
20 Monck Street
St. Catharines (Western Hill), ON L2S 1L6
- 2Bedrooms
- 1Bathroom
- 1Garage
- 700–1100Sq Ft
- $3,261Tax
- 45×148 ftLot Size
- Estimated Value:$397,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 20 Monck Street, St. Catharines, Western Hill
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-17 | 2026-06-26 | Login to See Prices | Sold | x13454170 |
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About 20 Monck Street, St. Catharines, Western Hill
Summarized Description
- Charming bungalow on quiet residential street
- Move-in ready with modern updates
- Spacious bathroom and main-floor laundry
- Private backyard with ample outdoor space
- Conveniently located near downtown amenities
- Roof replaced in 2024 for peace of mind
- Ideal for first-time buyers or investors
- Close to public school and GO Station
Welcome to this charming and thoughtfully curated bungalow, nestled on a quiet residential street just steps from everyday conveniences. Enjoy the benefit of being within walking distance to downtown's vibrant restaurants, cafés, and local amenities, while also having easy access to the GO Station, Highway 406, and major retailers. Located directly across from Edith Cavell Public School, this property sits on an impressive 45' x 148' deep lot, offering exceptional privacy and plenty of outdoor space to enjoy. Inside, you'll find a bright and inviting layout featuring 2 bedrooms, a spacious bathroom with tasteful décor, attractive flooring throughout, convenient main-floor laundry, and stainless steel appliances. Thoughtfully maintained and move-in ready, this home is perfect for first-time buyers, downsizers, or investors alike. Additional peace of mind comes with a roof replacement completed in 2024. AC, Furnace humidifier, Garage doors, 7'x7' resin garden Shed all installed in 2014. Garage has hydro. This is a fantastic opportunity to own a home in a walkable, well-connected neighbourhood.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,261
- Land Transfer Tax Fee
- $4,474
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- Unfinished
Interior Features
- Interior Extras
- Sump Pump
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 45.00 ft
- Lot Depth
- 148.00 ft
Inclusions
- Inclusions
- Dishwasher, Refrigerator, Stove, Washer and Dryer
Exclusions
- Exclusions
- Tenant belongings
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Washrooms
- 4-piece
- Municipality
- St. Catharines
- Neighbourhood
- Western Hill
- Main cross streets
- St. Paul St W and Monck
- Zoning
- R2
- Directions
- St. Paul St W to Monck
- MLS® number
- X13454170
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-26
- Listed on
- 2026-06-17
- Days on market
- 9 days
- Possession date
- 2026-08-03
- Possession type
- Other
- Co-op commission
- 2%+hst
- Seller
- Listed by
- REVEL Realty Inc., Brokerage
Home Market Value
Current home valuation for 20 Monck Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $399,900
HOMEH Estimate
$397,000
Estimated Sales Range
$313,630 - $480,370
HOMEH Estimate for 20 Monck Street, St. Catharines, Western Hill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,196 | $11,157 | $9,518 | $0 |
=Total mortgage | $395,101 | $371,067 | $349,433 | $319,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,929monthly | $1,812monthly | $1,706monthly | $1,562monthly |
Land Transfer Tax
$4,474
$4,474
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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