Was listed for:Expired Oct 17, 2025
$449,900

44.5 division Street W

St. Catharines (Downtown), ON L2R 3G5

Detached House ExpiredNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

Sell with HOMEH

HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.

Free Home EvaluationHow Much Is My Home Worth?Homes for Sale Nearby

Sale & Price History for 44.5 division Street W, St. Catharines, Downtown

2025-06-13
2025-10-17
Expired
Price
Login to See Prices
MLS#
x12218088

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 44.5 division Street W, St. Catharines, Downtown

Step into this professionally renovated, top-to-bottom family home located in the heart of downtown St. Catharines. Every detail has been thoughtfully updated to provide comfort, style, and functionality perfect as a primary residence or an investment property. Key Features:-Brand new kitchen with modern cabinetry, ample storage, and all appliances included-two fully renovated bathrooms with contemporary finishes. New roof, updated electrical, fresh paint throughout, new central air system for year-round comfort, replaced windows for energy efficiency and natural light, spacious upstairs with large closet and home office potential, covered front porch adds charm and curb appeal. Private backyard with solid wood fencing and a large deck ideal for entertaining or relaxing. Prime Location in an Up-and-Coming neighbourhood; minutes away from shopping, dining, entertainment, and green spaces, 5 minute walk to St. Paul Street to enjoy international cuisine, boutiques, and nightlife. A10-minute walk to Merritt Trail, Richard Pierpoint Park, and First Ontario Performing Arts Centre. Only 8 minutes by car to Brock University Whether you're looking to put down roots or add a turnkey rental to your portfolio, this is a rare opportunity you don't want to miss. Book your private showing today!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,271
Land Transfer Tax Fee
$5,473

Rental Items

Rental Equipment
hot water tank
Under Contract
Other

Basement Type
Full

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater
View
Downtown
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Porch
Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
30.00 ft
Lot Depth
82.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer and Dryer

Parking & Garages

Garage Type
None
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bedroom 2—
    Main level
  • Bedroom 3—
    Main level
  • Bedroom—
    Second level
  • Bathroom—
    Second level
  • Office—
    Second level
  • Bathroom—
    Main level

Washrooms

  • 3-piece, Main
  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
riordan
Directions
South on Geneva Left on Division

MLS® number
X12218088
Data source
Toronto Regional Real Estate Board
Status change
2025-10-17
Listed on
2025-06-13
Days on market
126 days
Possession date
2025-06-30
Possession type
1-29 days
Co-op commission
2.0
Seller
Listed by
COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Home Market Value

Current home valuation for 44.5 division Street W, St. Catharines, Downtown, St. Catharines, ON. Listed for $449,900

HOMEH Estimate

?

$319,698

Estimated Sales Range

?

$279,101 - $360,295

HOMEH Estimate for 44.5 division Street W, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$319,698Low confidence
Based on 3 comparable properties
+ $130,202 (41%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,096$12,552$10,708$0
=Total mortgage
$444,501$417,462$393,123$359,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,170monthly$2,038monthly$1,919monthly$1,757monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,473

Total Land Transfer Tax

$5,473

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
5.5 /10

Immaculée-Conception

Private·elementary·French·440m

4.1 /10

St Nicholas

Private·elementary·480m

9.2 /10

Connaught

Public·elementary·740m

4.4 /10

St. Catharines

Public·secondary·890m

5.9 /10

Harriet Tubman

Public·elementary·1.3km

6.2 /10

St Denis

Private·elementary·1.7km

6.4 /10

Edith Cavell

Public·elementary·1.8km

6.4 /10

Jeanne Sauve

Public·elementary·2.0km

6.1 /10

Prince of Wales

Public·elementary·2.2km

7.4 /10

Sir Winston Churchill

Public·secondary·2.2km

7.8 /10

St Alfred

Private·elementary·2.3km

9.5 /10

Ferndale

Public·elementary·2.4km

6.5 /10

Denis Morris

Private·secondary·2.5km

6.7 /10

Laura Secord

Public·secondary·2.6km

2.8 /10

St Christopher

Private·elementary·2.7km

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.