Was listed for:Terminated Jun 26, 2026
$749,900

128 Geneva Street

St. Catharines (Downtown), ON L2R 4N6

Multiplex TerminatedNot available

Property not available for sale or for rent.

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Sale & Price History for 128 Geneva Street, St. Catharines, Downtown

2026-05-12
2026-06-26
Terminated
Price
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MLS#
x13119300
2026-03-17
2026-05-12
Terminated
Price
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2025-09-05
2025-11-28
Expired
Price
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2025-07-02
2025-09-05
Terminated
Price
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2025-01-31
2025-06-30
Expired
Price
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2025-01-09
2025-01-31
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 128 Geneva Street, St. Catharines, Downtown

Summarized Description

  • Legal triplex with three self-contained units.
  • Recently renovated upper and lower units.
  • Each unit features private in-suite laundry.
  • Located in a high-demand rental area.
  • Close to highways, transit, and schools.
  • Potential cash flow with only 10% down.
  • Updated kitchens and modern appliances.
  • Affordable living costs under $1,000 monthly.

Fantastic investment opportunity for buyers seeking strong cash flow potential! This legal triplex offers three self-contained units, each featuring 2 bedrooms, 1 bathroom, and private in-suite laundry. The upper and lower units have been recently renovated, showcasing updated kitchens, modern appliances, upgraded bathrooms, and new flooring throughout. The main floor unit has also been refreshed with updated flooring, fresh paint, a renovated bathroom, and a new stove. Ideally situated in downtown St. Catharines, this property is perfectly positioned for investors looking to capitalize on a high-demand rental area. With only 10% down, you could potentially live for under $1,000 per month while the other units help offset your costs.Conveniently located near key amenities and commuter routes: just 2 minutes to the Hwy 406 and QEW ramps, 8 minutes to the GO Station, 9 minutes to Niagara Health Hospital, 11 minutes to Brock University, and 18 minutes to Niagara College. Extras: Recently renovated upper and lower units, refreshed main floor suite, new hot water tank, and shed removal. Prime central location close to highways, transit, schools, and major amenities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,331
Land Transfer Tax Fee
$11,473

Basement Type
Finished, Separate Entrance

Interior Features

Interior Extras
Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Multiplex
Building Style
2-Storey

Construction

Exterior Finish
Aluminum Siding
Roof
Other
Foundation Details
Other
Special Designation
Unknown

Lot

Lot Front
36.00 ft
Lot Depth
120.00 ft

Inclusions

Inclusions
All existing appliances in each unit, including fridges, stoves, washers, dryers, and microwaves. Window coverings and light fixtures are included

Exclusions

Exclusions
Tenant belongings, furniture.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
6
Washrooms
3
Kitchens
3

Washrooms

  • 4-piece, Basement
  • 4-piece, Main
  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
From Welland Ave, Turn North
Directions
From Welland Ave, Turn North

MLS® number
X13119300
Data source
Toronto Regional Real Estate Board
Status change
2026-06-26
Listed on
2026-05-12
Days on market
45 days
Possession type
30-59 days
Co-op commission
2% + HST
Seller
Listed by
ROYAL LEPAGE PINNACLE REAL ESTATE

Home Market Value

Current home valuation for 128 Geneva Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $749,900

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 128 Geneva Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:6.7%

5% on first $500K + 10% on $249,900 over $500K

Minimum down payment

$49,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,986$20,922$17,848$0
=Total mortgage
$727,643$695,832$655,263$599,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,553monthly$3,397monthly$3,199monthly$2,929monthly
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Land Transfer Tax

Provincial

$11,473

Total Land Transfer Tax

$11,473

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