220 Geneva Street
St. Catharines (Downtown), ON L2R 4P8
- 3+1Bedrooms
- 4Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $3,850Tax
- 27×100 ftLot Size
Estimated Value:$529,579See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 220 Geneva Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-07-24 | 2026-10-05 | Login to See Prices | Sold Conditional | x13604036 |
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About 220 Geneva Street, St. Catharines, Downtown
Summarized Description
- Centrally located two-storey duplex with renovation potential.
- 3 bedrooms and 2.5 bathrooms in main unit.
- Primary bedroom features ensuite and walk-in closet.
- Separate entrance for basement unit with income potential.
- Private backyard with no rear neighbours.
- Close to shopping and minutes from QEW.
- Ideal for investors and contractors seeking projects.
Centrally located two-storey duplex offering incredible potential for investors, contractors, or buyers looking for a full renovation project. This vacant property requires extensive cosmetic updates throughout and should be viewed as an opportunity to completely transform the space and make it your own. The home features a functional layout with 3 bedrooms and 2.5 bathrooms in the main unit, including a primary bedroom with an ensuite and walk-in closet. The basement unit has a separate entrance with 1 bedroom and 1 bathroom, offering excellent future income potential once renovated. With no rear neighbours and mature trees, the backyard has the potential to become a private oasis. Conveniently located close to shopping, grocery stores, restaurants, and just minutes from the QEW, this property is ideal for commuters and those looking to add value through significant improvements.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,850
- Land Transfer Tax Fee
- $5,173
- Basement Type
- Finished with Walk-Out, Finished, Separate Entrance, Walk-Up, Full
Interior Features
- Interior Extras
- In-Law Suite
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 26.60 ft
- Lot Depth
- 100.00 ft
Inclusions
- Inclusions
- N/A
Exclusions
- Exclusions
- N/A
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 4
- Kitchens
- 3
- Family / bonus room
- Yes
Washrooms
- 2-piece, Main
- 3-piece, Second
- 3-piece, Basement
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Geneva and Russell
- Directions
- Left on Geneva
- MLS® number
- X13604036
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-05
- Listed on
- 2026-07-24
- Days on market
- 73 days
- Possession type
- Immediate
- Co-op commission
- 1.75%
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 220 Geneva Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $434,900
HOMEH Estimate
$529,579
Estimated Sales Range
$317,747 - $741,411
HOMEH Estimate for 220 Geneva Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,745
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,526 | $12,134 | $10,351 | $0 |
=Total mortgage | $429,681 | $403,544 | $380,016 | $347,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,098monthly | $1,970monthly | $1,855monthly | $1,699monthly |
Land Transfer Tax
$5,173
$5,173
Around this home
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