
44.5 division Street W
St. Catharines (Downtown), ON L2R 3G5
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $2,271Tax
- 30×82 ftLot Size
- Estimated Value:$319,698See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 44.5 division Street W, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-06-13 | 2025-10-17 | Login to See Prices | Expired | x12218088 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 44.5 division Street W, St. Catharines, Downtown
Step into this professionally renovated, top-to-bottom family home located in the heart of downtown St. Catharines. Every detail has been thoughtfully updated to provide comfort, style, and functionality perfect as a primary residence or an investment property. Key Features:-Brand new kitchen with modern cabinetry, ample storage, and all appliances included-two fully renovated bathrooms with contemporary finishes. New roof, updated electrical, fresh paint throughout, new central air system for year-round comfort, replaced windows for energy efficiency and natural light, spacious upstairs with large closet and home office potential, covered front porch adds charm and curb appeal. Private backyard with solid wood fencing and a large deck ideal for entertaining or relaxing. Prime Location in an Up-and-Coming neighbourhood; minutes away from shopping, dining, entertainment, and green spaces, 5 minute walk to St. Paul Street to enjoy international cuisine, boutiques, and nightlife. A10-minute walk to Merritt Trail, Richard Pierpoint Park, and First Ontario Performing Arts Centre. Only 8 minutes by car to Brock University Whether you're looking to put down roots or add a turnkey rental to your portfolio, this is a rare opportunity you don't want to miss. Book your private showing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,271
- Land Transfer Tax Fee
- $5,473
Rental Items
- Rental Equipment
- hot water tank
- Under Contract
- Other
- Basement Type
- Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Heater
- View
- Downtown
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 30.00 ft
- Lot Depth
- 82.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer and Dryer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Dining Room—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Bedroom—Second level
- Bathroom—Second level
- Office—Second level
- Bathroom—Main level
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- riordan
- Directions
- South on Geneva Left on Division
- MLS® number
- X12218088
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-17
- Listed on
- 2025-06-13
- Days on market
- 126 days
- Possession date
- 2025-06-30
- Possession type
- 1-29 days
- Co-op commission
- 2.0
- Seller
- Listed by
- COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Home Market Value
Current home valuation for 44.5 division Street W, St. Catharines, Downtown, St. Catharines, ON. Listed for $449,900
HOMEH Estimate
$319,698
Estimated Sales Range
$279,101 - $360,295
HOMEH Estimate for 44.5 division Street W, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$22,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,096 | $12,552 | $10,708 | $0 |
=Total mortgage | $444,501 | $417,462 | $393,123 | $359,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,170monthly | $2,038monthly | $1,919monthly | $1,757monthly |
Land Transfer Tax
$5,473
$5,473
Around this home
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