491 Geneva Street
St. Catharines (Lakeport), ON L2N 2H4
- 3+2Bedrooms
- 4Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $6,429Tax
- 60×120 ftLot Size
Estimated Value:$724,952See Free Estimate Report
Sale & Price History for 491 Geneva Street, St. Catharines, Lakeport
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 491 Geneva Street, St. Catharines, Lakeport
Summarized Description
- Custom-built raised bungalow, only 3 years old.
- Legal lower unit for rental potential.
- Versatile layout with separate entrances.
- Fully finished lower level with in-suite laundry.
- Spacious lot with ample parking.
- Located in desirable North End of St.
- Catharines.
- Close to schools, transit, and shopping.
- Immediate occupancy available for new owners.
Welcome to this exceptional custom-built raised bungalow, only 3 years old with a Legal lower unit located in St. Catharines' desirable North End. Situated on a spacious 60 x 120 ft lot, 5 parking spaces and single car garage, this versatile property offers a thoughtfully designed layout with 3 bedrooms and 2 full bathrooms on the main level, along with convenient laundry, a bright living room, separate family room, and beautiful kitchen-perfect for comfortable everyday living. The fully finished lower level features a separate entrance, 2 additional bedrooms, 1.5 bathrooms, and its own in-suite laundry, creating an ideal setup for extended family, guests, or rental potential. This legal duplex offers excellent flexibility and can also be converted back to a single-family home, providing a range of possibilities for homeowners and investors alike. Conveniently located close to schools, public transit, shopping, parks, and a variety of amenities. Immediate occupancy is available.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,429
- Land Transfer Tax Fee
- $13,675
Rental Items
- Rental Equipment
- HWT
- Under Contract
- Hot Water Heater
- Basement Type
- Apartment, Separate Entrance
Interior Features
- Interior Extras
- Primary Bedroom - Main Floor, In-Law Suite, In-Law Capability
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
Construction
- Exterior Finish
- Stone, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 120.00 ft
Inclusions
- Inclusions
- Fridges, stoves, microwaves, washer, dryer and dishwashers in upper and lower levels, all window coverings
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 2
- Washrooms
- 4
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Living Room—Basement level
- Bathroom—Basement level
- Bedroom—Basement level
- Bathroom—Basement level
- Bedroom—Basement level
- Room—
- Kitchen—Main level
- Living Room—Main level
- Dining Room—Main level
- Bedroom—Main level
- Primary Bedroom—Main level, 4 Pc Ensuite
- Bedroom—Main level
- Bedroom—Basement level
- Family Room—Ground level
- Kitchen—Basement level
- Bedroom—Basement level
- Living Room—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Lower
- 2-piece, Lower
- Municipality
- St. Catharines
- Neighbourhood
- Lakeport
- Main cross streets
- Linwell
- Directions
- From Lake Street turn right on Linwell and right on Geneva
- MLS® number
- X13780212
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-14
- Updated on
- 2026-09-22
- Days on market
- 34 days
- Possession date
- 2026-10-01
- Possession type
- 1-29 days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- REVEL Realty Inc., Brokerage
Home Market Value
Current home valuation for 491 Geneva Street, St. Catharines, Lakeport, St. Catharines, ON. Listed for $860,000
HOMEH Estimate
$724,952
Estimated Sales Range
$655,959 - $852,833
HOMEH Estimate for 491 Geneva Street, St. Catharines, Lakeport
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $360,000 over $500K
$61,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $31,958 | $23,994 | $20,468 | $0 |
=Total mortgage | $830,898 | $797,994 | $751,468 | $688,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,057monthly | $3,896monthly | $3,669monthly | $3,359monthly |
Land Transfer Tax
$13,675
$13,675
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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