
128 Geneva Street
St. Catharines (Downtown), ON L2R 4N6
- 6Bedrooms
- 3Bathrooms
- 4Parking
- 1100–1500Sq Ft
- $3,331Tax
- 36×120 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 128 Geneva Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-12 | 2026-06-26 | Login to See Prices | Terminated | x13119300 |
| 2026-03-17 | 2026-05-12 | Login to See Prices | Terminated | x12893182 |
| 2025-09-05 | 2025-11-28 | Login to See Prices | Expired | x12385427 |
| 2025-07-02 | 2025-09-05 | Login to See Prices | Terminated | x12257881 |
| 2025-01-31 | 2025-06-30 | Login to See Prices | Expired | x11949379 |
| 2025-01-09 | 2025-01-31 | Login to See Prices | Terminated | x11915019 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 128 Geneva Street, St. Catharines, Downtown
Summarized Description
- Legal triplex with three self-contained units.
- Recently renovated upper and lower units.
- Each unit features private in-suite laundry.
- Located in a high-demand rental area.
- Close to highways, transit, and schools.
- Potential cash flow with only 10% down.
- Updated kitchens and modern appliances.
- Affordable living costs under $1,000 monthly.
Fantastic investment opportunity for buyers seeking strong cash flow potential! This legal triplex offers three self-contained units, each featuring 2 bedrooms, 1 bathroom, and private in-suite laundry. The upper and lower units have been recently renovated, showcasing updated kitchens, modern appliances, upgraded bathrooms, and new flooring throughout. The main floor unit has also been refreshed with updated flooring, fresh paint, a renovated bathroom, and a new stove. Ideally situated in downtown St. Catharines, this property is perfectly positioned for investors looking to capitalize on a high-demand rental area. With only 10% down, you could potentially live for under $1,000 per month while the other units help offset your costs.Conveniently located near key amenities and commuter routes: just 2 minutes to the Hwy 406 and QEW ramps, 8 minutes to the GO Station, 9 minutes to Niagara Health Hospital, 11 minutes to Brock University, and 18 minutes to Niagara College. Extras: Recently renovated upper and lower units, refreshed main floor suite, new hot water tank, and shed removal. Prime central location close to highways, transit, schools, and major amenities.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,331
- Land Transfer Tax Fee
- $11,473
- Basement Type
- Finished, Separate Entrance
Interior Features
- Interior Extras
- Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Other
- Foundation Details
- Other
- Special Designation
- Unknown
Lot
- Lot Front
- 36.00 ft
- Lot Depth
- 120.00 ft
Inclusions
- Inclusions
- All existing appliances in each unit, including fridges, stoves, washers, dryers, and microwaves. Window coverings and light fixtures are included
Exclusions
- Exclusions
- Tenant belongings, furniture.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 6
- Washrooms
- 3
- Kitchens
- 3
Washrooms
- 4-piece, Basement
- 4-piece, Main
- 4-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- From Welland Ave, Turn North
- Directions
- From Welland Ave, Turn North
- MLS® number
- X13119300
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-26
- Listed on
- 2026-05-12
- Days on market
- 45 days
- Possession type
- 30-59 days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- ROYAL LEPAGE PINNACLE REAL ESTATE
Home Market Value
Current home valuation for 128 Geneva Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $749,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 128 Geneva Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $249,900 over $500K
$49,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,986 | $20,922 | $17,848 | $0 |
=Total mortgage | $727,643 | $695,832 | $655,263 | $599,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,553monthly | $3,397monthly | $3,199monthly | $2,929monthly |
Land Transfer Tax
$11,473
$11,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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