Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $385,000

HOMEH Estimate

?

$380,096

Estimated Sales Range

?

$300,276 - $459,916

HOMEH Estimate for 10 Monck Street, St. Catharines, Western Hill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$380,096Medium confidence
Based on 13 comparable properties
+ $4,904 (1%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,250

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$14,630$10,742$9,163$0
=Total mortgage
$380,380$357,242$336,413$308,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,857monthly$1,744monthly$1,643monthly$1,504monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,250

Total Land Transfer Tax

$4,250

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