Listed for:Listed 29 days ago
$349,900

42 Union Street

St. Catharines (Western Hill), ON L2S 2R2

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 42 Union Street, St. Catharines, Western Hill

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 42 Union Street, St. Catharines, Western Hill

Summarized Description

  • Rare triplex development opportunity in St.
  • Catharines
  • Approved permit allows immediate construction
  • Three self-contained units designed for rental appeal
  • Efficient layouts with multiple washrooms
  • Located in a desirable neighbourhood with amenities
  • Ideal for investors and builders alike
  • Turnkey project in a growing rental market
  • Close to schools and public transit

Approved shovel-ready triplex development opportunity in St. Catharines! Calling all investors,builders, and savvy buyers. This is a rare chance to begin construction immediately with anapproved triplex permit already in hand, avoiding months of planning delays and significantsoft costs. Plans are completed for approximately 3,900-4,000 sqft of total build, designed asthree self-contained residential units featuring efficient layouts, multiple washrooms, andmodern exterior elevations tailored for strong rental appeal. Ideal for investors seekinglong-term hold cash flow, a BRRRR strategy, or builders looking for a ready-to-go project withapprovals secured and equally attractive for a buyer looking to live in one unit and rent theother two for supplemental income. Situated in a desirable neighbourhood close to schools,Montessori and childcare centres, parks, public transit, shopping, and everyday amenities, withconvenient access to downtown St. Catharines, Brock University, the Pen Centre, and majorroutes. A turnkey multi-unit opportunity in a growing rental market.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,875
Land Transfer Tax Fee
$3,724

Basement Type
Partial Basement, Unfinished

Interior Features

Interior Extras
Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Park, Public Transit

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Stone, Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
38.48 ft
Lot Depth
155.24 ft

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bedroom—
    Second level
  • Bedroom—
    Main level
  • Bedroom—
    Second level
  • Kitchen—
    Main level
  • Living Room—
    Main level

Washrooms

  • 4-piece, Main

Municipality
St. Catharines
Neighbourhood
Western Hill
Main cross streets
Rykert-Union
Directions
Rykert-Union

MLS® number
X13791532
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-16
Updated on
2026-09-17
Days on market
29 days
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
THE CANADIAN HOME REALTY INC.

Home Market Value

Current home valuation for 42 Union Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $349,900

HOMEH Estimate

?

$329,664

Estimated Sales Range

?

$260,435 - $398,893

HOMEH Estimate for 42 Union Street, St. Catharines, Western Hill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$329,664Medium confidence
Based on 9 comparable properties
+ $20,236 (6%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$17,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$13,296$9,762$8,328$0
=Total mortgage
$345,701$324,672$305,743$279,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,688monthly$1,585monthly$1,493monthly$1,367monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$3,724

Total Land Transfer Tax

$3,724

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